DHANBANK

Dhanlaxmi Bank Limited

Dhanlaxmi Bank Limited (DHANBANK) financial statements and selected valuation metrics through 30 June 2026.

Financial Services›Financial Services›Banks›Private Sector Bank

dhan.bank.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹35.79
Market cap
1,415 Cr
Stock P/E
12.3
P/B
0.96
ROE (FY26)
7.8%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Dhanlaxmi Bank is a private sector bank headquartered in Thrissur, Kerala, that takes deposits and lends to retail and corporate customers, and runs a treasury book.

Company snapshot

20thBy market cap

Ranked among 20 companies in Private Sector Bank.

Segment mix

Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.

Largest segment: 56.8% of revenue

SegmentRevenue shareRevenuePBTAssets
Corporate/ Wholesale Banking
25.3%
277 Cr-21 Cr—
Other Banking Operations
0.7%
7 Cr7 Cr—
Retail Banking
56.8%
623 Cr26 Cr—
Treasury
17.2%
189 Cr44 Cr—
Unallocated—0 Cr0 Cr—

What we see

Positives
  • ✓Cash flow from operations is higher than reported profit — earnings quality looks solid.

Statement tables · Standalone

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Standalone only

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income121 Cr114 Cr105 Cr100 Cr121 Cr128 Cr134 Cr139 Cr142 Cr154 Cr187 Cr178 Cr
Other income24 Cr36 Cr41 Cr32 Cr52 Cr42 Cr43 Cr39 Cr35 Cr49 Cr69 Cr35 Cr
Net operating income144 Cr150 Cr146 Cr132 Cr173 Cr171 Cr177 Cr178 Cr177 Cr203 Cr256 Cr213 Cr
Employee cost71 Cr73 Cr105 Cr80 Cr80 Cr82 Cr71 Cr84 Cr85 Cr87 Cr71 Cr93 Cr
Other expenses50 Cr54 Cr58 Cr55 Cr60 Cr62 Cr68 Cr61 Cr63 Cr75 Cr72 Cr68 Cr
Provisions & contingencies-3 Cr19 Cr-28 Cr5 Cr0.57 Cr7 Cr12 Cr21 Cr5 Cr17 Cr35 Cr16 Cr
Depreciation————————————
Profit before tax26 Cr3 Cr11 Cr-8 Cr33 Cr20 Cr27 Cr12 Cr23 Cr24 Cr79 Cr36 Cr
Tax %12.3%0.3%69.1%0.0%20.7%0.2%-6.6%0.0%0.0%0.0%44.9%29.9%
Net profit23 Cr3 Cr3 Cr-8 Cr26 Cr20 Cr29 Cr12 Cr23 Cr24 Cr43 Cr25 Cr
EPS (₹)₹0.92₹0.12₹0.13₹-0.32₹1.02₹0.78₹0.85₹0.31₹0.59₹0.61₹1.10₹0.63

