IDBI

IDBI Bank Limited

Scheduled commercial bank — corporate, retail and treasury operations

Financial Services›Financial Services›Banks›Private Sector Bank

idbi.bank.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹84.12
Market cap
90,449 Cr
Stock P/E
10.9
P/B
1.25
Dividend yield
2.5%
ROE (FY26)
15.2%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

IDBI Bank takes deposits and lends to companies and households across India, with total business of ₹5.85 lakh crore at June 2026; promoters held 94.71% in June 2026.

Company snapshot

5thBy market cap

Ranked among 20 companies in Private Sector Bank.

Segment mix

Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.

Largest segment: 98.0% of revenue

SegmentRevenue shareRevenuePBTAssets
Corporate/Wholesale Banking
25.0%
2,138 Cr241 Cr61,116 Cr
Other Banking Operations
0.8%
65 Cr50 Cr24 Cr
Retail Banking
98.0%
8,392 Cr978 Cr1,63,056 Cr
Treasury
39.5%
3,381 Cr561 Cr1,45,111 Cr
Unalloated
9.4%
807 Cr807 Cr0 Cr

Shares add up to 173% because segment revenues are before inter-segment eliminations.

What we see

Positives
  • ✓Net margin of 25.9% — the business keeps a healthy share of every rupee it earns.
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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricDec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026Sept 2026
Net Interest Income3,447 Cr3,697 Cr3,242 Cr3,883 Cr4,236 Cr3,300 Cr3,175 Cr3,293 Cr3,218 Cr3,859 Cr3,497 Cr4,238 Cr
Other income1,031 Cr961 Cr857 Cr1,368 Cr810 Cr2,107 Cr1,472 Cr2,155 Cr1,271 Cr1,714 Cr1,084 Cr1,417 Cr
Net operating income4,478 Cr4,658 Cr4,099 Cr5,251 Cr5,046 Cr5,407 Cr4,647 Cr5,447 Cr4,489 Cr5,573 Cr4,581 Cr5,655 Cr
Employee cost1,139 Cr1,354 Cr997 Cr1,142 Cr1,087 Cr1,032 Cr1,138 Cr1,049 Cr1,239 Cr1,139 Cr1,171 Cr1,349 Cr
Other expenses983 Cr1,098 Cr999 Cr1,085 Cr1,130 Cr1,148 Cr1,132 Cr1,252 Cr1,300 Cr1,328 Cr1,216 Cr1,381 Cr
Provisions & contingencies321 Cr113 Cr-443 Cr554 Cr166 Cr235 Cr-179 Cr-650 Cr-539 Cr291 Cr-636 Cr10 Cr
Depreciation————————————
Profit before tax2,034 Cr2,093 Cr2,546 Cr2,470 Cr2,664 Cr2,991 Cr2,557 Cr3,797 Cr2,489 Cr2,816 Cr2,829 Cr2,914 Cr
Tax %27.2%20.9%31.7%25.1%27.6%30.7%20.8%14.6%21.3%29.4%24.7%23.6%
Net profit1,515 Cr1,672 Cr1,739 Cr1,869 Cr1,954 Cr2,094 Cr2,024 Cr3,241 Cr1,959 Cr2,013 Cr2,131 Cr2,226 Cr
EPS (₹)₹1.40₹1.55₹1.61₹1.73₹1.81₹1.94₹1.88₹3.00₹1.82₹1.87₹1.98₹2.06

