Viji Finance Limited
Viji Finance Limited (VIJIFIN) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
vijifinance.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 0.30 Cr | 0.50 Cr | 0.66 Cr | 0.26 Cr | 0.42 Cr | 0.42 Cr | 0.37 Cr | 0.45 Cr | 0.45 Cr | 0.39 Cr | 0.40 Cr | 1 Cr |
| Other income | 0.05 Cr | 0.01 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0.44 Cr | 0.09 Cr | 0.08 Cr | -0.02 Cr |
| Net operating income | 0.35 Cr | 0.51 Cr | 0.66 Cr | 0.26 Cr | 0.42 Cr | 0.42 Cr | 0.37 Cr | 0.45 Cr | 0.90 Cr | 0.48 Cr | 0.48 Cr | 1 Cr |
| Employee cost | 0.11 Cr | 0.08 Cr | 0.08 Cr | 0.09 Cr | 0.42 Cr | 0.19 Cr | 0.11 Cr | 0.18 Cr | -0.06 Cr | 0.20 Cr | 0.20 Cr | 0.11 Cr |
| Other expenses | 0.14 Cr | 0.03 Cr | 0.05 Cr | 0.12 Cr | 0.08 Cr | 0.05 Cr | 0.11 Cr | 0.15 Cr | 0.14 Cr | 0.53 Cr | 0.30 Cr | 0.18 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 0.02 Cr | 0.09 Cr | 0.09 Cr | 0.09 Cr | 0.09 Cr | 0.09 Cr | 0.09 Cr | 0.09 Cr | 0.09 Cr | 0.08 Cr | 0.08 Cr | 0.08 Cr |
| Profit before tax | 0.08 Cr | 0.32 Cr | 0.44 Cr | -0.03 Cr | -0.17 Cr | 0.10 Cr | 0.07 Cr | 0.03 Cr | 0.73 Cr | -0.33 Cr | -0.10 Cr | 1 Cr |
| Tax % | 26.9% | 27.1% | 26.6% | 15.8% | 23.8% | 25.3% | 25.0% | 24.1% | 7.4% | 1.1% | 4.0% | 15.5% |
| Net profit | 0.06 Cr | 0.24 Cr | 0.32 Cr | -0.03 Cr | -0.13 Cr | 0.07 Cr | 0.05 Cr | 0.03 Cr | 0.68 Cr | -0.33 Cr | -0.10 Cr | 0.94 Cr |
| EPS (₹) | ₹0.01 | ₹0.03 | ₹0.04 | ₹0.00 | ₹-0.02 | ₹0.01 | ₹0.01 | ₹0.00 | ₹0.05 | ₹-0.02 | ₹-0.01 | ₹0.07 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|
| Net Interest Income | — | 0.93 Cr | 0.88 Cr | 1 Cr | 2 Cr | 2 Cr | Sign in for TTM |
| Other income | 0.0007 Cr | 0 Cr | 0.02 Cr | 0.05 Cr | 0.0054 Cr | 0.60 Cr | Sign in for TTM |
| Net operating income | 0.0007 Cr | 0.93 Cr | 0.91 Cr | 1 Cr | 2 Cr | 2 Cr | Sign in for TTM |
| Employee cost | 0.31 Cr | 0.42 Cr | 0.09 Cr | 0.34 Cr | 0.66 Cr | 0.82 Cr | Sign in for TTM |
| Other expenses | 0.68 Cr | 0.31 Cr | 0.17 Cr | 0.30 Cr | 0.33 Cr | 1 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 0.05 Cr | 0.05 Cr | 0.05 Cr | 0.08 Cr | 0.35 Cr | 0.35 Cr | Sign in for TTM |
| Profit before tax | 0.68 Cr | 0.19 Cr | 0.59 Cr | 0.50 Cr | 0.60 Cr | 0.22 Cr | Sign in for TTM |
| Tax % | 50.8% | 30.8% | 24.6% | 11.1% | 27.8% | 22.1% | Sign in for TTM |
| Net profit | 0.33 Cr | 0.13 Cr | 0.45 Cr | 0.44 Cr | 0.43 Cr | 0.17 Cr | Sign in for TTM |
| EPS (₹) | ₹0.04 | ₹0.02 | ₹0.05 | ₹0.05 | ₹0.05 | ₹0.01 | Sign in for TTM |
| Dividend payout % | — | — | — | 0.0% | 0.0% | 0.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2025 |
|---|---|---|---|---|---|---|
| Equity capital | 8 Cr | 8 Cr | 8 Cr | 8 Cr | 8 Cr | 14 Cr |
| Reserves | 2 Cr | 2 Cr | 3 Cr | 3 Cr | 4 Cr | 7 Cr |
| Borrowings | — | 4 Cr | 4 Cr | 5 Cr | 9 Cr | 13 Cr |
| Other liabilities | 5 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr |
| Total liabilities | 15 Cr | 16 Cr | 16 Cr | 17 Cr | 23 Cr | 35 Cr |
| Fixed assets (net) | 0.28 Cr | — | 0.19 Cr | 0.68 Cr | 2 Cr | 2 Cr |
| CWIP | — | — | 0 Cr | 0 Cr | 0 Cr | — |
| Investments | 0.28 Cr | 0.03 Cr | 0.05 Cr | 0.06 Cr | 0.05 Cr | 0.05 Cr |
| Loans & advances | — | 15 Cr | 15 Cr | 16 Cr | 20 Cr | 27 Cr |
| Trade receivables | 0.27 Cr | 0.03 Cr | 0.03 Cr | 0 Cr | 0 Cr | — |
| Cash & bank | 0.22 Cr | — | 0.57 Cr | 0.07 Cr | 0.17 Cr | 0.41 Cr |
| Other assets | 14 Cr | 0.64 Cr | 0.09 Cr | 0.18 Cr | 0.22 Cr | 6 Cr |
| Total assets | 15 Cr | 16 Cr | 16 Cr | 17 Cr | 23 Cr | 35 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2025 |
|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -1 Cr | -2 Cr | -3 Cr |
| Cash from investing | — | — | — | -0.58 Cr | -2 Cr | -0.11 Cr |
| Cash from financing | — | — | — | 1 Cr | 5 Cr | 8 Cr |
| Net cash flow | — | — | — | -0.51 Cr | 0.09 Cr | 5 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -2 Cr | -4 Cr | -3 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2025 |
|---|---|---|---|---|---|---|
| ROCE % | 6.9% | 1.5% | 5.7% | 4.8% | 3.5% | 2.0% |
| ROE % | 3.2% | 0.0% | 0.0% | 0.0% | 3.6% | 0.8% |
| Debtor days | 55 | 12 | 12 | 0 | 0 | — |
| Inventory days | 0 | — | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — |
| Cash conversion cycle | 55 | 12 | 12 | 0 | 0 | 0 |
| Debt / equity | 0.0038 | 0.41 | 0.00 | 0.00 | 0.76 | 0.59 |
| Current ratio | 0.27 | — | — | — | — | — |
| Net debt / EBITDA | -0.29 | 15.57 | 0.00 | 0.00 | 8.29 | 28.52 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2025 |
|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — |
Compare with peers
Loading peers…