The Federal Bank Limited

The Federal Bank Limited (FEDERALBNK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial ServicesFinancial ServicesBanksPrivate Sector Bank

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Key metrics

Price as of 2026-09-03

Stock price
₹344.60
Market cap
88,180 Cr
Stock P/E
17.8
P/B
2.15
Dividend yield
0.3%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income2,247 Cr2,326 Cr2,403 Cr2,516 Cr2,612 Cr2,695 Cr2,651 Cr2,611 Cr2,787 Cr2,960 Cr3,545 Cr3,324 Cr
Other income757 Cr908 Cr810 Cr936 Cr1,010 Cr931 Cr1,047 Cr1,164 Cr1,105 Cr1,143 Cr1,186 Cr1,082 Cr
Net operating income3,004 Cr3,234 Cr3,213 Cr3,452 Cr3,622 Cr3,626 Cr3,699 Cr3,776 Cr3,892 Cr4,102 Cr4,731 Cr4,406 Cr
Employee cost713 Cr788 Cr985 Cr845 Cr892 Cr896 Cr907 Cr910 Cr930 Cr985 Cr930 Cr1,071 Cr
Other expenses890 Cr913 Cr1,008 Cr1,030 Cr1,061 Cr1,066 Cr1,195 Cr1,158 Cr1,192 Cr1,235 Cr1,325 Cr1,241 Cr
Provisions & contingencies58 Cr114 Cr-77 Cr173 Cr196 Cr387 Cr163 Cr437 Cr397 Cr374 Cr762 Cr353 Cr
Depreciation
Profit before tax1,343 Cr1,420 Cr1,296 Cr1,404 Cr1,473 Cr1,277 Cr1,434 Cr1,270 Cr1,373 Cr1,507 Cr1,714 Cr1,741 Cr
Tax %25.5%25.1%25.0%25.9%25.0%25.7%22.7%25.4%25.7%25.4%18.7%25.5%
Net profit1,007 Cr1,067 Cr996 Cr1,047 Cr1,115 Cr951 Cr1,120 Cr951 Cr1,023 Cr1,125 Cr1,392 Cr1,302 Cr
EPS (₹)₹4.35₹4.28₹3.99₹4.21₹4.48₹3.85₹4.44₹3.74₹4.04₹4.45₹5.44₹5.09

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income4,319 Cr4,912 Cr5,879 Cr6,422 Cr7,837 Cr9,071 Cr10,475 Cr11,903 CrSign in for TTM
Other income1,335 Cr1,882 Cr1,958 Cr2,121 Cr2,436 Cr3,216 Cr3,924 Cr4,598 CrSign in for TTM
Net operating income5,654 Cr6,794 Cr7,837 Cr8,543 Cr10,273 Cr12,287 Cr14,399 Cr16,501 CrSign in for TTM
Employee cost1,426 Cr1,876 Cr2,172 Cr2,512 Cr2,440 Cr3,180 Cr3,545 Cr3,756 CrSign in for TTM
Other expenses1,411 Cr1,671 Cr1,727 Cr2,080 Cr2,771 Cr3,587 Cr4,347 Cr4,911 CrSign in for TTM
Provisions & contingencies858 Cr1,187 Cr1,730 Cr1,305 Cr799 Cr260 Cr919 Cr1,971 CrSign in for TTM
DepreciationSign in for TTM
Profit before tax1,960 Cr2,060 Cr2,209 Cr2,646 Cr4,263 Cr5,261 Cr5,588 Cr5,863 CrSign in for TTM
Tax %34.6%24.6%25.4%25.7%25.5%25.3%24.8%23.5%Sign in for TTM
Net profit1,318 Cr1,590 Cr1,680 Cr1,996 Cr3,210 Cr3,964 Cr4,234 Cr4,491 CrSign in for TTM
EPS (₹)₹6.65₹7.94₹8.34₹9.52₹15.01₹16.76₹16.98₹17.67Sign in for TTM
Dividend payout %0.0%7.0%11.8%5.9%6.9%6.6%Sign in for TTM
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Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital397 Cr399 Cr399 Cr421 Cr423 Cr487 Cr491 Cr493 Cr
Reserves13,096 Cr14,419 Cr16,098 Cr18,830 Cr21,694 Cr29,613 Cr34,042 Cr37,996 Cr
Borrowings25,160 Cr32,596 Cr33,193 Cr
Other liabilities1,46,072 Cr1,68,536 Cr1,88,469 Cr2,06,991 Cr2,45,887 Cr2,62,579 Cr2,93,023 Cr3,30,399 Cr
Total liabilities1,59,340 Cr1,83,353 Cr2,04,967 Cr2,26,241 Cr2,68,004 Cr3,17,839 Cr3,60,152 Cr4,02,081 Cr
Fixed assets (net)1,063 Cr1,528 Cr1,528 Cr
CWIP
Investments61,043 Cr66,058 Cr76,471 Cr
Loans & advances2,18,110 Cr2,44,995 Cr2,77,381 Cr
Cash & bank11,509 Cr20,361 Cr15,577 Cr
Other assets1,59,340 Cr1,83,353 Cr2,04,967 Cr2,26,241 Cr2,68,004 Cr26,113 Cr27,210 Cr31,124 Cr
Total assets1,59,340 Cr1,83,353 Cr2,04,967 Cr2,26,241 Cr2,68,004 Cr3,17,839 Cr3,60,152 Cr4,02,081 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity11,195 Cr-7,774 Cr489 Cr6,431 Cr8,801 Cr4,349 Cr
Cash from investing-3,916 Cr908 Cr-9,844 Cr-8,908 Cr-3,794 Cr-11,109 Cr
Cash from financing-223 Cr8,193 Cr6,038 Cr3,871 Cr7,401 Cr2,069 Cr
Net cash flow7,058 Cr1,320 Cr-3,332 Cr1,390 Cr12,403 Cr-4,700 Cr
Free cash flow (OCF − Capex)11,065 Cr-8,069 Cr5 Cr6,103 Cr8,046 Cr4,041 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %68.7%72.5%64.5%55.1%64.4%6.4%6.6%6.1%
ROE %9.8%10.7%10.2%10.4%14.5%13.2%12.3%11.7%
Debtor days
Inventory days
Days payable
Cash conversion cycle
Debt / equity0.840.940.86
Current ratio
Net debt / EBITDA

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA3,261 Cr3,531 Cr4,602 Cr4,137 Cr4,184 Cr4,529 Cr4,376 Cr4,335 Cr
Gross NPA %2.9%2.8%3.4%2.8%2.4%2.1%1.8%1.6%
Net NPA1,626 Cr1,607 Cr1,569 Cr1,393 Cr1,205 Cr1,255 Cr1,040 Cr529 Cr
Net NPA %1.5%1.3%1.2%1.0%0.7%0.6%0.4%0.2%
CET1 %13.4%13.3%13.9%14.4%13.0%14.6%15.0%15.9%
Additional Tier 1 %0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Capital adequacy %
NIM %
ROA %0.9%0.9%0.9%0.9%1.3%1.3%1.2%1.1%

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