Private banks with high returns and low bad loans
ROA of 1.2%+, net NPA under 1%, and CET1 capital of 12%+. Change any filter below to make it your own.
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Companies that pass
12
as of 2026-11-01
Typical ROCE
—
all companies ₹1,000 Cr+: 14.9%
Typical P/E
12.1
all companies ₹1,000 Cr+: 27.5
Sectors
- Financial Services 12
12 results
· data as of 2026-11-01| Industry | ROCE, last 5 years | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | Private Sector Bank | 10,68,201 Cr | 13.34 | 1.84 | 13.6% | 1.9% | 1.02 | 1.78% | 0.37% | 18.9% | ||
| ICICIBANK ICICI Bank Limited | Private Sector Bank | 10,03,736 Cr | 16.99 | 2.46 | 15.4% | 0.8% | 0.73 | 2.25% | 0.30% | 16.0% | ||
| KOTAKBANK Kotak Mahindra Bank Limited | Private Sector Bank | 4,59,195 Cr | 21.38 | 2.36 | 11.0% | 0.1% | 0.63 | 1.98% | 0.24% | 21.4% | ||
| AXISBANK Axis Bank Limited | Private Sector Bank | 3,78,937 Cr | 12.65 | 1.66 | 13.1% | 0.1% | 1.42 | 1.49% | 0.35% | 14.6% | ||
| IDBI IDBI Bank Limited | Private Sector Bank | 86,363 Cr | 10.40 | 1.19 | 11.5% | 2.6% | 0.45 | 1.83% | 0.17% | 26.6% | ||
| FEDERALBNK The Federal Bank Limited | Private Sector Bank | 83,998 Cr | 16.19 | 1.91 | 12.3% | 0.4% | 0.86 | 1.24% | 0.17% | 15.8% | ||
| KARURVYSYA Karur Vysya Bank Limited | Private Sector Bank | 34,424 Cr | 11.64 | 2.24 | 19.2% | 0.6% | 0.15 | 2.11% | 0.18% | 18.0% | ||
| CUB City Union Bank Limited | Private Sector Bank | 21,223 Cr | 14.24 | 1.90 | 13.3% | 0.9% | 0.47 | 1.59% | 0.48% | 20.4% | ||
| J&KBANK The Jammu & Kashmir Bank Limited | Private Sector Bank | 12,906 Cr | 5.47 | 0.74 | 13.5% | 2.0% | 0.31 | 1.24% | 0.51% | 13.9% | ||
| TMB Tamilnad Mercantile Bank Limited | Private Sector Bank | 12,689 Cr | 8.04 | 1.18 | 14.7% | 1.4% | 0.21 | 2.04% | 0.14% | 31.4% | ||
| KTKBANK The Karnataka Bank Limited | Private Sector Bank | 11,284 Cr | 7.26 | 0.81 | 11.2% | 1.7% | 0.39 | 1.22% | 0.74% | 19.2% | ||
| CSBBANK CSB Bank Limited | Private Sector Bank | 5,134 Cr | 7.47 | 0.99 | 13.2% | — | 1.18 | 1.24% | 0.33% | 18.5% |
- HDFCBANKPrivate Sector BankHDFC Bank Limited
- Mcap
- 10,68,201 Cr
- P/E
- 13.34
- P/B
- 1.84
- ROE
- 13.6%
- Div yield
- 1.9%
- D/E
- 1.02
- ROA
- 1.78%
- Net NPA
- 0.37%
- CET1
- 18.9%
- ICICIBANKPrivate Sector BankICICI Bank Limited
- Mcap
- 10,03,736 Cr
- P/E
- 16.99
- P/B
- 2.46
- ROE
- 15.4%
- Div yield
- 0.8%
- D/E
- 0.73
- ROA
- 2.25%
- Net NPA
- 0.30%
- CET1
- 16.0%
- KOTAKBANKPrivate Sector BankKotak Mahindra Bank Limited
- Mcap
- 4,59,195 Cr
- P/E
- 21.38
- P/B
- 2.36
- ROE
- 11.0%
- Div yield
- 0.1%
- D/E
- 0.63
- ROA
- 1.98%
- Net NPA
- 0.24%
- CET1
- 21.4%
- AXISBANKPrivate Sector BankAxis Bank Limited
- Mcap
- 3,78,937 Cr
- P/E
- 12.65
- P/B
- 1.66
- ROE
- 13.1%
- Div yield
- 0.1%
- D/E
- 1.42
- ROA
- 1.49%
- Net NPA
- 0.35%
- CET1
- 14.6%
- IDBIPrivate Sector BankIDBI Bank Limited
- Mcap
- 86,363 Cr
- P/E
- 10.40
- P/B
- 1.19
- ROE
- 11.5%
- Div yield
- 2.6%
- D/E
- 0.45
- ROA
- 1.83%
- Net NPA
- 0.17%
- CET1
- 26.6%
- FEDERALBNKPrivate Sector BankThe Federal Bank Limited
- Mcap
- 83,998 Cr
- P/E
- 16.19
- P/B
- 1.91
- ROE
- 12.3%
- Div yield
- 0.4%
- D/E
- 0.86
- ROA
- 1.24%
- Net NPA
- 0.17%
- CET1
- 15.8%
- KARURVYSYAPrivate Sector BankKarur Vysya Bank Limited
- Mcap
- 34,424 Cr
- P/E
- 11.64
- P/B
- 2.24
- ROE
- 19.2%
- Div yield
- 0.6%
- D/E
- 0.15
- ROA
- 2.11%
- Net NPA
- 0.18%
- CET1
- 18.0%
- CUBPrivate Sector BankCity Union Bank Limited
- Mcap
- 21,223 Cr
- P/E
- 14.24
- P/B
- 1.90
- ROE
- 13.3%
- Div yield
- 0.9%
- D/E
- 0.47
- ROA
- 1.59%
- Net NPA
- 0.48%
- CET1
- 20.4%
- J&KBANKPrivate Sector BankThe Jammu & Kashmir Bank Limited
- Mcap
- 12,906 Cr
- P/E
- 5.47
- P/B
- 0.74
- ROE
- 13.5%
- Div yield
- 2.0%
- D/E
- 0.31
- ROA
- 1.24%
- Net NPA
- 0.51%
- CET1
- 13.9%
- TMBPrivate Sector BankTamilnad Mercantile Bank Limited
- Mcap
- 12,689 Cr
- P/E
- 8.04
- P/B
- 1.18
- ROE
- 14.7%
- Div yield
- 1.4%
- D/E
- 0.21
- ROA
- 2.04%
- Net NPA
- 0.14%
- CET1
- 31.4%
- KTKBANKPrivate Sector BankThe Karnataka Bank Limited
- Mcap
- 11,284 Cr
- P/E
- 7.26
- P/B
- 0.81
- ROE
- 11.2%
- Div yield
- 1.7%
- D/E
- 0.39
- ROA
- 1.22%
- Net NPA
- 0.74%
- CET1
- 19.2%
- CSBBANKPrivate Sector BankCSB Bank Limited
- Mcap
- 5,134 Cr
- P/E
- 7.47
- P/B
- 0.99
- ROE
- 13.2%
- Div yield
- —
- D/E
- 1.18
- ROA
- 1.24%
- Net NPA
- 0.33%
- CET1
- 18.5%
About this screen: why it might work, and what it can miss
Returns, clean loans and spare capital together show a bank that can keep growing its loan book without strain.
- NPA and CET1 are for the bank alone, from its latest quarter; ROA is over the last twelve months.
A screen applies a rule to reported figures; it is not a recommendation to buy or sell.
Data as of 2026-11-01. Not investment advice.