IDBI Bank Limited

IDBI Bank Limited (IDBI) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial ServicesFinancial ServicesBanksPrivate Sector Bank

idbi.bank.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-09-03

Stock price
₹91.97
Market cap
98,964 Cr
Stock P/E
12.3
P/B
1.44
Dividend yield
2.3%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income3,072 Cr3,447 Cr3,697 Cr3,242 Cr3,883 Cr4,236 Cr3,300 Cr3,175 Cr3,293 Cr3,218 Cr3,859 Cr3,497 Cr
Other income1,025 Cr1,031 Cr961 Cr857 Cr1,368 Cr810 Cr2,107 Cr1,472 Cr2,155 Cr1,271 Cr1,714 Cr1,084 Cr
Net operating income4,098 Cr4,478 Cr4,658 Cr4,099 Cr5,251 Cr5,046 Cr5,407 Cr4,647 Cr5,447 Cr4,489 Cr5,573 Cr4,581 Cr
Employee cost953 Cr1,139 Cr1,354 Cr997 Cr1,142 Cr1,087 Cr1,032 Cr1,138 Cr1,049 Cr1,239 Cr1,139 Cr1,171 Cr
Other expenses970 Cr983 Cr1,098 Cr999 Cr1,085 Cr1,130 Cr1,148 Cr1,132 Cr1,252 Cr1,300 Cr1,328 Cr1,216 Cr
Provisions & contingencies-222 Cr321 Cr113 Cr-443 Cr554 Cr166 Cr235 Cr-179 Cr-650 Cr-539 Cr291 Cr-636 Cr
Depreciation
Profit before tax2,397 Cr2,034 Cr2,093 Cr2,546 Cr2,470 Cr2,664 Cr2,991 Cr2,557 Cr3,797 Cr2,489 Cr2,816 Cr2,829 Cr
Tax %41.9%27.2%20.9%31.7%25.1%27.6%30.7%20.8%14.6%21.3%29.4%24.7%
Net profit1,393 Cr1,515 Cr1,672 Cr1,739 Cr1,869 Cr1,954 Cr2,094 Cr2,024 Cr3,241 Cr1,959 Cr2,013 Cr2,131 Cr
EPS (₹)₹1.29₹1.40₹1.55₹1.61₹1.73₹1.81₹1.94₹1.88₹3.00₹1.82₹1.87₹1.98

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income5,940 Cr7,013 Cr8,548 Cr9,194 Cr11,461 Cr14,219 Cr14,661 Cr13,545 CrSign in for TTM
Other income3,535 Cr4,631 Cr4,848 Cr4,919 Cr4,575 Cr3,925 Cr5,142 Cr6,612 CrSign in for TTM
Net operating income9,475 Cr11,644 Cr13,396 Cr14,113 Cr16,036 Cr18,144 Cr19,802 Cr20,157 CrSign in for TTM
Employee cost2,330 Cr3,379 Cr3,225 Cr3,263 Cr3,706 Cr4,438 Cr4,258 Cr4,564 CrSign in for TTM
Other expenses2,929 Cr3,068 Cr2,951 Cr3,240 Cr3,527 Cr3,932 Cr4,361 Cr5,011 CrSign in for TTM
Provisions & contingencies26,908 Cr14,094 Cr4,736 Cr3,890 Cr3,499 Cr1,406 Cr513 Cr-1,076 CrSign in for TTM
DepreciationSign in for TTM
Profit before tax-22,691 Cr-8,896 Cr2,484 Cr3,720 Cr5,305 Cr8,367 Cr10,670 Cr11,658 CrSign in for TTM
Tax %33.8%-44.4%41.7%32.3%30.5%31.1%28.9%21.0%Sign in for TTM
Net profit-14,970 Cr-12,819 Cr1,532 Cr2,557 Cr3,728 Cr5,814 Cr7,656 Cr9,237 CrSign in for TTM
EPS (₹)₹-30.22₹-14.42₹1.44₹2.36₹3.45₹5.38₹7.10₹8.57Sign in for TTM
Dividend payout %1.1%0.3%0.3%18.5%21.1%24.4%Sign in for TTM
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Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital7,736 Cr10,381 Cr10,752 Cr10,752 Cr10,752 Cr10,752 Cr10,752 Cr10,752 Cr
Reserves23,883 Cr17,952 Cr20,594 Cr23,352 Cr27,366 Cr32,387 Cr40,356 Cr49,796 Cr
Borrowings17,083 Cr19,932 Cr28,104 Cr
Other liabilities3,12,548 Cr2,72,381 Cr2,67,306 Cr2,68,252 Cr2,93,379 Cr3,04,049 Cr3,41,921 Cr3,78,734 Cr
Total liabilities3,20,284 Cr3,00,713 Cr2,98,653 Cr3,02,356 Cr3,31,498 Cr3,64,272 Cr4,12,962 Cr4,67,386 Cr
Fixed assets (net)9,542 Cr12,200 Cr9,775 Cr
CWIP
Investments1,15,719 Cr1,18,453 Cr1,28,440 Cr
Loans & advances1,88,576 Cr2,18,399 Cr2,53,624 Cr
Cash & bank13,991 Cr21,294 Cr33,230 Cr
Other assets3,20,284 Cr3,00,713 Cr2,98,653 Cr3,02,356 Cr3,31,498 Cr36,444 Cr42,616 Cr42,316 Cr
Total assets3,20,284 Cr3,00,713 Cr2,98,653 Cr3,02,356 Cr3,31,498 Cr3,64,272 Cr4,12,962 Cr4,67,386 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity3,443 Cr-5,816 Cr-2,601 Cr-1,226 Cr25,796 Cr16,762 Cr
Cash from investing-59 Cr-195 Cr-294 Cr-222 Cr-344 Cr1,422 Cr
Cash from financing1,428 Cr-2,499 Cr-3,565 Cr-1,794 Cr-6,990 Cr-5,765 Cr
Net cash flow4,813 Cr-8,508 Cr-6,449 Cr-3,237 Cr18,467 Cr12,438 Cr
Free cash flow (OCF − Capex)3,384 Cr-5,816 Cr-2,601 Cr-1,226 Cr25,446 Cr16,434 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %-20.6%17.5%44.3%37.7%37.9%6.1%6.5%6.2%
ROE %-47.3%-45.2%4.9%7.5%9.8%13.5%15.0%15.3%
Debtor days
Inventory days
Days payable
Cash conversion cycle
Debt / equity0.400.390.47
Current ratio
Net debt / EBITDA

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA50,028 Cr47,272 Cr36,212 Cr34,115 Cr10,969 Cr8,917 Cr6,695 Cr6,028 Cr
Gross NPA %27.5%27.5%22.4%19.1%6.4%4.5%3.0%2.3%
Net NPA14,837 Cr5,439 Cr2,519 Cr1,856 Cr1,495 Cr644 Cr337 Cr380 Cr
Net NPA %10.1%4.2%2.0%1.3%0.9%0.3%0.1%0.1%
CET1 %8.9%10.5%13.1%16.7%18.1%20.1%23.5%25.6%
Additional Tier 1 %0.2%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Capital adequacy %
NIM %
ROA %-4.7%-4.3%0.5%0.8%1.2%1.7%2.0%2.3%

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