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income332 Cr346 Cr347 Cr373 Cr330 Cr362 Cr476 Cr458 Cr483 Cr622 CrSign in free for the trailing twelve months
Other income111 Cr102 Cr53 Cr113 Cr141 Cr169 Cr75 Cr153 Cr169 Cr192 CrSign in free for the trailing twelve months
Net operating income443 Cr448 Cr400 Cr486 Cr471 Cr531 Cr550 Cr611 Cr652 Cr815 CrSign in free for the trailing twelve months
Employee cost——161 Cr185 Cr225 Cr235 Cr247 Cr331 Cr314 Cr327 CrSign in free for the trailing twelve months
Other expenses——143 Cr139 Cr141 Cr163 Cr180 Cr211 Cr244 Cr271 CrSign in free for the trailing twelve months
Provisions & contingencies——83 Cr116 Cr62 Cr97 Cr92 Cr-1 Cr23 Cr78 CrSign in free for the trailing twelve months
Depreciation——————————Sign in free for the trailing twelve months
Profit before tax——12 Cr46 Cr43 Cr37 Cr32 Cr70 Cr72 Cr138 CrSign in free for the trailing twelve months
Tax %——0.0%-42.8%12.8%3.2%-56.2%18.0%7.0%25.7%Sign in free for the trailing twelve months
Net profit12 Cr-25 Cr12 Cr66 Cr37 Cr36 Cr49 Cr58 Cr67 Cr103 CrSign in free for the trailing twelve months
EPS (₹)₹0.59₹-0.98₹0.46₹2.60₹1.47₹0.93₹1.95₹2.29₹2.37₹2.60Sign in free for the trailing twelve months
Dividend payout %————0.0%0.0%0.0%0.0%0.0%0.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital210 Cr253 Cr253 Cr253 Cr253 Cr253 Cr253 Cr253 Cr395 Cr395 Cr
Reserves445 Cr496 Cr508 Cr574 Cr611 Cr647 Cr708 Cr548 Cr842 Cr914 Cr
Borrowings145 Cr392 Cr200 Cr178 Cr150 Cr150 Cr492 Cr299 Cr200 Cr737 Cr
Other liabilities11,533 Cr11,145 Cr10,837 Cr11,261 Cr12,082 Cr12,746 Cr13,679 Cr14,862 Cr16,500 Cr19,192 Cr
Total liabilities12,333 Cr12,286 Cr11,799 Cr12,265 Cr13,097 Cr13,796 Cr15,132 Cr15,962 Cr17,937 Cr21,238 Cr
Fixed assets (net)214 Cr204 Cr202 Cr214 Cr225 Cr221 Cr258 Cr274 Cr282 Cr290 Cr
CWIP——————————
Investments4,194 Cr4,365 Cr4,037 Cr3,682 Cr4,439 Cr4,044 Cr3,889 Cr3,942 Cr3,955 Cr4,257 Cr
Loans & advances6,446 Cr6,110 Cr6,289 Cr6,496 Cr6,787 Cr8,142 Cr9,452 Cr10,102 Cr11,959 Cr14,918 Cr
Cash & bank575 Cr603 Cr557 Cr549 Cr602 Cr678 Cr836 Cr760 Cr992 Cr948 Cr
Other assets903 Cr1,005 Cr713 Cr1,324 Cr1,043 Cr710 Cr698 Cr883 Cr748 Cr824 Cr
Total assets12,333 Cr12,286 Cr11,799 Cr12,265 Cr13,097 Cr13,796 Cr15,132 Cr15,962 Cr17,937 Cr21,238 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-99 Cr-203 Cr-144 Cr554 Cr0 Cr-233 Cr216 Cr17 Cr-5 Cr631 Cr
Cash from investing-11 Cr-3 Cr-10 Cr-25 Cr0 Cr-16 Cr-106 Cr111 Cr-32 Cr-790 Cr
Cash from financing84 Cr270 Cr-95 Cr-23 Cr0 Cr0 Cr0 Cr0 Cr142 Cr150 Cr
Net cash flow-26 Cr64 Cr-248 Cr506 Cr0 Cr-249 Cr111 Cr128 Cr105 Cr-8 Cr
Free cash flow (OCF − Capex)-110 Cr-206 Cr-209 Cr528 Cr0 Cr-249 Cr181 Cr-25 Cr-37 Cr598 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %1.9%-3.3%1.5%8.0%4.9%4.0%5.1%7.2%5.4%7.8%

Regulatory ratios (standalone basis)

RBI ratios for the bank itself (standalone filing), on both views.

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA——496 Cr401 Cr657 Cr534 Cr511 Cr421 Cr364 Cr286 Cr
Gross NPA %4.8%7.3%7.5%5.9%9.2%6.3%5.2%4.0%3.0%1.9%
Net NPA——152 Cr101 Cr323 Cr232 Cr109 Cr126 Cr118 Cr75 Cr
Net NPA %2.6%3.2%2.4%1.6%4.8%2.9%1.2%1.3%1.0%0.5%
CET1 %9.0%10.6%13.9%10.7%14.5%13.0%10.5%11.4%15.2%16.1%
Additional Tier 1 %0.0%0.0%13.9%0.0%0.0%0.0%0.0%1.4%0.9%2.8%
ROA %0.1%-0.2%0.1%0.5%0.3%0.3%0.3%0.4%0.4%0.5%