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income5,786 Cr5,670 Cr5,940 Cr7,013 Cr8,548 Cr9,194 Cr11,461 Cr14,219 Cr14,661 Cr13,545 CrSign in free for the trailing twelve months
Other income4,207 Cr7,243 Cr3,535 Cr4,631 Cr4,848 Cr4,919 Cr4,575 Cr3,925 Cr5,142 Cr6,612 CrSign in free for the trailing twelve months
Net operating income9,993 Cr12,913 Cr9,475 Cr11,644 Cr13,396 Cr14,113 Cr16,036 Cr18,144 Cr19,802 Cr20,157 CrSign in free for the trailing twelve months
Employee cost——2,330 Cr3,379 Cr3,225 Cr3,263 Cr3,706 Cr4,438 Cr4,258 Cr4,564 CrSign in free for the trailing twelve months
Other expenses——2,929 Cr3,068 Cr2,951 Cr3,240 Cr3,527 Cr3,932 Cr4,361 Cr5,011 CrSign in free for the trailing twelve months
Provisions & contingencies——26,908 Cr14,094 Cr4,736 Cr3,890 Cr3,499 Cr1,406 Cr513 Cr-1,076 CrSign in free for the trailing twelve months
Depreciation——————————Sign in free for the trailing twelve months
Profit before tax——-22,691 Cr-8,896 Cr2,484 Cr3,720 Cr5,305 Cr8,367 Cr10,670 Cr11,658 CrSign in free for the trailing twelve months
Tax %——33.8%-44.4%41.7%32.3%30.5%31.1%28.9%21.0%Sign in free for the trailing twelve months
Net profit-4,997 Cr-8,116 Cr-14,970 Cr-12,819 Cr1,532 Cr2,557 Cr3,728 Cr5,814 Cr7,656 Cr9,237 CrSign in free for the trailing twelve months
EPS (₹)₹-24.36₹-34.00₹-30.22₹-14.42₹1.44₹2.36₹3.45₹5.38₹7.10₹8.57Sign in free for the trailing twelve months
Dividend payout %————0.4%0.3%0.3%18.5%21.1%24.4%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital2,059 Cr3,084 Cr7,736 Cr10,381 Cr10,752 Cr10,752 Cr10,752 Cr10,752 Cr10,752 Cr10,752 Cr
Reserves21,203 Cr18,824 Cr30,610 Cr24,559 Cr26,989 Cr31,948 Cr35,567 Cr32,387 Cr40,356 Cr49,796 Cr
Borrowings56,364 Cr63,186 Cr45,288 Cr36,749 Cr15,908 Cr14,345 Cr12,638 Cr17,083 Cr19,932 Cr28,104 Cr
Other liabilities2,82,862 Cr2,66,043 Cr2,37,477 Cr2,29,025 Cr2,45,004 Cr2,45,311 Cr2,72,541 Cr3,04,049 Cr3,41,921 Cr3,78,734 Cr
Total liabilities3,62,488 Cr3,51,137 Cr3,21,111 Cr3,00,713 Cr2,98,653 Cr3,02,356 Cr3,31,498 Cr3,64,272 Cr4,12,962 Cr4,67,386 Cr
Fixed assets (net)7,433 Cr6,853 Cr8,310 Cr8,207 Cr7,873 Cr9,987 Cr9,780 Cr9,542 Cr12,200 Cr9,775 Cr
CWIP——————————
Investments93,075 Cr91,848 Cr93,328 Cr81,996 Cr81,471 Cr83,475 Cr1,00,409 Cr1,15,719 Cr1,18,453 Cr1,28,440 Cr
Loans & advances1,90,826 Cr1,71,740 Cr1,46,790 Cr1,29,845 Cr1,28,152 Cr1,45,775 Cr1,62,546 Cr1,88,576 Cr2,18,399 Cr2,53,624 Cr
Cash & bank13,350 Cr13,169 Cr12,732 Cr10,539 Cr13,013 Cr13,594 Cr16,639 Cr13,991 Cr21,294 Cr33,230 Cr
Other assets57,804 Cr67,527 Cr59,952 Cr70,126 Cr68,144 Cr49,525 Cr42,123 Cr36,444 Cr42,616 Cr42,316 Cr
Total assets3,62,488 Cr3,51,137 Cr3,21,111 Cr3,00,713 Cr2,98,653 Cr3,02,356 Cr3,31,498 Cr3,64,272 Cr4,12,962 Cr4,67,386 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity8,000 Cr-12,150 Cr-34,215 Cr208 Cr3,443 Cr-5,816 Cr-2,601 Cr-1,226 Cr25,796 Cr16,762 Cr
Cash from investing-464 Cr356 Cr116 Cr-296 Cr-59 Cr-195 Cr-294 Cr-222 Cr-344 Cr1,422 Cr
Cash from financing1,889 Cr12,843 Cr21,622 Cr9,279 Cr1,428 Cr-2,499 Cr-3,565 Cr-1,794 Cr-6,990 Cr-5,765 Cr
Net cash flow9,424 Cr1,049 Cr-12,477 Cr9,191 Cr4,813 Cr-8,508 Cr-6,449 Cr-3,237 Cr18,467 Cr12,438 Cr
Free cash flow (OCF − Capex)7,536 Cr—-34,330 Cr-87 Cr3,384 Cr-5,816 Cr-2,601 Cr-1,226 Cr25,446 Cr16,434 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-21.6%-37.1%-39.1%-36.7%4.0%5.9%8.0%13.4%14.9%15.2%

Regulatory ratios (standalone basis)

RBI ratios for the bank itself (standalone filing), on both views.

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA——50,028 Cr47,272 Cr36,212 Cr34,115 Cr10,969 Cr8,917 Cr6,695 Cr6,028 Cr
Gross NPA %—28.0%27.5%27.5%22.4%19.1%6.4%4.5%3.0%2.3%
Net NPA——14,837 Cr5,439 Cr2,519 Cr1,856 Cr1,495 Cr644 Cr337 Cr380 Cr
Net NPA %13.2%16.7%10.1%4.2%2.0%1.3%0.9%0.3%0.1%0.1%
CET1 %5.6%7.4%8.9%10.5%13.1%16.7%18.1%20.1%23.5%25.6%
Additional Tier 1 %2.2%0.3%0.2%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
ROA %-1.4%-2.5%-4.7%-4.3%0.5%0.8%1.2%1.7%2.0%2.3%