VIJIFIN

Viji Finance Limited

NBFC providing lending and financial services

Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)

vijifinance.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹16.66
Market cap
385 Cr
Stock P/E
67.1
P/B
7.58
ROE (FY23)
3.6%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Viji Finance (VIJIFIN) is a non-banking finance company (NBFC) with its registered office in Indore, Madhya Pradesh, that lends money and reports finance services as its only business segment.

Company snapshot

44thBy market cap

Ranked among 58 companies in Non Banking Financial Company (NBFC).

Segment mix

Reportable segments as of 2020-12-31 (Consolidated). Revenue share = segment revenue ÷ total revenue.

Largest segment: 100.0% of revenue

SegmentRevenue shareRevenuePBTAssets
FINANCE
100.0%
0.88 Cr0.29 Cr—
REALTIES—0 Cr-0.0007 Cr—

What we see

Positives
  • ✓Debt-to-equity of 0.01x — the company is largely funded by its own money, not borrowed funds.

Statement tables · Standalone

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricDec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026Sept 2026
Net Interest Income0.45 Cr0.49 Cr0.48 Cr0.44 Cr0.44 Cr0.45 Cr0.39 Cr0.40 Cr1 Cr2 Cr0.71 Cr1 Cr
Other income0 Cr0.0025 Cr0 Cr0.01 Cr0.15 Cr0.44 Cr0.09 Cr0.08 Cr-0.02 Cr0 Cr1 Cr0.09 Cr
Net operating income0.45 Cr0.50 Cr0.48 Cr0.46 Cr0.59 Cr0.90 Cr0.48 Cr0.48 Cr1 Cr2 Cr2 Cr1 Cr
Employee cost0.18 Cr0.25 Cr0.18 Cr0.30 Cr0.41 Cr-0.06 Cr0.20 Cr0.20 Cr0.11 Cr0.08 Cr0.05 Cr0.11 Cr
Other expenses0.15 Cr0.15 Cr0.37 Cr0.39 Cr0.18 Cr0.14 Cr0.53 Cr0.30 Cr0.18 Cr0.15 Cr0.23 Cr0.53 Cr
Provisions & contingencies————————————
Depreciation0.09 Cr0.09 Cr0.08 Cr0.09 Cr0.09 Cr0.09 Cr0.08 Cr0.08 Cr0.08 Cr0.08 Cr0.08 Cr0.08 Cr
Profit before tax0.04 Cr0.0012 Cr-0.14 Cr-0.28 Cr-0.10 Cr0.73 Cr-0.33 Cr-0.10 Cr1 Cr2 Cr2 Cr2 Cr
Tax %23.9%-25.0%28.0%12.7%3.0%7.4%1.1%4.0%15.5%-9.5%25.6%25.1%
Net profit0.03 Cr0.0015 Cr-0.10 Cr-0.24 Cr-0.10 Cr0.68 Cr-0.33 Cr-0.10 Cr0.94 Cr2 Cr1 Cr2 Cr
EPS (₹)₹0.00₹0.00₹-0.01₹-0.02₹-0.01₹0.05₹-0.02₹-0.01₹0.07₹0.15₹0.07₹0.07

