The Federal Bank Limited
The Federal Bank Limited (FEDERALBNK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Private Sector Bank
Key metrics
Price as of 2026-09-03
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 2,247 Cr | 2,326 Cr | 2,403 Cr | 2,516 Cr | 2,612 Cr | 2,695 Cr | 2,651 Cr | 2,611 Cr | 2,787 Cr | 2,960 Cr | 3,545 Cr | 3,324 Cr |
| Other income | 757 Cr | 908 Cr | 810 Cr | 936 Cr | 1,010 Cr | 931 Cr | 1,047 Cr | 1,164 Cr | 1,105 Cr | 1,143 Cr | 1,186 Cr | 1,082 Cr |
| Net operating income | 3,004 Cr | 3,234 Cr | 3,213 Cr | 3,452 Cr | 3,622 Cr | 3,626 Cr | 3,699 Cr | 3,776 Cr | 3,892 Cr | 4,102 Cr | 4,731 Cr | 4,406 Cr |
| Employee cost | 713 Cr | 788 Cr | 985 Cr | 845 Cr | 892 Cr | 896 Cr | 907 Cr | 910 Cr | 930 Cr | 985 Cr | 930 Cr | 1,071 Cr |
| Other expenses | 890 Cr | 913 Cr | 1,008 Cr | 1,030 Cr | 1,061 Cr | 1,066 Cr | 1,195 Cr | 1,158 Cr | 1,192 Cr | 1,235 Cr | 1,325 Cr | 1,241 Cr |
| Provisions & contingencies | 58 Cr | 114 Cr | -77 Cr | 173 Cr | 196 Cr | 387 Cr | 163 Cr | 437 Cr | 397 Cr | 374 Cr | 762 Cr | 353 Cr |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — | — |
| Profit before tax | 1,343 Cr | 1,420 Cr | 1,296 Cr | 1,404 Cr | 1,473 Cr | 1,277 Cr | 1,434 Cr | 1,270 Cr | 1,373 Cr | 1,507 Cr | 1,714 Cr | 1,741 Cr |
| Tax % | 25.5% | 25.1% | 25.0% | 25.9% | 25.0% | 25.7% | 22.7% | 25.4% | 25.7% | 25.4% | 18.7% | 25.5% |
| Net profit | 1,007 Cr | 1,067 Cr | 996 Cr | 1,047 Cr | 1,115 Cr | 951 Cr | 1,120 Cr | 951 Cr | 1,023 Cr | 1,125 Cr | 1,392 Cr | 1,302 Cr |
| EPS (₹) | ₹4.35 | ₹4.28 | ₹3.99 | ₹4.21 | ₹4.48 | ₹3.85 | ₹4.44 | ₹3.74 | ₹4.04 | ₹4.45 | ₹5.44 | ₹5.09 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 4,319 Cr | 4,912 Cr | 5,879 Cr | 6,422 Cr | 7,837 Cr | 9,071 Cr | 10,475 Cr | 11,903 Cr | Sign in for TTM |
| Other income | 1,335 Cr | 1,882 Cr | 1,958 Cr | 2,121 Cr | 2,436 Cr | 3,216 Cr | 3,924 Cr | 4,598 Cr | Sign in for TTM |
| Net operating income | 5,654 Cr | 6,794 Cr | 7,837 Cr | 8,543 Cr | 10,273 Cr | 12,287 Cr | 14,399 Cr | 16,501 Cr | Sign in for TTM |
| Employee cost | 1,426 Cr | 1,876 Cr | 2,172 Cr | 2,512 Cr | 2,440 Cr | 3,180 Cr | 3,545 Cr | 3,756 Cr | Sign in for TTM |
| Other expenses | 1,411 Cr | 1,671 Cr | 1,727 Cr | 2,080 Cr | 2,771 Cr | 3,587 Cr | 4,347 Cr | 4,911 Cr | Sign in for TTM |
| Provisions & contingencies | 858 Cr | 1,187 Cr | 1,730 Cr | 1,305 Cr | 799 Cr | 260 Cr | 919 Cr | 1,971 Cr | Sign in for TTM |
| Depreciation | — | — | — | — | — | — | — | — | Sign in for TTM |
| Profit before tax | 1,960 Cr | 2,060 Cr | 2,209 Cr | 2,646 Cr | 4,263 Cr | 5,261 Cr | 5,588 Cr | 5,863 Cr | Sign in for TTM |
| Tax % | 34.6% | 24.6% | 25.4% | 25.7% | 25.5% | 25.3% | 24.8% | 23.5% | Sign in for TTM |
| Net profit | 1,318 Cr | 1,590 Cr | 1,680 Cr | 1,996 Cr | 3,210 Cr | 3,964 Cr | 4,234 Cr | 4,491 Cr | Sign in for TTM |
| EPS (₹) | ₹6.65 | ₹7.94 | ₹8.34 | ₹9.52 | ₹15.01 | ₹16.76 | ₹16.98 | ₹17.67 | Sign in for TTM |
