City Union Bank Limited
City Union Bank Limited (CUB) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Private Sector Bank
cityunionbank.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|
| Net Interest Income | 600 Cr | 625 Cr | 667 Cr | 752 Cr |
| Other income | 251 Cr | 244 Cr | 259 Cr | 245 Cr |
| Net operating income | 852 Cr | 869 Cr | 926 Cr | 998 Cr |
| Employee cost | 197 Cr | 201 Cr | 224 Cr | 230 Cr |
| Other expenses | 214 Cr | 218 Cr | 231 Cr | 254 Cr |
| Provisions & contingencies | 78 Cr | 70 Cr | 57 Cr | 96 Cr |
| Depreciation | — | — | — | — |
| Profit before tax | 363 Cr | 381 Cr | 414 Cr | 417 Cr |
| Tax % | 20.7% | 19.7% | 20.6% | 20.4% |
| Net profit | 288 Cr | 306 Cr | 329 Cr | 332 Cr |
| EPS (₹) | ₹3.89 | ₹4.13 | ₹4.43 | ₹4.48 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2025 | TTM |
|---|---|---|
| Net Interest Income | 2,316 Cr | Sign in for TTM |
| Other income | 898 Cr | Sign in for TTM |
| Net operating income | 3,214 Cr | Sign in for TTM |
| Employee cost | 733 Cr | Sign in for TTM |
| Other expenses | 802 Cr | Sign in for TTM |
| Provisions & contingencies | 262 Cr | Sign in for TTM |
| Depreciation | — | Sign in for TTM |
| Profit before tax | 1,417 Cr | Sign in for TTM |
| Tax % | 20.7% | Sign in for TTM |
| Net profit | 1,124 Cr | Sign in for TTM |
| EPS (₹) | ₹15.17 | Sign in for TTM |
| Dividend payout % | -9.9% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 |
|---|---|
| Equity capital | 74 Cr |
| Reserves | 9,393 Cr |
| Borrowings | 2,169 Cr |
| Other liabilities | 65,987 Cr |
| Total liabilities | 77,623 Cr |
| Fixed assets (net) | 322 Cr |
| CWIP | — |
| Investments | 17,336 Cr |
| Loans & advances | 52,081 Cr |
| Cash & bank | 3,875 Cr |
| Other assets | 4,009 Cr |
| Total assets | 77,623 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2025 |
|---|---|
| Cash from operating activity | 1,625 Cr |
| Cash from investing | 276 Cr |
| Cash from financing | -3,554 Cr |
| Net cash flow | -1,653 Cr |
| Free cash flow (OCF − Capex) | 1,625 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2025 |
|---|---|
| ROCE % | 6.6% |
| ROE % | 11.9% |
| Debtor days | — |
| Inventory days | — |
| Days payable | — |
| Cash conversion cycle | — |
| Debt / equity | 0.23 |
| Current ratio | — |
| Net debt / EBITDA | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2025 |
|---|---|
| Gross NPA | 1,638 Cr |
| Gross NPA % | 3.1% |
| Net NPA | 653 Cr |
| Net NPA % | 1.3% |
| CET1 % | 22.7% |
| Additional Tier 1 % | 0.0% |
| Capital adequacy % | — |
| NIM % | — |
| ROA % | 1.6% |
Compare with peers
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