Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited (KOTAKBANK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial Services›Financial Services›Banks›Private Sector Bank

kotak.bank.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-09-03

Stock price
₹421.15
Market cap
4,18,892 Cr
Stock P/E
20.2
P/B
2.31
Dividend yield
0.1%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income8,181 Cr8,509 Cr8,944 Cr9,032 Cr9,288 Cr9,462 Cr9,612 Cr9,719 Cr9,866 Cr10,122 Cr10,451 Cr10,652 Cr
Other income7,843 Cr9,588 Cr12,751 Cr9,239 Cr10,453 Cr7,313 Cr10,402 Cr9,456 Cr7,703 Cr10,344 Cr10,280 Cr11,714 Cr
Net operating income16,024 Cr18,098 Cr21,695 Cr18,271 Cr19,741 Cr16,775 Cr20,015 Cr19,175 Cr17,569 Cr20,466 Cr20,732 Cr22,366 Cr
Employee cost2,463 Cr2,601 Cr2,849 Cr2,809 Cr2,959 Cr2,959 Cr3,236 Cr3,110 Cr3,080 Cr3,435 Cr3,339 Cr3,300 Cr
Other expenses7,218 Cr9,221 Cr11,630 Cr8,679 Cr9,245 Cr6,582 Cr9,287 Cr8,690 Cr7,472 Cr9,558 Cr9,733 Cr10,792 Cr
Provisions & contingencies455 Cr662 Cr442 Cr774 Cr890 Cr1,054 Cr1,140 Cr1,321 Cr1,054 Cr940 Cr585 Cr765 Cr
Depreciation————————————
Profit before tax5,888 Cr5,614 Cr6,775 Cr9,811 Cr6,647 Cr6,180 Cr6,351 Cr6,053 Cr5,963 Cr6,533 Cr7,443 Cr7,509 Cr
Tax %24.9%25.1%22.6%24.6%24.8%24.9%22.7%26.8%25.4%24.9%27.4%26.9%
Net profit4,461 Cr4,265 Cr5,337 Cr7,448 Cr5,044 Cr4,701 Cr4,933 Cr4,472 Cr4,468 Cr4,924 Cr5,423 Cr5,480 Cr
EPS (₹)₹22.45₹21.46₹26.66₹37.47₹25.37₹23.64₹24.81₹22.49₹22.47₹4.95₹5.45₹5.51

