UYFINCORP
U. Y. Fincorp Limited
Non-banking financial company offering financial services
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
uyfincorp.com(opens the company website in a new tab)Key metrics
Price as of 2026-10-16
Full years shown; sign in free for the trailing twelve months. Learn about these metrics →
Price & valuation
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What you need to know
U. Y. Fincorp (formerly Golden Goenka Fincorp) is a Kolkata-registered non-banking finance company (NBFC) that earns interest income, income from selling shares and other operating income.
Company snapshot
41stBy market cap
Ranked among 58 companies in Non Banking Financial Company (NBFC).
What we see
- ✓Revenue grew 498% in the latest year — strong top-line momentum.
- ✗Operating cash flow is negative even though the company shows a profit — the business may not be generating real cash yet.
Statement tables · Standalone
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | — | 6 Cr | 7 Cr | 12 Cr | 21 Cr | 43 Cr | 50 Cr |
| Other income | 0.34 Cr | 0.78 Cr | 0.37 Cr | 0.37 Cr | 0.42 Cr | 0.46 Cr | 1 Cr | 0.0016 Cr |
| Net operating income | 0.34 Cr | 0.78 Cr | 6 Cr | 8 Cr | 13 Cr | 22 Cr | 44 Cr | 50 Cr |
| Employee cost | 0.32 Cr | 0.32 Cr | 0.32 Cr | 0.34 Cr | 0.34 Cr | 0.41 Cr | 0.54 Cr | 0.47 Cr |
| Other expenses | 0.62 Cr | 1 Cr | 1 Cr | 2 Cr | 3 Cr | 5 Cr | 27 Cr | 36 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — |
| Depreciation | 0.09 Cr | 0.45 Cr | 0.48 Cr | 0.48 Cr | 0.48 Cr | 0.49 Cr | 0.49 Cr | 0.31 Cr |
| Profit before tax | 6 Cr | 3 Cr | 2 Cr | 8 Cr | 11 Cr | 22 Cr | 25 Cr | 26 Cr |
| Tax % | 40.3% | 18.7% | 47.2% | 26.5% | 25.9% | 25.0% | 30.8% | 23.7% |
| Net profit | 3 Cr | 2 Cr | 1 Cr | 6 Cr | 8 Cr | 17 Cr | 17 Cr | 20 Cr |
| EPS (₹) | ₹0.18 | ₹0.11 | ₹0.06 | ₹0.31 | ₹0.43 | ₹0.88 | ₹0.92 | ₹1.03 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | — | — | — | — | — | 22 Cr | 84 Cr | Sign in free for the trailing twelve months |
| Other income | — | — | 0.0082 Cr | 0.81 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | Sign in free for the trailing twelve months |
| Net operating income | — | — | 0.0082 Cr | 0.81 Cr | 1 Cr | 1 Cr | 24 Cr | 85 Cr | Sign in free for the trailing twelve months |
| Employee cost | — | — | 1 Cr | 1 Cr | 0.79 Cr | 1 Cr | 1 Cr | 2 Cr | Sign in free for the trailing twelve months |
| Other expenses | — | — | 2 Cr | 0.62 Cr | 0.97 Cr | 2 Cr | 3 Cr | 37 Cr | Sign in free for the trailing twelve months |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in free for the trailing twelve months |
| Depreciation | — | — | 0.18 Cr | 0.14 Cr | 0.11 Cr | 0.16 Cr | 1 Cr | 2 Cr | Sign in free for the trailing twelve months |
| Profit before tax | — | — | 6 Cr | 5 Cr | 13 Cr | 4 Cr | 17 Cr | 67 Cr | Sign in free for the trailing twelve months |
| Tax % | — | — | 33.0% | 39.9% | 24.3% | 24.4% | 30.8% | 27.6% | Sign in free for the trailing twelve months |
| Net profit | — | — | 4 Cr | 3 Cr | 9 Cr | 3 Cr | 12 Cr | 48 Cr | Sign in free for the trailing twelve months |
| EPS (₹) | — | — | ₹0.21 | ₹0.14 | ₹0.50 | ₹0.17 | ₹0.62 | ₹2.54 | Sign in free for the trailing twelve months |
| Dividend payout % | — | — | — | — | — | — | 0.0% | 0.0% | Sign in free for the trailing twelve months |
The latest four quarters added up, next to each full year
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 95 Cr | 95 Cr | 95 Cr | 95 Cr | 95 Cr | 95 Cr | 95 Cr | 95 Cr |
| Reserves | 138 Cr | 149 Cr | 150 Cr | 137 Cr | 147 Cr | 150 Cr | 235 Cr | 294 Cr |
| Borrowings | — | — | — | — | — | — | 6 Cr | 3 Cr |
| Other liabilities | 2 Cr | 3 Cr | 15 Cr | 36 Cr | 42 Cr | 58 Cr | 10 Cr | 31 Cr |
| Total liabilities | 235 Cr | 248 Cr | 260 Cr | 269 Cr | 284 Cr | 304 Cr | 345 Cr | 423 Cr |
| Fixed assets (net) | 0.96 Cr | 1 Cr | 0.89 Cr | 0.98 Cr | 0.87 Cr | 1 Cr | 5 Cr | 4 Cr |
| CWIP | — | — | — | — | — | — | 0 Cr | 0 Cr |
| Investments | 37 Cr | 34 Cr | — | — | — | — | 21 Cr | 17 Cr |
| Loans & advances | — | — | — | — | — | — | 275 Cr | 357 Cr |
| Inventories | 3 Cr | 0.13 Cr | 0.0084 Cr | 0.0065 Cr | 0.0081 Cr | 17 Cr | 14 Cr | 11 Cr |
| Trade receivables | 0.14 Cr | 0.01 Cr | — | — | — | — | 0 Cr | 0 Cr |
| Cash & bank | 10 Cr | 3 Cr | 2 Cr | 0.58 Cr | 10 Cr | 4 Cr | 8 Cr | 1 Cr |
| Other assets | 184 Cr | 209 Cr | 257 Cr | 267 Cr | 273 Cr | 282 Cr | 22 Cr | 34 Cr |
| Total assets | 235 Cr | 248 Cr | 260 Cr | 269 Cr | 284 Cr | 304 Cr | 345 Cr | 423 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 1 Cr | -9 Cr | 3 Cr | 15 Cr | 5 Cr | -5 Cr | 7 Cr | -5 Cr |
| Cash from investing | 2 Cr | 2 Cr | -3 Cr | -24 Cr | 0.0001 Cr | -0.0044 Cr | 6 Cr | 0.56 Cr |
| Cash from financing | -0.0002 Cr | 0 Cr | -1 Cr | 8 Cr | 5 Cr | -1 Cr | -5 Cr | -3 Cr |
| Net cash flow | 3 Cr | -7 Cr | -1 Cr | -2 Cr | 9 Cr | -6 Cr | 7 Cr | -7 Cr |
| Free cash flow (OCF − Capex) | 0.30 Cr | -9 Cr | 3 Cr | 15 Cr | 5 Cr | -5 Cr | 7 Cr | -5 Cr |
Ratios
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 |
|---|---|---|---|---|---|---|
| ROE % | — | — | 1.8% | -2.5% | 4.5% | 3.4% |
| Debt / equity | — | 0.0085 | — | — | — | — |