ICICIBANK

ICICI Bank Limited

One of India's largest private-sector banks — retail, SME, corporate and treasury

Financial Services›Financial Services›Banks›Private Sector Bank

icici.bank.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹1397.00
Market cap
10,03,018 Cr
Stock P/E
17.0
P/B
2.46
Dividend yield
0.8%
ROE (FY26)
15.2%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

ICICI Bank is an Indian private-sector bank taking deposits and lending to retail customers, small and mid-sized businesses and large corporates, with treasury and international banking alongside.

Company snapshot

2ndBy market cap

Ranked among 20 companies in Private Sector Bank.

Segment mix

Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.

Largest segment: 81.5% of revenue

SegmentRevenue shareRevenuePBTAssets
Other Banking
2.9%
1,395 Cr206 Cr49,907 Cr
Retail
81.5%
39,438 Cr5,332 Cr7,76,301 Cr
Treasury
70.4%
34,048 Cr4,218 Cr6,42,458 Cr
Wholesale
43.7%
21,119 Cr5,903 Cr5,39,704 Cr

Shares add up to 198% because segment revenues are before inter-segment eliminations.

What we see

Positives
  • ✓Net margin of 18.6% — the business keeps a healthy share of every rupee it earns.
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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricDec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026Sept 2026
Net Interest Income21,456 Cr22,183 Cr23,460 Cr24,100 Cr24,404 Cr25,340 Cr25,990 Cr26,164 Cr26,490 Cr27,547 Cr29,177 Cr30,336 Cr
Other income18,615 Cr24,575 Cr22,688 Cr26,617 Cr27,589 Cr31,361 Cr25,496 Cr27,966 Cr28,418 Cr35,020 Cr27,448 Cr32,169 Cr
Net operating income40,071 Cr46,758 Cr46,148 Cr50,717 Cr51,993 Cr56,700 Cr51,486 Cr54,129 Cr54,908 Cr62,567 Cr56,626 Cr62,505 Cr
Employee cost4,749 Cr4,949 Cr6,166 Cr5,993 Cr5,674 Cr5,797 Cr6,638 Cr6,120 Cr6,243 Cr6,257 Cr6,912 Cr6,919 Cr
Other expenses19,160 Cr24,957 Cr21,905 Cr24,846 Cr26,568 Cr30,851 Cr23,531 Cr28,035 Cr28,264 Cr35,305 Cr27,110 Cr31,576 Cr
Provisions & contingencies1,020 Cr698 Cr1,316 Cr1,382 Cr1,268 Cr940 Cr1,822 Cr909 Cr2,647 Cr261 Cr1,297 Cr895 Cr
Depreciation————————————
Profit before tax15,142 Cr16,154 Cr16,761 Cr18,496 Cr18,483 Cr19,113 Cr19,494 Cr19,065 Cr17,754 Cr20,744 Cr21,307 Cr23,115 Cr
Tax %25.7%25.9%26.0%25.1%25.2%25.1%26.2%25.2%24.5%24.7%23.9%25.1%
Net profit11,515 Cr12,200 Cr12,463 Cr13,906 Cr13,847 Cr14,354 Cr14,456 Cr14,318 Cr13,481 Cr15,681 Cr16,276 Cr17,389 Cr
EPS (₹)₹15.77₹16.63₹16.64₹18.39₹18.26₹19.11₹19.02₹18.71₹17.54₹20.62₹21.54₹22.76

