Central Bank of India

Central Bank of India (CENTRALBK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial Services›Financial Services›Banks›Public Sector Bank

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Key metrics

Price as of 2026-09-03

Stock price
₹30.77
Market cap
27,917 Cr
Stock P/E
6.1
P/B
0.72
Dividend yield
2.6%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income3,039 Cr3,170 Cr3,560 Cr3,566 Cr3,429 Cr3,558 Cr3,415 Cr3,402 Cr3,301 Cr3,518 Cr4,021 Cr3,932 Cr
Other income1,062 Cr1,329 Cr1,363 Cr1,166 Cr1,649 Cr1,232 Cr1,823 Cr1,787 Cr1,507 Cr1,937 Cr1,161 Cr988 Cr
Net operating income4,101 Cr4,499 Cr4,923 Cr4,732 Cr5,078 Cr4,791 Cr5,238 Cr5,188 Cr4,808 Cr5,455 Cr5,183 Cr4,920 Cr
Employee cost1,440 Cr1,667 Cr1,726 Cr1,717 Cr1,831 Cr1,797 Cr1,890 Cr1,839 Cr1,897 Cr2,060 Cr1,804 Cr1,764 Cr
Other expenses1,125 Cr889 Cr1,125 Cr1,009 Cr1,071 Cr1,017 Cr1,332 Cr1,034 Cr1,115 Cr1,098 Cr1,264 Cr961 Cr
Provisions & contingencies968 Cr821 Cr710 Cr1,193 Cr598 Cr559 Cr846 Cr522 Cr316 Cr705 Cr505 Cr405 Cr
Depreciation————————————
Profit before tax567 Cr1,122 Cr1,363 Cr812 Cr1,578 Cr1,418 Cr1,171 Cr1,878 Cr1,479 Cr1,592 Cr1,609 Cr1,791 Cr
Tax %-7.3%35.2%40.4%-9.2%41.6%31.7%11.0%32.9%17.6%20.6%54.1%25.8%
Net profit623 Cr738 Cr817 Cr945 Cr926 Cr966 Cr1,106 Cr1,284 Cr1,234 Cr1,265 Cr748 Cr1,325 Cr
EPS (₹)₹0.72₹0.85₹0.94₹1.09₹1.06₹1.11₹1.27₹1.42₹1.36₹1.40₹0.82₹1.46

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021Mar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025Mar 2026TTM
Net Interest Income7,671 Cr8,287 Cr9,542 Cr11,752 Cr12,967 Cr13,968 Cr14,242 CrSign in for TTM
Other income3,622 Cr3,162 Cr2,967 Cr4,084 Cr4,713 Cr5,871 Cr6,331 CrSign in for TTM
Net operating income11,293 Cr11,449 Cr12,510 Cr15,836 Cr17,680 Cr19,838 Cr20,572 CrSign in for TTM
Employee cost4,226 Cr4,150 Cr3,938 Cr5,616 Cr6,326 Cr7,235 Cr7,600 CrSign in for TTM
Other expenses2,713 Cr2,648 Cr2,795 Cr3,294 Cr3,949 Cr4,428 Cr4,450 CrSign in for TTM
Provisions & contingencies5,264 Cr5,959 Cr3,488 Cr4,244 Cr3,315 Cr3,197 Cr2,048 CrSign in for TTM
Depreciation———————Sign in for TTM
Profit before tax-910 Cr-1,309 Cr1,745 Cr2,682 Cr4,090 Cr4,978 Cr6,559 CrSign in for TTM
Tax %-23.9%32.9%39.0%40.0%37.0%23.3%31.6%Sign in for TTM
Net profit-1,252 Cr-995 Cr1,083 Cr1,688 Cr2,677 Cr3,943 Cr4,531 CrSign in for TTM
EPS (₹)₹-2.02₹-1.73₹1.31₹0.00₹3.07₹4.53₹5.00Sign in for TTM
Dividend payout %——0.0%0.0%0.0%0.0%15.7%Sign in for TTM
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Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021Mar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025Mar 2026
Equity capital5,710 Cr5,876 Cr8,681 Cr8,681 Cr8,681 Cr9,051 Cr9,051 Cr
Reserves15,827 Cr12,029 Cr15,154 Cr20,536 Cr19,609 Cr23,908 Cr26,089 Cr
Borrowings6,076 Cr——8,334 Cr20,013 Cr21,820 Cr31,854 Cr
Other liabilities3,29,725 Cr3,52,070 Cr3,63,601 Cr3,69,529 Cr3,99,469 Cr4,25,677 Cr4,84,085 Cr
Total liabilities3,57,337 Cr3,69,974 Cr3,87,435 Cr4,07,080 Cr4,47,772 Cr4,80,457 Cr5,51,079 Cr
Fixed assets (net)4,337 Cr——4,777 Cr5,336 Cr5,205 Cr5,126 Cr
CWIP———————
Investments1,42,526 Cr——1,36,569 Cr1,44,010 Cr1,41,652 Cr1,57,607 Cr
Loans & advances1,51,952 Cr——2,03,893 Cr2,44,399 Cr2,83,505 Cr3,38,209 Cr
Cash & bank30,022 Cr——27,433 Cr22,955 Cr22,931 Cr18,953 Cr
Other assets28,501 Cr3,69,974 Cr3,87,435 Cr34,407 Cr31,071 Cr27,163 Cr31,185 Cr
Total assets3,57,337 Cr3,69,974 Cr3,87,435 Cr4,07,080 Cr4,47,772 Cr4,80,457 Cr5,51,079 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021Mar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025Mar 2026
Cash from operating activity—-2,003 Cr14,277 Cr-8,786 Cr-5,910 Cr-2,460 Cr2,804 Cr
Cash from investing—-202 Cr-133 Cr-209 Cr-584 Cr-451 Cr-454 Cr
Cash from financing—5,055 Cr0 Cr0 Cr0 Cr1,500 Cr-713 Cr
Net cash flow—2,849 Cr14,143 Cr-8,995 Cr-6,494 Cr-1,410 Cr1,637 Cr
Free cash flow (OCF − Capex)—-2,208 Cr14,119 Cr-8,999 Cr-6,497 Cr-2,460 Cr2,804 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021Mar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025Mar 2026
ROCE %81.3%73.9%63.4%64.9%5.1%5.3%5.3%
ROE %-6.7%-5.6%4.5%6.6%9.5%12.0%12.9%
Debtor days———————
Inventory days———————
Days payable———————
Cash conversion cycle———————
Debt / equity0.28——0.290.710.660.91
Current ratio———————
Net debt / EBITDA———————

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021Mar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025Mar 2026
Gross NPA32,589 Cr29,277 Cr28,156 Cr18,386 Cr11,340 Cr9,225 Cr9,185 Cr
Gross NPA %18.9%16.6%14.8%8.4%4.5%3.2%2.7%
Net NPA11,534 Cr9,036 Cr6,675 Cr3,592 Cr3,002 Cr1,543 Cr1,666 Cr
Net NPA %7.6%5.8%4.0%1.8%1.2%0.5%0.5%
CET1 %9.3%12.8%11.5%12.1%12.5%14.7%17.9%
Additional Tier 1 %0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Capital adequacy %———————
NIM %———————
ROA %-0.4%-0.3%0.3%0.4%0.6%0.9%0.9%

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