Equitas Small Finance Bank Limited
Equitas Small Finance Bank Limited (EQUITASBNK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Other Bank
equitas.bank.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|
| Net Interest Income | 829 Cr | 786 Cr | 774 Cr | 852 Cr |
| Other income | 225 Cr | 292 Cr | 229 Cr | 289 Cr |
| Net operating income | 1,055 Cr | 1,077 Cr | 1,003 Cr | 1,141 Cr |
| Employee cost | 418 Cr | 460 Cr | 474 Cr | 516 Cr |
| Other expenses | 325 Cr | 303 Cr | 288 Cr | 318 Cr |
| Provisions & contingencies | 258 Cr | 612 Cr | 207 Cr | 193 Cr |
| Depreciation | — | — | — | — |
| Profit before tax | 53 Cr | -297 Cr | 34 Cr | 114 Cr |
| Tax % | 21.0% | 24.8% | 28.0% | 20.8% |
| Net profit | 42 Cr | -224 Cr | 24 Cr | 90 Cr |
| EPS (₹) | ₹0.37 | ₹-1.96 | ₹0.21 | ₹0.79 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2025 | TTM |
|---|---|---|
| Net Interest Income | 3,252 Cr | Sign in for TTM |
| Other income | 911 Cr | Sign in for TTM |
| Net operating income | 4,163 Cr | Sign in for TTM |
| Employee cost | 1,621 Cr | Sign in for TTM |
| Other expenses | 1,208 Cr | Sign in for TTM |
| Provisions & contingencies | 1,135 Cr | Sign in for TTM |
| Depreciation | — | Sign in for TTM |
| Profit before tax | 199 Cr | Sign in for TTM |
| Tax % | 26.0% | Sign in for TTM |
| Net profit | 147 Cr | Sign in for TTM |
| EPS (₹) | ₹1.29 | Sign in for TTM |
| Dividend payout % | 77.2% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 |
|---|---|
| Equity capital | 1,140 Cr |
| Reserves | 4,933 Cr |
| Borrowings | 2,137 Cr |
| Other liabilities | 44,626 Cr |
| Total liabilities | 52,836 Cr |
| Fixed assets (net) | 696 Cr |
| CWIP | — |
| Investments | 9,289 Cr |
| Loans & advances | 36,209 Cr |
| Cash & bank | 4,954 Cr |
| Other assets | 1,688 Cr |
| Total assets | 52,836 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2025 |
|---|---|
| Cash from operating activity | 1,937 Cr |
| Cash from investing | -239 Cr |
| Cash from financing | 259 Cr |
| Net cash flow | 1,957 Cr |
| Free cash flow (OCF − Capex) | 1,692 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2025 |
|---|---|
| ROCE % | 6.4% |
| ROE % | 2.4% |
| Debtor days | — |
| Inventory days | — |
| Days payable | — |
| Cash conversion cycle | — |
| Debt / equity | 0.35 |
| Current ratio | — |
| Net debt / EBITDA | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2025 |
|---|---|
| Gross NPA | 1,068 Cr |
| Gross NPA % | 2.9% |
| Net NPA | 354 Cr |
| Net NPA % | 1.0% |
| CET1 % | 17.8% |
| Additional Tier 1 % | 0.0% |
| Capital adequacy % | — |
| NIM % | — |
| ROA % | 0.3% |
Compare with peers
Loading peers…