FEDERALBNK

The Federal Bank Limited

Mid-sized private bank with an NRI deposit franchise, pivoting to granular retail lending

Financial Services›Financial Services›Banks›Private Sector Bank

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Key metrics

Price as of 2026-10-16

Stock price
₹338.00
Market cap
83,577 Cr
Stock P/E
16.1
P/B
1.90
Dividend yield
0.4%
ROE (FY26)
11.3%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Federal Bank (The Federal Bank) is a private sector bank that serves retail, small business, corporate and non-resident Indian (NRI) customers with deposits, loans, cards, foreign exchange and other fee-earning services.

Company snapshot

6thBy market cap

Ranked among 20 companies in Private Sector Bank.

Segment mix

Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.

Largest segment: 49.8% of revenue

SegmentRevenue shareRevenuePBTAssets
Corporate/Wholesale Banking
28.0%
6,312 Cr1,242 Cr—
Other Banking operations
0.8%
182 Cr155 Cr—
Retail Banking - Digital Banking
6.1%
1,370 Cr-75 Cr—
Retail Banking - Other Retail Banking
49.8%
11,213 Cr2,054 Cr—
Treasury
15.2%
3,433 Cr663 Cr—

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricDec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026Sept 2026
Net Interest Income2,326 Cr2,403 Cr2,516 Cr2,612 Cr2,695 Cr2,651 Cr2,611 Cr2,787 Cr2,960 Cr3,545 Cr3,324 Cr3,599 Cr
Other income908 Cr810 Cr936 Cr1,010 Cr931 Cr1,047 Cr1,164 Cr1,105 Cr1,143 Cr1,186 Cr1,082 Cr1,521 Cr
Net operating income3,234 Cr3,213 Cr3,452 Cr3,622 Cr3,626 Cr3,699 Cr3,776 Cr3,892 Cr4,102 Cr4,731 Cr4,406 Cr5,120 Cr
Employee cost788 Cr985 Cr845 Cr892 Cr896 Cr907 Cr910 Cr930 Cr985 Cr930 Cr1,071 Cr1,204 Cr
Other expenses913 Cr1,008 Cr1,030 Cr1,061 Cr1,066 Cr1,195 Cr1,158 Cr1,192 Cr1,235 Cr1,325 Cr1,241 Cr1,441 Cr
Provisions & contingencies114 Cr-77 Cr173 Cr196 Cr387 Cr163 Cr437 Cr397 Cr374 Cr762 Cr353 Cr353 Cr
Depreciation————————————
Profit before tax1,420 Cr1,296 Cr1,404 Cr1,473 Cr1,277 Cr1,434 Cr1,270 Cr1,373 Cr1,507 Cr1,714 Cr1,741 Cr2,122 Cr
Tax %25.1%25.0%25.9%25.0%25.7%22.7%25.4%25.7%25.4%18.7%25.5%26.3%
Net profit1,067 Cr996 Cr1,047 Cr1,115 Cr951 Cr1,120 Cr951 Cr1,023 Cr1,125 Cr1,392 Cr1,302 Cr1,568 Cr
EPS (₹)₹4.28₹3.99₹4.21₹4.48₹3.85₹4.44₹3.74₹4.04₹4.45₹5.44₹5.09₹6.07