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income26,104 Cr27,900 Cr32,804 Cr40,170 Cr46,504 Cr54,240 Cr70,523 Cr85,408 Cr97,304 Cr1,06,190 CrSign in free for the trailing twelve months
Other income52,458 Cr56,755 Cr59,245 Cr64,775 Cr72,030 Cr62,129 Cr65,112 Cr76,522 Cr1,08,255 Cr1,16,900 CrSign in free for the trailing twelve months
Net operating income78,562 Cr84,656 Cr92,049 Cr1,04,945 Cr1,18,533 Cr1,16,370 Cr1,35,635 Cr1,61,930 Cr2,05,559 Cr2,23,090 CrSign in free for the trailing twelve months
Employee cost—8,334 Cr9,425 Cr11,157 Cr11,051 Cr12,342 Cr15,234 Cr19,172 Cr23,630 Cr25,259 CrSign in free for the trailing twelve months
Other expenses—47,422 Cr54,834 Cr60,361 Cr65,221 Cr60,810 Cr67,205 Cr78,611 Cr1,04,170 Cr1,15,135 CrSign in free for the trailing twelve months
Provisions & contingencies16,582 Cr17,973 Cr20,462 Cr15,014 Cr16,377 Cr8,977 Cr6,940 Cr3,712 Cr4,906 Cr5,639 CrSign in free for the trailing twelve months
Depreciation——————————Sign in free for the trailing twelve months
Profit before tax13,809 Cr10,927 Cr7,328 Cr18,413 Cr25,884 Cr34,241 Cr46,256 Cr60,434 Cr72,854 Cr77,057 CrSign in free for the trailing twelve months
Tax %17.9%17.2%23.5%40.0%21.9%24.7%25.5%25.5%25.3%25.2%Sign in free for the trailing twelve months
Net profit11,340 Cr9,100 Cr5,689 Cr11,225 Cr20,364 Cr26,538 Cr35,461 Cr46,081 Cr54,569 Cr57,936 CrSign in free for the trailing twelve months
EPS (₹)₹15.91₹12.02₹6.61₹14.81₹27.26₹36.21₹14.12₹63.19₹72.41₹75.89Sign in free for the trailing twelve months
Dividend payout %————0.0%5.2%9.8%12.1%12.9%13.6%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital——1,289 Cr1,295 Cr1,383 Cr1,390 Cr1,397 Cr1,405 Cr1,425 Cr1,432 Cr
Reserves——1,12,959 Cr1,21,665 Cr1,53,079 Cr1,80,663 Cr2,13,101 Cr2,50,223 Cr3,06,632 Cr3,55,001 Cr
Borrowings——2,10,324 Cr2,13,852 Cr1,43,900 Cr1,61,603 Cr1,89,062 Cr2,07,428 Cr2,18,883 Cr2,20,264 Cr
Other liabilities——9,14,221 Cr10,40,480 Cr12,75,450 Cr14,08,982 Cr15,54,931 Cr19,05,008 Cr21,15,301 Cr23,37,800 Cr
Total liabilities——12,38,794 Cr13,77,292 Cr15,73,812 Cr17,52,637 Cr19,58,491 Cr23,64,063 Cr26,42,241 Cr29,14,498 Cr
Fixed assets (net)——9,660 Cr10,409 Cr10,809 Cr10,605 Cr10,969 Cr13,240 Cr15,812 Cr17,420 Cr
CWIP——————————
Investments——3,98,201 Cr4,43,473 Cr5,36,579 Cr5,67,098 Cr6,39,552 Cr8,27,163 Cr8,86,377 Cr8,70,720 Cr
Loans & advances——6,46,962 Cr7,06,246 Cr7,91,801 Cr9,20,308 Cr10,83,866 Cr12,60,776 Cr14,20,664 Cr16,44,658 Cr
Cash & bank——38,066 Cr35,312 Cr46,302 Cr60,229 Cr68,649 Cr89,943 Cr1,20,241 Cr1,21,237 Cr
Other assets——1,45,905 Cr1,81,853 Cr1,88,321 Cr1,94,397 Cr1,55,454 Cr1,72,941 Cr1,99,148 Cr2,60,463 Cr
Total assets——12,38,794 Cr13,77,292 Cr15,73,812 Cr17,52,637 Cr19,58,491 Cr23,64,063 Cr26,42,241 Cr29,14,498 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity52,636 Cr19,383 Cr48,671 Cr79,565 Cr1,38,015 Cr58,111 Cr-3,771 Cr1,57,284 Cr1,22,805 Cr67,325 Cr
Cash from investing-1,606 Cr-50,573 Cr-30,147 Cr-42,308 Cr-62,987 Cr-39,321 Cr-68,005 Cr-1,45,931 Cr-77,288 Cr-13,014 Cr
Cash from financing-35,470 Cr39,676 Cr-19,997 Cr2,992 Cr-54,667 Cr17,451 Cr24,791 Cr13,765 Cr5,589 Cr-4,661 Cr
Net cash flow15,455 Cr8,508 Cr-1,608 Cr40,462 Cr19,718 Cr36,114 Cr-46,669 Cr25,541 Cr51,255 Cr50,957 Cr
Free cash flow (OCF − Capex)51,319 Cr18,341 Cr47,523 Cr77,691 Cr1,36,339 Cr58,111 Cr-3,771 Cr1,57,284 Cr1,22,805 Cr67,325 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %9.8%6.4%3.7%7.8%11.9%13.8%15.9%17.6%16.6%15.2%

Regulatory ratios (standalone basis)

RBI ratios for the bank itself (standalone filing), on both views.

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA——45,676 Cr41,409 Cr41,373 Cr33,920 Cr31,184 Cr27,962 Cr24,167 Cr23,052 Cr
Gross NPA %——7.4%6.0%5.3%3.6%2.8%2.2%1.7%1.4%
Net NPA——13,450 Cr10,114 Cr9,180 Cr6,961 Cr5,155 Cr5,378 Cr5,589 Cr5,459 Cr
Net NPA %5.4%5.4%2.3%1.5%1.2%0.8%0.5%0.4%0.4%0.3%
CET1 %13.7%14.4%13.6%13.4%16.8%17.6%17.1%15.6%15.9%16.4%
Additional Tier 1 %0.6%1.5%1.5%1.3%1.3%0.8%0.5%0.0%0.0%0.0%
ROA %1.4%0.9%0.4%0.8%1.4%1.8%2.2%2.4%2.4%2.3%