YESBANK
Yes Bank Limited
Private-sector bank — corporate and institutional, MSME and retail banking
Financial Services›Financial Services›Banks›Private Sector Bank
Key metrics
Price as of 2026-10-16
Full years shown; sign in free for the trailing twelve months. Learn about these metrics →
Price & valuation
Share price and valuation multiples (P/E, P/B and more) over time.
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What you need to know
Yes Bank is an Indian private-sector bank that lends to companies, small businesses and individuals, and takes deposits and runs payments for them through 1,335 branches.
Company snapshot
10thBy market cap
Ranked among 20 companies in Private Sector Bank.
Segment mix
Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.
Largest segment: 40.4% of revenue
| Segment | Revenue share | Revenue | PBT | Assets |
|---|---|---|---|---|
| Corporate Banking | 33.7% | 3,147 Cr | 698 Cr | 1,25,937 Cr |
| Digital banking | 0.0% | 0.07 Cr | -0.42 Cr | 2 Cr |
| Other Banking Operations | 2.5% | 230 Cr | 122 Cr | 275 Cr |
| Other Retail Banking | 40.4% | 3,777 Cr | -497 Cr | 1,28,576 Cr |
| Treasury | 19.9% | 1,860 Cr | 643 Cr | 1,47,502 Cr |
| Unallocated | 0.1% | 6 Cr | -146 Cr | 11,315 Cr |
What we see
- ✓Cash flow from operations is higher than reported profit — earnings quality looks solid.
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 2,014 Cr | 2,149 Cr | 2,240 Cr | 2,194 Cr | 2,216 Cr | 2,271 Cr | 2,370 Cr | 2,296 Cr | 2,460 Cr | 2,633 Cr | 2,785 Cr | 2,820 Cr |
| Other income | 1,255 Cr | 1,642 Cr | 1,271 Cr | 1,488 Cr | 1,583 Cr | 1,815 Cr | 1,825 Cr | 1,724 Cr | 1,720 Cr | 1,816 Cr | 1,871 Cr | 1,952 Cr |
| Net operating income | 3,268 Cr | 3,790 Cr | 3,511 Cr | 3,682 Cr | 3,799 Cr | 4,086 Cr | 4,194 Cr | 4,021 Cr | 4,179 Cr | 4,448 Cr | 4,656 Cr | 4,772 Cr |
| Employee cost | 938 Cr | 1,057 Cr | 1,010 Cr | 1,041 Cr | 1,038 Cr | 1,053 Cr | 1,057 Cr | 1,046 Cr | 1,220 Cr | 1,079 Cr | 1,181 Cr | 1,204 Cr |
| Other expenses | 1,454 Cr | 1,818 Cr | 1,598 Cr | 1,646 Cr | 1,672 Cr | 1,709 Cr | 1,769 Cr | 1,665 Cr | 1,719 Cr | 1,732 Cr | 1,769 Cr | 1,885 Cr |
| Provisions & contingencies | 556 Cr | 465 Cr | 212 Cr | 297 Cr | 259 Cr | 318 Cr | 284 Cr | 419 Cr | 22 Cr | 188 Cr | 394 Cr | 317 Cr |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — | — |
| Profit before tax | 320 Cr | 451 Cr | 691 Cr | 697 Cr | 830 Cr | 1,006 Cr | 1,085 Cr | 891 Cr | 1,218 Cr | 1,449 Cr | 1,311 Cr | 1,366 Cr |
| Tax % | 24.3% | -3.7% | 25.3% | 18.8% | 25.4% | 26.0% | 25.4% | 25.4% | 21.5% | 25.3% | 18.2% | 20.6% |
| Net profit | 243 Cr | 467 Cr | 516 Cr | 567 Cr | 619 Cr | 745 Cr | 809 Cr | 664 Cr | 957 Cr | 1,082 Cr | 1,072 Cr | 1,084 Cr |
