Tamilnad Mercantile Bank Limited
Tamilnad Mercantile Bank Limited (TMB) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Private Sector Bank
tmb.bank.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|
| Net Interest Income | 568 Cr | 580 Cr | 597 Cr | 646 Cr |
| Other income | 200 Cr | 231 Cr | 208 Cr | 196 Cr |
| Net operating income | 768 Cr | 811 Cr | 805 Cr | 842 Cr |
| Employee cost | 178 Cr | 223 Cr | 176 Cr | 175 Cr |
| Other expenses | 187 Cr | 176 Cr | 177 Cr | 199 Cr |
| Provisions & contingencies | 17 Cr | 8 Cr | 20 Cr | 1 Cr |
| Depreciation | — | — | — | — |
| Profit before tax | 387 Cr | 404 Cr | 432 Cr | 467 Cr |
| Tax % | 24.5% | 24.5% | 26.6% | 26.8% |
| Net profit | 292 Cr | 305 Cr | 318 Cr | 342 Cr |
| EPS (₹) | ₹18.44 | ₹19.25 | ₹20.05 | ₹21.57 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2025 | TTM |
|---|---|---|
| Net Interest Income | 2,301 Cr | Sign in for TTM |
| Other income | 850 Cr | Sign in for TTM |
| Net operating income | 3,151 Cr | Sign in for TTM |
| Employee cost | 726 Cr | Sign in for TTM |
| Other expenses | 679 Cr | Sign in for TTM |
| Provisions & contingencies | 171 Cr | Sign in for TTM |
| Depreciation | — | Sign in for TTM |
| Profit before tax | 1,575 Cr | Sign in for TTM |
| Tax % | 24.9% | Sign in for TTM |
| Net profit | 1,183 Cr | Sign in for TTM |
| EPS (₹) | ₹74.68 | Sign in for TTM |
| Dividend payout % | 13.4% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 |
|---|---|
| Equity capital | 158 Cr |
| Reserves | 8,850 Cr |
| Borrowings | 500 Cr |
| Other liabilities | 56,941 Cr |
| Total liabilities | 66,450 Cr |
| Fixed assets (net) | 284 Cr |
| CWIP | — |
| Investments | 15,101 Cr |
| Loans & advances | 43,984 Cr |
| Cash & bank | 2,650 Cr |
| Other assets | 4,431 Cr |
| Total assets | 66,450 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2025 |
|---|---|
| Cash from operating activity | 1,899 Cr |
| Cash from investing | -99 Cr |
| Cash from financing | -959 Cr |
| Net cash flow | 840 Cr |
| Free cash flow (OCF − Capex) | 1,794 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2025 |
|---|---|
| ROCE % | 7.2% |
| ROE % | 13.1% |
| Debtor days | — |
| Inventory days | — |
| Days payable | — |
| Cash conversion cycle | — |
| Debt / equity | 0.06 |
| Current ratio | — |
| Net debt / EBITDA | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2025 |
|---|---|
| Gross NPA | 556 Cr |
| Gross NPA % | 1.3% |
| Net NPA | 160 Cr |
| Net NPA % | 0.4% |
| CET1 % | 31.2% |
| Additional Tier 1 % | 0.0% |
| Capital adequacy % | — |
| NIM % | — |
| ROA % | 1.9% |
Compare with peers
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