IDBI Bank Limited
IDBI Bank Limited (IDBI) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Private Sector Bank
idbi.bank.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 3,072 Cr | 3,447 Cr | 3,697 Cr | 3,242 Cr | 3,883 Cr | 4,236 Cr | 3,300 Cr | 3,175 Cr | 3,293 Cr | 3,218 Cr | 3,859 Cr | 3,497 Cr |
| Other income | 1,025 Cr | 1,031 Cr | 961 Cr | 857 Cr | 1,368 Cr | 810 Cr | 2,107 Cr | 1,472 Cr | 2,155 Cr | 1,271 Cr | 1,714 Cr | 1,084 Cr |
| Net operating income | 4,098 Cr | 4,478 Cr | 4,658 Cr | 4,099 Cr | 5,251 Cr | 5,046 Cr | 5,407 Cr | 4,647 Cr | 5,447 Cr | 4,489 Cr | 5,573 Cr | 4,581 Cr |
| Employee cost | 953 Cr | 1,139 Cr | 1,354 Cr | 997 Cr | 1,142 Cr | 1,087 Cr | 1,032 Cr | 1,138 Cr | 1,049 Cr | 1,239 Cr | 1,139 Cr | 1,171 Cr |
| Other expenses | 970 Cr | 983 Cr | 1,098 Cr | 999 Cr | 1,085 Cr | 1,130 Cr | 1,148 Cr | 1,132 Cr | 1,252 Cr | 1,300 Cr | 1,328 Cr | 1,216 Cr |
| Provisions & contingencies | -222 Cr | 321 Cr | 113 Cr | -443 Cr | 554 Cr | 166 Cr | 235 Cr | -179 Cr | -650 Cr | -539 Cr | 291 Cr | -636 Cr |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — | — |
| Profit before tax | 2,397 Cr | 2,034 Cr | 2,093 Cr | 2,546 Cr | 2,470 Cr | 2,664 Cr | 2,991 Cr | 2,557 Cr | 3,797 Cr | 2,489 Cr | 2,816 Cr | 2,829 Cr |
| Tax % | 41.9% | 27.2% | 20.9% | 31.7% | 25.1% | 27.6% | 30.7% | 20.8% | 14.6% | 21.3% | 29.4% | 24.7% |
| Net profit | 1,393 Cr | 1,515 Cr | 1,672 Cr | 1,739 Cr | 1,869 Cr | 1,954 Cr | 2,094 Cr | 2,024 Cr | 3,241 Cr | 1,959 Cr | 2,013 Cr | 2,131 Cr |
| EPS (₹) | ₹1.29 | ₹1.40 | ₹1.55 | ₹1.61 | ₹1.73 | ₹1.81 | ₹1.94 | ₹1.88 | ₹3.00 | ₹1.82 | ₹1.87 | ₹1.98 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 5,940 Cr | 7,013 Cr | 8,548 Cr | 9,194 Cr | 11,461 Cr | 14,219 Cr | 14,661 Cr | 13,545 Cr | Sign in for TTM |
| Other income | 3,535 Cr | 4,631 Cr | 4,848 Cr | 4,919 Cr | 4,575 Cr | 3,925 Cr | 5,142 Cr | 6,612 Cr | Sign in for TTM |
| Net operating income | 9,475 Cr | 11,644 Cr | 13,396 Cr | 14,113 Cr | 16,036 Cr | 18,144 Cr | 19,802 Cr | 20,157 Cr | Sign in for TTM |
| Employee cost | 2,330 Cr | 3,379 Cr | 3,225 Cr | 3,263 Cr | 3,706 Cr | 4,438 Cr | 4,258 Cr | 4,564 Cr | Sign in for TTM |
| Other expenses | 2,929 Cr | 3,068 Cr | 2,951 Cr | 3,240 Cr | 3,527 Cr | 3,932 Cr | 4,361 Cr | 5,011 Cr | Sign in for TTM |
| Provisions & contingencies | 26,908 Cr | 14,094 Cr | 4,736 Cr | 3,890 Cr | 3,499 Cr | 1,406 Cr | 513 Cr | -1,076 Cr | Sign in for TTM |
| Depreciation | — | — | — | — | — | — | — | — | Sign in for TTM |
| Profit before tax | -22,691 Cr | -8,896 Cr | 2,484 Cr | 3,720 Cr | 5,305 Cr | 8,367 Cr | 10,670 Cr | 11,658 Cr | Sign in for TTM |
| Tax % | 33.8% | -44.4% | 41.7% | 32.3% | 30.5% | 31.1% | 28.9% | 21.0% | Sign in for TTM |
| Net profit | -14,970 Cr | -12,819 Cr | 1,532 Cr | 2,557 Cr | 3,728 Cr | 5,814 Cr | 7,656 Cr | 9,237 Cr | Sign in for TTM |
| EPS (₹) | ₹-30.22 | ₹-14.42 | ₹1.44 | ₹2.36 | ₹3.45 | ₹5.38 | ₹7.10 | ₹8.57 | Sign in for TTM |