| EPS (₹) | ₹0.08 | ₹0.16 | ₹0.17 | ₹0.18 | ₹0.20 | ₹0.24 | ₹0.26 | ₹0.21 | ₹0.30 | ₹0.34 | ₹0.34 | ₹0.35 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 5,798 Cr | 7,739 Cr | 9,813 Cr | 6,794 Cr | 7,428 Cr | 6,490 Cr | 7,902 Cr | 8,079 Cr | 8,920 Cr | 9,758 Cr | Sign in free for the trailing twelve months |
| Other income | 4,218 Cr | 5,293 Cr | 4,675 Cr | 3,541 Cr | 3,436 Cr | 3,405 Cr | 4,125 Cr | 5,355 Cr | 6,157 Cr | 7,084 Cr | Sign in free for the trailing twelve months |
| Net operating income | 10,016 Cr | 13,032 Cr | 14,488 Cr | 10,335 Cr | 10,864 Cr | 9,895 Cr | 12,027 Cr | 13,434 Cr | 15,077 Cr | 16,842 Cr | Sign in free for the trailing twelve months |
| Employee cost | — | — | 2,538 Cr | 2,691 Cr | 2,517 Cr | 2,959 Cr | 3,475 Cr | 3,887 Cr | 4,142 Cr | 4,401 Cr | Sign in free for the trailing twelve months |
| Other expenses | — | — | 3,823 Cr | 4,179 Cr | 3,400 Cr | 4,023 Cr | 5,350 Cr | 6,122 Cr | 6,626 Cr | 6,885 Cr | Sign in free for the trailing twelve months |
| Provisions & contingencies | — | — | 5,778 Cr | 32,718 Cr | 9,709 Cr | 1,480 Cr | 2,220 Cr | 1,887 Cr | 1,086 Cr | 912 Cr | Sign in free for the trailing twelve months |
| Depreciation | — | — | — | — | — | — | — | — | — | — | Sign in free for the trailing twelve months |
| Profit before tax | — | — | 2,349 Cr | -29,253 Cr | -4,762 Cr | 1,434 Cr | 981 Cr | 1,538 Cr | 3,224 Cr | 4,643 Cr | Sign in free for the trailing twelve months |
| Tax % | — | — | 27.2% | 22.3% | 26.7% | 25.8% | 25.0% | 16.4% | 24.1% | 24.4% | Sign in free for the trailing twelve months |
| Net profit | 3,340 Cr | 4,233 Cr | 1,709 Cr | -16,433 Cr | -3,489 Cr | 1,064 Cr | 736 Cr | 1,285 Cr | 2,447 Cr | 3,512 Cr | Sign in free for the trailing twelve months |
| EPS (₹) | ₹15.82 | ₹18.46 | ₹7.40 | ₹-56.12 | ₹-1.64 | ₹0.43 | ₹0.07 | ₹0.45 | ₹0.79 | ₹1.12 | Sign in free for the trailing twelve months |
| Dividend payout % | — | — | — | — | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | Sign in free for the trailing twelve months |
The latest four quarters added up, next to each full year
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 456 Cr | 461 Cr | 463 Cr | 2,510 Cr | 5,011 Cr | 5,011 Cr | 5,751 Cr | 5,754 Cr | 6,271 Cr | 6,276 Cr |
| Reserves | 21,583 Cr | 25,292 Cr | 26,424 Cr | 19,185 Cr | 28,127 Cr | 28,688 Cr | 34,019 Cr | 35,453 Cr | 41,562 Cr | 44,883 Cr |
| Borrowings | 38,607 Cr | 74,894 Cr | 1,08,424 Cr | 1,13,791 Cr | 63,949 Cr | 72,340 Cr | 77,754 Cr | 80,508 Cr | 71,971 Cr | 65,451 Cr |
| Other liabilities | 1,54,413 Cr | 2,11,804 Cr | 2,45,548 Cr | 1,22,347 Cr | 1,76,506 Cr | 2,12,539 Cr | 2,37,680 Cr | 2,84,647 Cr | 3,04,312 Cr | 3,53,595 Cr |
