Banks below book value

Banks priced below their adjusted book value, with net bad loans under 1%. Change any filter below to make it your own.

Companies that pass

as of 2026-11-01

Typical ROA

1.0%

banks ₹1,000 Cr+: 1.2%

Typical P/E

7.3

banks ₹1,000 Cr+: 8.8

Sectors

Financial Services 14

14 results

· data as of 2026-11-01

ColumnsSort byRows per page

	Industry
PNB Punjab National Bank	Public Sector Bank	1,41,191 Cr	6.18	0.88	14.2%	2.4%	0.86	0.90	0.25%
BANKBARODA Bank of Baroda	Public Sector Bank	1,23,539 Cr	6.30	0.71	11.3%	3.5%	1.06	0.74	0.37%
CANBK Canara Bank	Public Sector Bank	1,06,616 Cr	5.23	0.83	15.9%	3.6%	1.31	0.86	0.30%
BANKINDIA Bank of India	Public Sector Bank	60,497 Cr	4.84	0.64	13.3%	3.5%	1.30	0.67	0.42%
YESBANK Yes Bank Limited	Private Sector Bank	47,554 Cr	11.34	0.89	7.9%	—	1.47	0.90	0.20%
UCOBANK UCO Bank	Public Sector Bank	27,662 Cr	9.27	0.80	8.6%	—	0.75	0.81	0.18%
CENTRALBK Central Bank of India	Public Sector Bank	26,005 Cr	5.40	0.62	11.6%	1.4%	0.93	0.64	0.31%
BANDHANBNK Bandhan Bank Limited	Private Sector Bank	24,865 Cr	13.35	0.94	7.0%	1.0%	0.38	0.99	0.92%
PSB Punjab & Sind Bank	Public Sector Bank	13,240 Cr	8.82	0.91	10.3%	0.4%	1.32	0.96	0.61%
J&KBANK The Jammu & Kashmir Bank Limited	Private Sector Bank	12,906 Cr	5.47	0.74	13.5%	2.0%	0.31	0.76	0.51%
KTKBANK The Karnataka Bank Limited	Private Sector Bank	11,284 Cr	7.26	0.81	11.2%	1.7%	0.39	0.85	0.74%
DCBBANK DCB Bank Limited	Private Sector Bank	6,206 Cr	7.39	0.89	12.1%	0.7%	0.83	0.96	0.73%
EQUITASBNK Equitas Small Finance Bank Limited	Other Bank	6,131 Cr	8.70	0.94	10.7%	0.0%	1.05	0.98	0.70%
DHANBANK Dhanlaxmi Bank Limited	Private Sector Bank	1,234 Cr	8.76	0.80	9.1%	—	0.20	0.84	0.45%

PNBPublic Sector Bank
Punjab National Bank
Mcap
1,41,191 Cr
P/E
6.18
P/B
0.88
ROE
14.2%
Div yield
2.4%
D/E
0.86
P/ABV
0.90
Net NPA
0.25%
BANKBARODAPublic Sector Bank
Bank of Baroda
Mcap
1,23,539 Cr
P/E
6.30
P/B
0.71
ROE
11.3%
Div yield
3.5%
D/E
1.06
P/ABV
0.74
Net NPA
0.37%
CANBKPublic Sector Bank
Canara Bank
Mcap
1,06,616 Cr
P/E
5.23
P/B
0.83
ROE
15.9%
Div yield
3.6%
D/E
1.31
P/ABV
0.86
Net NPA
0.30%
BANKINDIAPublic Sector Bank
Bank of India
Mcap
60,497 Cr
P/E
4.84
P/B
0.64
ROE
13.3%
Div yield
3.5%
D/E
1.30
P/ABV
0.67
Net NPA
0.42%
YESBANKPrivate Sector Bank
Yes Bank Limited
Mcap
47,554 Cr
P/E
11.34
P/B
0.89
ROE
7.9%
Div yield
—
D/E
1.47
P/ABV
0.90
Net NPA
0.20%
UCOBANKPublic Sector Bank
UCO Bank
Mcap
27,662 Cr
P/E
9.27
P/B
0.80
ROE
8.6%
Div yield
—
D/E
0.75
P/ABV
0.81
Net NPA
0.18%
CENTRALBKPublic Sector Bank
Central Bank of India
Mcap
26,005 Cr
P/E
5.40
P/B
0.62
ROE
11.6%
Div yield
1.4%
D/E
0.93
P/ABV
0.64
Net NPA
0.31%
BANDHANBNKPrivate Sector Bank
Bandhan Bank Limited
Mcap
24,865 Cr
P/E
13.35
P/B
0.94
ROE
7.0%
Div yield
1.0%
D/E
0.38
P/ABV
0.99
Net NPA
0.92%
PSBPublic Sector Bank
Punjab & Sind Bank
Mcap
13,240 Cr
P/E
8.82
P/B
0.91
ROE
10.3%
Div yield
0.4%
D/E
1.32
P/ABV
0.96
Net NPA
0.61%
J&KBANKPrivate Sector Bank
The Jammu & Kashmir Bank Limited
Mcap
12,906 Cr
P/E
5.47
P/B
0.74
ROE
13.5%
Div yield
2.0%
D/E
0.31
P/ABV
0.76
Net NPA
0.51%
KTKBANKPrivate Sector Bank
The Karnataka Bank Limited
Mcap
11,284 Cr
P/E
7.26
P/B
0.81
ROE
11.2%
Div yield
1.7%
D/E
0.39
P/ABV
0.85
Net NPA
0.74%
DCBBANKPrivate Sector Bank
DCB Bank Limited
Mcap
6,206 Cr
P/E
7.39
P/B
0.89
ROE
12.1%
Div yield
0.7%
D/E
0.83
P/ABV
0.96
Net NPA
0.73%
EQUITASBNKOther Bank
Equitas Small Finance Bank Limited
Mcap
6,131 Cr
P/E
8.70
P/B
0.94
ROE
10.7%
Div yield
0.0%
D/E
1.05
P/ABV
0.98
Net NPA
0.70%
DHANBANKPrivate Sector Bank
Dhanlaxmi Bank Limited
Mcap
1,234 Cr
P/E
8.76
P/B
0.80
ROE
9.1%
Div yield
—
D/E
0.20
P/ABV
0.84
Net NPA
0.45%

About this screen: why it might work, and what it can miss

A bank priced below its book, with bad loans under control, is valued at less than its net worth.

NPA figures are for the bank alone, from its latest quarter.

A screen applies a rule to reported figures; it is not a recommendation to buy or sell.

Data as of 2026-11-01. Not investment advice.