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income———0.93 Cr0.88 Cr1 Cr2 Cr2 Cr2 Cr5 CrSign in free for the trailing twelve months
Other income0.0010 Cr0.0003 Cr0.0007 Cr0 Cr0.02 Cr0.05 Cr0.0054 Cr0.0025 Cr0.60 Cr0.16 CrSign in free for the trailing twelve months
Net operating income0.0010 Cr0.0003 Cr0.0007 Cr0.93 Cr0.91 Cr1 Cr2 Cr2 Cr2 Cr5 CrSign in free for the trailing twelve months
Employee cost0.15 Cr0.05 Cr0.31 Cr0.41 Cr0.09 Cr0.34 Cr0.66 Cr0.72 Cr0.82 Cr0.59 CrSign in free for the trailing twelve months
Other expenses0.40 Cr0.27 Cr0.68 Cr0.30 Cr0.17 Cr0.30 Cr0.32 Cr0.47 Cr1 Cr1 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation0.05 Cr0.04 Cr0.05 Cr0.05 Cr0.05 Cr0.08 Cr0.35 Cr0.36 Cr0.35 Cr0.33 CrSign in free for the trailing twelve months
Profit before tax0.94 Cr2 Cr0.67 Cr0.19 Cr0.59 Cr0.50 Cr0.61 Cr0.20 Cr0.22 Cr3 CrSign in free for the trailing twelve months
Tax %35.7%25.5%49.9%27.1%25.6%11.1%27.5%40.0%22.1%25.2%Sign in free for the trailing twelve months
Net profit0.61 Cr1 Cr0.34 Cr0.14 Cr0.44 Cr0.44 Cr0.44 Cr0.12 Cr0.17 Cr2 CrSign in free for the trailing twelve months
EPS (₹)₹0.07₹0.17₹0.04₹0.02₹0.05₹0.05₹0.05₹0.01₹0.01₹0.14Sign in free for the trailing twelve months
Dividend payout %————0.0%0.0%0.0%0.0%0.0%0.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital8 Cr8 Cr8 Cr8 Cr8 Cr8 Cr8 Cr8 Cr14 Cr14 Cr
Reserves1 Cr2 Cr2 Cr3 Cr3 Cr3 Cr4 Cr4 Cr7 Cr9 Cr
Borrowings3 Cr3 Cr—4 Cr4 Cr5 Cr9 Cr13 Cr13 Cr7 Cr
Other liabilities0.58 Cr0.83 Cr4 Cr1 Cr1 Cr1 Cr1 Cr0.95 Cr1 Cr3 Cr
Total liabilities12 Cr14 Cr15 Cr16 Cr16 Cr18 Cr23 Cr27 Cr35 Cr34 Cr
Fixed assets (net)0.34 Cr0.30 Cr0.28 Cr0.24 Cr0.19 Cr0.68 Cr2 Cr2 Cr2 Cr1 Cr
CWIP———0 Cr0 Cr0 Cr0 Cr0 Cr—0 Cr
Investments0.13 Cr0.15 Cr0.41 Cr0.16 Cr0.15 Cr0.16 Cr0.15 Cr0.05 Cr0.05 Cr2 Cr
Loans & advances———15 Cr15 Cr16 Cr20 Cr24 Cr27 Cr29 Cr
Trade receivables——0.27 Cr0.03 Cr0.03 Cr0 Cr0 Cr0 Cr—0 Cr
Cash & bank0.75 Cr0.42 Cr0.08 Cr0.08 Cr0.51 Cr0.07 Cr0.12 Cr0.24 Cr0.41 Cr0.44 Cr
Other assets11 Cr13 Cr14 Cr0.16 Cr0.09 Cr0.18 Cr0.22 Cr0.32 Cr6 Cr0.45 Cr
Total assets12 Cr14 Cr15 Cr16 Cr16 Cr18 Cr23 Cr27 Cr35 Cr34 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-1 Cr-0.40 Cr-0.69 Cr-0.46 Cr0.73 Cr-1 Cr-2 Cr-4 Cr-3 Cr2 Cr
Cash from investing-0.05 Cr-0.02 Cr-0.39 Cr0.16 Cr-0.02 Cr-0.58 Cr-2 Cr0.09 Cr-0.11 Cr-2 Cr
Cash from financing1 Cr0.10 Cr0.74 Cr0.36 Cr-0.30 Cr1 Cr4 Cr4 Cr8 Cr-5 Cr
Net cash flow0.25 Cr-0.33 Cr-0.34 Cr0.05 Cr0.41 Cr-0.46 Cr0.04 Cr0.11 Cr5 Cr-5 Cr
Free cash flow (OCF − Capex)-1 Cr-0.40 Cr-0.71 Cr-0.48 Cr0.73 Cr-2 Cr-4 Cr-4 Cr-3 Cr2 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
ROE %7.0%13.7%3.2%1.3%4.0%3.8%3.6%
Debt / equity0.340.310.00380.410.320.400.76