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2019BSE balance sheet (this exchange's own filing had none for this period)Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income14,748 Cr17,573 Cr19,853 Cr22,187 Cr27,740 Cr33,669 Cr37,394 Cr40,161 CrSign in for TTM
Other income15,969 Cr16,826 Cr23,884 Cr25,142 Cr25,830 Cr38,037 Cr37,407 Cr37,782 CrSign in for TTM
Net operating income30,717 Cr34,399 Cr43,737 Cr47,330 Cr53,570 Cr71,707 Cr74,802 Cr77,944 CrSign in for TTM
Employee cost4,851 Cr5,756 Cr5,856 Cr7,141 Cr8,479 Cr10,347 Cr11,964 Cr12,964 CrSign in for TTM
Other expenses14,245 Cr14,663 Cr21,453 Cr23,469 Cr25,005 Cr35,524 Cr33,793 Cr35,455 CrSign in for TTM
Provisions & contingencies1,045 Cr2,558 Cr3,260 Cr772 Cr440 Cr1,972 Cr3,859 Cr3,900 CrSign in for TTM
Depreciation————————Sign in for TTM
Profit before tax10,576 Cr11,422 Cr13,168 Cr15,948 Cr19,646 Cr23,863 Cr28,989 Cr25,993 CrSign in for TTM
Tax %32.7%24.6%24.8%25.2%24.8%24.7%24.3%26.2%Sign in for TTM
Net profit7,204 Cr8,593 Cr9,990 Cr12,089 Cr14,925 Cr18,213 Cr22,126 Cr19,288 CrSign in for TTM
EPS (₹)₹37.78₹44.73₹50.53₹60.76₹74.96₹91.45₹111.29₹19.40Sign in for TTM
Dividend payout %——1.6%1.8%1.7%1.8%1.8%2.6%Sign in for TTM
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Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2019BSE balance sheet (this exchange's own filing had none for this period)Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital954 Cr957 Cr991 Cr992 Cr993 Cr994 Cr994 Cr995 Cr
Reserves56,825 Cr65,678 Cr83,346 Cr95,642 Cr1,10,761 Cr1,28,898 Cr1,56,401 Cr1,80,118 Cr
Borrowings66,439 Cr————75,106 Cr97,622 Cr95,394 Cr
Other liabilities2,70,953 Cr3,76,539 Cr3,94,536 Cr4,49,864 Cr5,08,676 Cr5,62,669 Cr6,24,757 Cr7,26,847 Cr
Total liabilities3,95,171 Cr4,43,173 Cr4,78,873 Cr5,46,498 Cr6,20,430 Cr7,67,667 Cr8,79,774 Cr10,03,353 Cr
Fixed assets (net)1,884 Cr————2,563 Cr2,811 Cr2,853 Cr
CWIP————————
Investments1,03,487 Cr————2,46,446 Cr2,84,255 Cr2,90,633 Cr
Loans & advances2,43,462 Cr————4,30,352 Cr4,86,166 Cr5,65,768 Cr
Cash & bank10,911 Cr————36,287 Cr41,748 Cr51,282 Cr
Other assets35,428 Cr4,43,173 Cr4,78,873 Cr5,46,498 Cr6,20,430 Cr52,020 Cr64,795 Cr92,818 Cr
Total assets3,95,171 Cr4,43,173 Cr4,78,873 Cr5,46,498 Cr6,20,430 Cr7,67,667 Cr8,79,774 Cr10,03,353 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2019BSE balance sheet (this exchange's own filing had none for this period)Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity——4,881 Cr8,418 Cr-1,242 Cr15,685 Cr16,916 Cr41,727 Cr
Cash from investing——-11,116 Cr-11,084 Cr-10,550 Cr-9,097 Cr-25,272 Cr-16,519 Cr
Cash from financing——-10,072 Cr7,549 Cr1,883 Cr15,656 Cr22,142 Cr-2,538 Cr
Net cash flow——-16,363 Cr4,949 Cr-9,740 Cr22,281 Cr13,855 Cr23,029 Cr
Free cash flow (OCF − Capex)——4,513 Cr7,748 Cr-2,229 Cr14,558 Cr15,703 Cr40,669 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2019BSE balance sheet (this exchange's own filing had none for this period)Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %44.6%41.0%31.0%28.5%30.5%7.1%7.6%6.6%
ROE %12.5%12.9%11.8%12.5%13.4%14.0%14.1%10.6%
Debtor days————————
Inventory days————————
Days payable————————
Cash conversion cycle————————
Debt / equity1.15————0.580.620.53
Current ratio————————
Net debt / EBITDA————————

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2019BSE balance sheet (this exchange's own filing had none for this period)Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA4,468 Cr5,027 Cr7,426 Cr6,470 Cr5,768 Cr5,275 Cr6,134 Cr6,018 Cr
Gross NPA %2.1%2.3%3.3%2.3%1.8%1.4%1.4%1.2%
Net NPA1,544 Cr1,558 Cr2,705 Cr1,737 Cr1,193 Cr1,271 Cr1,343 Cr1,263 Cr
Net NPA %0.8%0.7%1.2%0.6%0.4%0.3%0.3%0.3%
CET1 %16.7%17.1%21.2%21.5%20.6%20.5%21.1%21.3%
Additional Tier 1 %17.4%0.2%0.2%0.2%0.1%1.3%0.0%1.1%
Capital adequacy %————————
NIM %————————
ROA %1.7%1.9%1.8%2.1%2.5%2.6%2.6%2.0%

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