The Jammu & Kashmir Bank Limited

Financial Services›Financial Services›Banks›Private Sector Bank

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Key metrics

Price as of 2026-07-20

Stock price
₹182.25
Market cap
20,071 Cr
Stock P/E
8.1
P/B
1.22
Dividend yield
1.3%

Sign in for full ratios and TTM. Learn about these metrics →

Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricJun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Net Interest Income1,284 Cr—————1,512 Cr—————
Other income230 Cr423 Cr609 Cr838 Cr198 Cr499 Cr242 Cr406 Cr253 Cr157 Cr282 Cr262 Cr
Net operating income1,514 Cr423 Cr609 Cr838 Cr198 Cr499 Cr1,755 Cr406 Cr253 Cr157 Cr282 Cr262 Cr
Employee cost733 Cr—————703 Cr—————
Other expenses253 Cr—————303 Cr—————
Provisions & contingencies77 Cr—————-10 Cr—————
Depreciation————————————
Profit before tax452 Cr—————758 Cr—————
Tax %27.7%—————29.9%—————
Net profit327 Cr708 Cr1,130 Cr1,770 Cr417 Cr969 Cr532 Cr585 Cr486 Cr495 Cr588 Cr799 Cr
EPS (₹)————————————

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income————5,205 Cr——Sign in for TTM
Other income123 Cr180 Cr790 Cr168 Cr838 Cr1,147 Cr951 CrSign in for TTM
Net operating income123 Cr180 Cr790 Cr168 Cr6,043 Cr1,147 Cr951 CrSign in for TTM
Employee cost————2,579 Cr——Sign in for TTM
Other expenses————1,184 Cr——Sign in for TTM
Provisions & contingencies————-108 Cr——Sign in for TTM
Depreciation———————Sign in for TTM
Profit before tax————2,388 Cr——Sign in for TTM
Tax %————25.9%——Sign in for TTM
Net profit-294 Cr317 Cr504 Cr477 Cr1,770 Cr2,086 Cr2,368 CrSign in for TTM
EPS (₹)———————Sign in for TTM
Dividend payout %—0.0%0.0%—0.0%0.0%0.0%Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital71 Cr71 Cr93 Cr103 Cr110 Cr110 Cr110 Cr
Reserves——7,890 Cr—12,083 Cr14,098 Cr16,390 Cr
Borrowings——2,371 Cr—2,885 Cr2,383 Cr3,431 Cr
Other liabilities1,08,758 Cr1,20,202 Cr1,20,222 Cr1,45,809 Cr1,39,427 Cr1,52,832 Cr1,69,029 Cr
Total liabilities1,08,829 Cr1,20,273 Cr1,30,576 Cr1,45,913 Cr1,54,505 Cr1,69,424 Cr1,88,960 Cr
Fixed assets (net)———————
CWIP———————
Investments——33,785 Cr—34,900 Cr41,122 Cr40,520 Cr
Other assets——1,395 Cr—7,250 Cr7,385 Cr7,622 Cr
Total assets1,08,829 Cr1,20,273 Cr1,30,576 Cr1,45,913 Cr1,54,505 Cr1,69,424 Cr1,88,960 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity—-1,41,654 Cr-1,568 Cr—-924 Cr2,723 Cr-1,707 Cr
Cash from investing—-7,59,827 Cr-85 Cr—-186 Cr-102 Cr302 Cr
Cash from financing—-19,87,500 Cr941 Cr—407 Cr-1,034 Cr-500 Cr
Net cash flow—-28,88,981 Cr-712 Cr—-702 Cr1,587 Cr-1,905 Cr
Free cash flow (OCF − Capex)—-9,01,481 Cr-1,653 Cr—-1,110 Cr2,621 Cr-1,707 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %-333.6%402.0%7.2%606.2%10.3%17.7%14.9%
ROE %-411.7%443.9%6.3%462.1%14.5%14.7%14.3%
Debtor days———————
Inventory days———————
Days payable———————
Cash conversion cycle———————
Debt / equity——0.30—0.240.170.21
Current ratio———————
Net debt / EBITDA———————

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