| Dividend payout % | — | — | 1.1% | 0.3% | 0.3% | 18.5% | 21.1% | 24.4% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 7,736 Cr | 10,381 Cr | 10,752 Cr | 10,752 Cr | 10,752 Cr | 10,752 Cr | 10,752 Cr | 10,752 Cr |
| Reserves | 23,883 Cr | 17,952 Cr | 20,594 Cr | 23,352 Cr | 27,366 Cr | 32,387 Cr | 40,356 Cr | 49,796 Cr |
| Borrowings | — | — | — | — | — | 17,083 Cr | 19,932 Cr | 28,104 Cr |
| Other liabilities | 3,12,548 Cr | 2,72,381 Cr | 2,67,306 Cr | 2,68,252 Cr | 2,93,379 Cr | 3,04,049 Cr | 3,41,921 Cr | 3,78,734 Cr |
| Total liabilities | 3,20,284 Cr | 3,00,713 Cr | 2,98,653 Cr | 3,02,356 Cr | 3,31,498 Cr | 3,64,272 Cr | 4,12,962 Cr | 4,67,386 Cr |
| Fixed assets (net) | — | — | — | — | — | 9,542 Cr | 12,200 Cr | 9,775 Cr |
| CWIP | — | — | — | — | — | — | — | — |
| Investments | — | — | — | — | — | 1,15,719 Cr | 1,18,453 Cr | 1,28,440 Cr |
| Loans & advances | — | — | — | — | — | 1,88,576 Cr | 2,18,399 Cr | 2,53,624 Cr |
| Cash & bank | — | — | — | — | — | 13,991 Cr | 21,294 Cr | 33,230 Cr |
| Other assets | 3,20,284 Cr | 3,00,713 Cr | 2,98,653 Cr | 3,02,356 Cr | 3,31,498 Cr | 36,444 Cr | 42,616 Cr | 42,316 Cr |
| Total assets | 3,20,284 Cr | 3,00,713 Cr | 2,98,653 Cr | 3,02,356 Cr | 3,31,498 Cr | 3,64,272 Cr | 4,12,962 Cr | 4,67,386 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | 3,443 Cr | -5,816 Cr | -2,601 Cr | -1,226 Cr | 25,796 Cr | 16,762 Cr |
| Cash from investing | — | — | -59 Cr | -195 Cr | -294 Cr | -222 Cr | -344 Cr | 1,422 Cr |
| Cash from financing | — | — | 1,428 Cr | -2,499 Cr | -3,565 Cr | -1,794 Cr | -6,990 Cr | -5,765 Cr |
| Net cash flow | — | — | 4,813 Cr | -8,508 Cr | -6,449 Cr | -3,237 Cr | 18,467 Cr | 12,438 Cr |
| Free cash flow (OCF − Capex) | — | — | 3,384 Cr | -5,816 Cr | -2,601 Cr | -1,226 Cr | 25,446 Cr | 16,434 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | -20.6% | 17.5% | 44.3% | 37.7% | 37.9% | 6.1% | 6.5% | 6.2% |
| ROE % | -47.3% | -45.2% | 4.9% | 7.5% | 9.8% | 13.5% | 15.0% | 15.3% |
| Debtor days | — | — | — | — | — | — | — | — |
| Inventory days | — | — | — | — | — | — | — | — |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | — | — | — | — | — | — | — | — |
| Debt / equity | — | — | — | — | — | 0.40 | 0.39 | 0.47 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | — | — | — | — | — | — | — | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019Standalone only | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | 50,028 Cr | 47,272 Cr | 36,212 Cr | 34,115 Cr | 10,969 Cr | 8,917 Cr | 6,695 Cr | 6,028 Cr |
| Gross NPA % | 27.5% | 27.5% | 22.4% | 19.1% | 6.4% | 4.5% | 3.0% | 2.3% |
| Net NPA | 14,837 Cr | 5,439 Cr | 2,519 Cr | 1,856 Cr | 1,495 Cr | 644 Cr | 337 Cr | 380 Cr |
| Net NPA % | 10.1% | 4.2% | 2.0% | 1.3% | 0.9% | 0.3% | 0.1% | 0.1% |
| CET1 % | 8.9% | 10.5% | 13.1% | 16.7% | 18.1% | 20.1% | 23.5% | 25.6% |
| Additional Tier 1 % | 0.2% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | -4.7% | -4.3% | 0.5% | 0.8% | 1.2% | 1.7% | 2.0% | 2.3% |
Compare with peers
Loading peers…