| Total liabilities | 2,15,060 Cr | 3,12,450 Cr | 3,80,860 Cr | 2,57,832 Cr | 2,73,593 Cr | 3,18,578 Cr | 3,55,204 Cr | 4,06,362 Cr | 4,24,116 Cr | 4,70,204 Cr |
| Fixed assets (net) | 687 Cr | 837 Cr | 830 Cr | 1,023 Cr | 2,158 Cr | 2,141 Cr | 2,451 Cr | 2,866 Cr | 3,078 Cr | 3,198 Cr |
| CWIP | — | — | — | — | — | — | — | — | — | — |
| Investments | 49,982 Cr | 68,293 Cr | 89,329 Cr | 43,748 Cr | 43,115 Cr | 51,754 Cr | 76,749 Cr | 89,997 Cr | 84,725 Cr | 87,755 Cr |
| Loans & advances | 1,32,263 Cr | 2,03,519 Cr | 2,41,397 Cr | 1,71,433 Cr | 1,66,805 Cr | 1,80,959 Cr | 2,03,237 Cr | 2,27,799 Cr | 2,46,120 Cr | 2,73,445 Cr |
| Cash & bank | 6,952 Cr | 11,426 Cr | 10,798 Cr | 5,944 Cr | 6,813 Cr | 9,067 Cr | 12,864 Cr | 18,139 Cr | 15,260 Cr | 16,745 Cr |
| Other assets | 25,176 Cr | 28,374 Cr | 38,506 Cr | 35,684 Cr | 54,703 Cr | 74,656 Cr | 59,903 Cr | 67,561 Cr | 74,933 Cr | 89,062 Cr |
| Total assets | 2,15,060 Cr | 3,12,450 Cr | 3,80,860 Cr | 2,57,832 Cr | 2,73,593 Cr | 3,18,578 Cr | 3,55,204 Cr | 4,06,362 Cr | 4,24,116 Cr | 4,70,204 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 4,384 Cr | -21,810 Cr | -24,573 Cr | -57,721 Cr | 50,124 Cr | 23,598 Cr | -25,816 Cr | 9,645 Cr | 6,386 Cr | 21,217 Cr |
| Cash from investing | -4,474 Cr | -8,745 Cr | -6,294 Cr | 14,192 Cr | 5,664 Cr | -14,511 Cr | -12,904 Cr | -12,431 Cr | 8,527 Cr | -4,971 Cr |
| Cash from financing | 11,429 Cr | 35,748 Cr | 33,039 Cr | 25,038 Cr | -34,942 Cr | 8,391 Cr | 11,450 Cr | 2,771 Cr | -5,651 Cr | -6,485 Cr |
| Net cash flow | 11,336 Cr | 5,199 Cr | 2,231 Cr | -18,555 Cr | 20,895 Cr | 17,423 Cr | -27,392 Cr | -38 Cr | 9,249 Cr | 9,780 Cr |
| Free cash flow (OCF − Capex) | 3,995 Cr | -22,204 Cr | -24,876 Cr | -58,263 Cr | 49,854 Cr | 9,075 Cr | -26,608 Cr | 8,664 Cr | 6,386 Cr | 20,478 Cr |
Ratios
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 15.2% | 16.4% | 6.4% | -75.7% | -10.5% | 3.2% | 1.9% | 3.1% | 5.1% | 6.9% |
Regulatory ratios (standalone basis)
RBI ratios for the bank itself (standalone filing), on both views.
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | 7,883 Cr | 32,878 Cr | 28,610 Cr | 27,976 Cr | 4,395 Cr | 3,983 Cr | 3,936 Cr | 3,605 Cr |
| Gross NPA % | 1.5% | 1.3% | 3.2% | 16.8% | 15.4% | 13.9% | 2.2% | 1.7% | 1.6% | 1.3% |
| Net NPA | — | — | 4,485 Cr | 8,624 Cr | 9,813 Cr | 8,205 Cr | 1,658 Cr | 1,330 Cr | 800 Cr | 653 Cr |
| Net NPA % | 0.8% | 0.6% | 1.9% | 5.0% | 5.9% | 4.5% | 0.8% | 0.6% | 0.3% | 0.2% |
| CET1 % | 11.4% | 9.7% | 8.4% | 6.3% | 11.2% | 11.6% | 13.3% | 12.2% | 13.5% | 13.8% |
| Additional Tier 1 % | 1.9% | 3.5% | 16.5% | 1.5% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| ROA % | 1.8% | 1.8% | 0.5% | 0.1% | -1.3% | 0.4% | 0.2% | 0.3% | 0.6% | 0.8% |