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income3,131 Cr3,688 Cr4,319 Cr4,912 Cr5,879 Cr6,422 Cr7,837 Cr9,071 Cr10,475 Cr11,903 CrSign in free for the trailing twelve months
Other income1,084 Cr1,160 Cr1,335 Cr1,882 Cr1,958 Cr2,121 Cr2,436 Cr3,216 Cr3,924 Cr4,598 CrSign in free for the trailing twelve months
Net operating income4,214 Cr4,849 Cr5,654 Cr6,794 Cr7,837 Cr8,543 Cr10,273 Cr12,287 Cr14,399 Cr16,501 CrSign in free for the trailing twelve months
Employee cost—1,277 Cr1,426 Cr1,876 Cr2,172 Cr2,512 Cr2,440 Cr3,180 Cr3,545 Cr3,756 CrSign in free for the trailing twelve months
Other expenses—1,228 Cr1,411 Cr1,671 Cr1,727 Cr2,080 Cr2,771 Cr3,587 Cr4,347 Cr4,911 CrSign in free for the trailing twelve months
Provisions & contingencies—951 Cr858 Cr1,187 Cr1,730 Cr1,305 Cr799 Cr260 Cr919 Cr1,971 CrSign in free for the trailing twelve months
Depreciation——————————Sign in free for the trailing twelve months
Profit before tax—1,393 Cr1,960 Cr2,060 Cr2,209 Cr2,646 Cr4,263 Cr5,261 Cr5,588 Cr5,863 CrSign in free for the trailing twelve months
Tax %—34.7%34.6%24.6%25.4%25.7%25.5%25.3%24.8%23.5%Sign in free for the trailing twelve months
Net profit867 Cr935 Cr1,318 Cr1,590 Cr1,680 Cr1,996 Cr3,210 Cr3,964 Cr4,234 Cr4,491 CrSign in free for the trailing twelve months
EPS (₹)₹5.04₹4.92₹6.65₹7.94₹8.34₹9.52₹15.01₹16.76₹16.98₹17.67Sign in free for the trailing twelve months
Dividend payout %————0.0%7.0%11.8%5.9%6.9%6.6%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital345 Cr394 Cr397 Cr399 Cr399 Cr421 Cr423 Cr487 Cr491 Cr493 Cr
Reserves8,607 Cr11,880 Cr13,101 Cr14,424 Cr16,103 Cr19,140 Cr22,051 Cr29,613 Cr34,042 Cr37,996 Cr
Borrowings6,345 Cr12,329 Cr8,706 Cr12,528 Cr12,271 Cr19,587 Cr25,862 Cr25,160 Cr32,596 Cr33,193 Cr
Other liabilities1,00,189 Cr1,14,611 Cr1,38,348 Cr1,56,003 Cr1,76,194 Cr1,87,093 Cr2,19,668 Cr2,62,579 Cr2,93,023 Cr3,30,399 Cr
Total liabilities1,15,486 Cr1,39,214 Cr1,60,552 Cr1,83,353 Cr2,04,967 Cr2,26,241 Cr2,68,004 Cr3,17,839 Cr3,60,152 Cr4,02,081 Cr
Fixed assets (net)492 Cr461 Cr480 Cr505 Cr517 Cr672 Cr972 Cr1,063 Cr1,528 Cr1,528 Cr
CWIP——————————
Investments27,912 Cr30,595 Cr31,676 Cr35,715 Cr36,732 Cr39,065 Cr48,702 Cr61,043 Cr66,058 Cr76,471 Cr
Loans & advances74,086 Cr93,011 Cr1,11,536 Cr1,24,850 Cr1,35,514 Cr1,49,951 Cr1,81,957 Cr2,18,110 Cr2,44,995 Cr2,77,381 Cr
Cash & bank4,578 Cr5,137 Cr6,423 Cr6,183 Cr7,655 Cr10,016 Cr12,604 Cr11,509 Cr20,361 Cr15,577 Cr
Other assets8,417 Cr10,010 Cr10,438 Cr16,101 Cr24,548 Cr26,536 Cr23,769 Cr26,113 Cr27,210 Cr31,124 Cr
Total assets1,15,486 Cr1,39,214 Cr1,60,552 Cr1,83,353 Cr2,04,967 Cr2,26,241 Cr2,68,004 Cr3,17,839 Cr3,60,152 Cr4,02,081 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity3,431 Cr-5,051 Cr7,873 Cr3,731 Cr11,195 Cr-7,774 Cr489 Cr6,431 Cr8,801 Cr4,349 Cr
Cash from investing-2,384 Cr-1,579 Cr-3,380 Cr-4,693 Cr-3,916 Cr908 Cr-9,844 Cr-8,908 Cr-3,794 Cr-11,109 Cr
Cash from financing985 Cr8,371 Cr-3,637 Cr3,661 Cr-223 Cr8,193 Cr6,038 Cr3,871 Cr7,401 Cr2,069 Cr
Net cash flow2,031 Cr1,741 Cr858 Cr2,704 Cr7,058 Cr1,320 Cr-3,332 Cr1,390 Cr12,403 Cr-4,700 Cr
Free cash flow (OCF − Capex)3,336 Cr-5,147 Cr7,728 Cr3,576 Cr11,065 Cr-8,069 Cr5 Cr6,103 Cr8,046 Cr4,041 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %9.7%7.6%9.8%10.7%10.1%10.1%14.1%12.9%12.0%11.3%

Regulatory ratios (standalone basis)

RBI ratios for the bank itself (standalone filing), on both views.

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA——3,261 Cr3,531 Cr4,602 Cr4,137 Cr4,184 Cr4,529 Cr4,376 Cr4,335 Cr
Gross NPA %2.3%3.0%2.9%2.8%3.4%2.8%2.4%2.1%1.8%1.6%
Net NPA——1,626 Cr1,607 Cr1,569 Cr1,393 Cr1,205 Cr1,255 Cr1,040 Cr529 Cr
Net NPA %1.3%1.7%1.5%1.3%1.2%1.0%0.7%0.6%0.4%0.2%
CET1 %11.8%14.2%13.4%13.3%13.9%14.4%13.0%14.6%15.0%15.9%
Additional Tier 1 %0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
ROA %0.8%0.8%0.9%0.9%0.9%0.9%1.3%1.3%1.2%1.1%