UCO Bank

UCO Bank (UCOBANK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial Services›Financial Services›Banks›Public Sector Bank

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Key metrics

Price as of 2026-09-02

Stock price
₹24.39
Market cap
30,784 Cr
Stock P/E
10.5
P/B
0.92

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricMar 2023Jun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025
Net Interest Income1,972 Cr2,009 Cr1,917 Cr1,988 Cr2,187 Cr2,254 Cr2,300 Cr2,378 Cr2,698 Cr2,403 Cr2,533 Cr2,646 Cr
Other income960 Cr633 Cr647 Cr861 Cr1,125 Cr835 Cr993 Cr1,186 Cr1,392 Cr997 Cr884 Cr869 Cr
Net operating income2,932 Cr2,642 Cr2,563 Cr2,849 Cr3,312 Cr3,089 Cr3,293 Cr3,564 Cr4,091 Cr3,400 Cr3,417 Cr3,515 Cr
Employee cost1,058 Cr1,028 Cr1,062 Cr1,253 Cr1,543 Cr1,208 Cr1,304 Cr1,323 Cr1,618 Cr1,276 Cr1,214 Cr1,183 Cr
Other expenses517 Cr411 Cr519 Cr476 Cr497 Cr560 Cr557 Cr655 Cr774 Cr562 Cr590 Cr652 Cr
Provisions & contingencies451 Cr856 Cr342 Cr342 Cr467 Cr459 Cr493 Cr590 Cr663 Cr616 Cr588 Cr525 Cr
Depreciation————————————
Profit before tax907 Cr347 Cr640 Cr777 Cr806 Cr862 Cr939 Cr996 Cr1,036 Cr946 Cr1,025 Cr1,155 Cr
Tax %35.9%35.5%37.2%35.3%34.7%36.1%35.8%35.9%37.0%35.8%39.5%36.0%
Net profit557 Cr225 Cr404 Cr505 Cr538 Cr555 Cr607 Cr640 Cr666 Cr607 Cr620 Cr740 Cr
EPS (₹)₹0.47₹0.19₹0.34₹0.42₹0.45₹0.45₹0.50₹0.54₹0.56₹0.48₹0.49₹0.59

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025TTM
Net Interest Income6,473 Cr7,343 Cr8,101 Cr9,630 CrSign in for TTM
Other income3,101 Cr2,508 Cr3,266 Cr4,407 CrSign in for TTM
Net operating income9,574 Cr9,852 Cr11,366 Cr14,037 CrSign in for TTM
Employee cost3,314 Cr3,873 Cr4,887 Cr5,453 CrSign in for TTM
Other expenses1,462 Cr1,638 Cr1,903 Cr2,546 CrSign in for TTM
Provisions & contingencies3,047 Cr1,436 Cr2,007 Cr2,204 CrSign in for TTM
Depreciation————Sign in for TTM
Profit before tax1,750 Cr2,905 Cr2,569 Cr3,834 CrSign in for TTM
Tax %46.9%35.9%35.6%36.2%Sign in for TTM
Net profit895 Cr1,826 Cr1,672 Cr2,468 CrSign in for TTM
EPS (₹)₹0.77₹1.53₹1.40₹2.06Sign in for TTM
Dividend payout %0.0%0.0%0.0%0.0%Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025
Equity capital11,956 Cr11,956 Cr11,956 Cr12,540 Cr
Reserves8,905 Cr13,648 Cr12,403 Cr15,298 Cr
Borrowings—20,501 Cr25,331 Cr28,687 Cr
Other liabilities2,46,798 Cr2,54,597 Cr2,73,858 Cr3,05,836 Cr
Total liabilities2,67,659 Cr3,00,702 Cr3,23,548 Cr3,62,361 Cr
Fixed assets (net)—3,510 Cr3,781 Cr3,852 Cr
CWIP————
Investments—95,009 Cr92,761 Cr94,153 Cr
Loans & advances—1,55,870 Cr1,82,022 Cr2,15,135 Cr
Cash & bank—10,300 Cr10,197 Cr10,359 Cr
Other assets2,67,659 Cr36,014 Cr34,787 Cr38,863 Cr
Total assets2,67,659 Cr3,00,702 Cr3,23,548 Cr3,62,361 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025
Cash from operating activity1,750 Cr2,905 Cr2,569 Cr3,834 Cr
Cash from investing0 Cr0 Cr0 Cr0 Cr
Cash from financing0 Cr0 Cr0 Cr0 Cr
Net cash flow1,750 Cr2,905 Cr2,569 Cr3,834 Cr
Free cash flow (OCF − Capex)1,750 Cr2,905 Cr2,569 Cr3,834 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025
ROCE %49.2%57.9%5.2%5.5%
ROE %4.3%8.0%6.9%8.9%
Debtor days————
Inventory days————
Days payable————
Cash conversion cycle————
Debt / equity—0.801.041.03
Current ratio————
Net debt / EBITDA————

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2022Mar 2023BSE balance sheet (this exchange's own filing had none for this period)Mar 2024Mar 2025
Gross NPA10,237 Cr7,726 Cr6,463 Cr5,919 Cr
Gross NPA %7.9%4.8%3.5%2.7%
Net NPA3,316 Cr2,018 Cr1,622 Cr1,068 Cr
Net NPA %2.7%1.3%0.9%0.5%
CET1 %11.0%13.5%14.1%16.0%
Additional Tier 1 %0.0%0.4%0.4%0.3%
Capital adequacy %————
NIM %————
ROA %0.3%0.6%0.6%0.8%

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