| Dividend payout % | — | — | 0.0% | 7.0% | 11.8% | 5.9% | 6.9% | 6.6% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 397 Cr | 399 Cr | 399 Cr | 421 Cr | 423 Cr | 487 Cr | 491 Cr | 493 Cr |
| Reserves | 13,096 Cr | 14,419 Cr | 16,098 Cr | 18,830 Cr | 21,694 Cr | 29,613 Cr | 34,042 Cr | 37,996 Cr |
| Borrowings | — | — | — | — | — | 25,160 Cr | 32,596 Cr | 33,193 Cr |
| Other liabilities | 1,46,072 Cr | 1,68,536 Cr | 1,88,469 Cr | 2,06,991 Cr | 2,45,887 Cr | 2,62,579 Cr | 2,93,023 Cr | 3,30,399 Cr |
| Total liabilities | 1,59,340 Cr | 1,83,353 Cr | 2,04,967 Cr | 2,26,241 Cr | 2,68,004 Cr | 3,17,839 Cr | 3,60,152 Cr | 4,02,081 Cr |
| Fixed assets (net) | — | — | — | — | — | 1,063 Cr | 1,528 Cr | 1,528 Cr |
| CWIP | — | — | — | — | — | — | — | — |
| Investments | — | — | — | — | — | 61,043 Cr | 66,058 Cr | 76,471 Cr |
| Loans & advances | — | — | — | — | — | 2,18,110 Cr | 2,44,995 Cr | 2,77,381 Cr |
| Cash & bank | — | — | — | — | — | 11,509 Cr | 20,361 Cr | 15,577 Cr |
| Other assets | 1,59,340 Cr | 1,83,353 Cr | 2,04,967 Cr | 2,26,241 Cr | 2,68,004 Cr | 26,113 Cr | 27,210 Cr | 31,124 Cr |
| Total assets | 1,59,340 Cr | 1,83,353 Cr | 2,04,967 Cr | 2,26,241 Cr | 2,68,004 Cr | 3,17,839 Cr | 3,60,152 Cr | 4,02,081 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | 11,195 Cr | -7,774 Cr | 489 Cr | 6,431 Cr | 8,801 Cr | 4,349 Cr |
| Cash from investing | — | — | -3,916 Cr | 908 Cr | -9,844 Cr | -8,908 Cr | -3,794 Cr | -11,109 Cr |
| Cash from financing | — | — | -223 Cr | 8,193 Cr | 6,038 Cr | 3,871 Cr | 7,401 Cr | 2,069 Cr |
| Net cash flow | — | — | 7,058 Cr | 1,320 Cr | -3,332 Cr | 1,390 Cr | 12,403 Cr | -4,700 Cr |
| Free cash flow (OCF − Capex) | — | — | 11,065 Cr | -8,069 Cr | 5 Cr | 6,103 Cr | 8,046 Cr | 4,041 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 68.7% | 72.5% | 64.5% | 55.1% | 64.4% | 6.4% | 6.6% | 6.1% |
| ROE % | 9.8% | 10.7% | 10.2% | 10.4% | 14.5% | 13.2% | 12.3% | 11.7% |
| Debtor days | — | — | — | — | — | — | — | — |
| Inventory days | — | — | — | — | — | — | — | — |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | — | — | — | — | — | — | — | — |
| Debt / equity | — | — | — | — | — | 0.84 | 0.94 | 0.86 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | — | — | — | — | — | — | — | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | 3,261 Cr | 3,531 Cr | 4,602 Cr | 4,137 Cr | 4,184 Cr | 4,529 Cr | 4,376 Cr | 4,335 Cr |
| Gross NPA % | 2.9% | 2.8% | 3.4% | 2.8% | 2.4% | 2.1% | 1.8% | 1.6% |
| Net NPA | 1,626 Cr | 1,607 Cr | 1,569 Cr | 1,393 Cr | 1,205 Cr | 1,255 Cr | 1,040 Cr | 529 Cr |
| Net NPA % | 1.5% | 1.3% | 1.2% | 1.0% | 0.7% | 0.6% | 0.4% | 0.2% |
| CET1 % | 13.4% | 13.3% | 13.9% | 14.4% | 13.0% | 14.6% | 15.0% | 15.9% |
| Additional Tier 1 % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | 0.9% | 0.9% | 0.9% | 0.9% | 1.3% | 1.3% | 1.2% | 1.1% |
Compare with peers
Loading peers…