UGROCAP
Ugro Capital Limited
NBFC offering loans and fee-based financial services
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
ugrocapital.com(opens the company website in a new tab)Key metrics
Price as of 2026-10-16
Full years shown; sign in free for the trailing twelve months. Learn about these metrics →
Price & valuation
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What you need to know
UGRO Capital owns Profectus Capital since December 2025 and is steering its book away from lower-yield Prime lending towards Emerging Market and Embedded Merchant Finance (GROx).
Company snapshot
32ndBy market cap
Ranked among 58 companies in Non Banking Financial Company (NBFC).
What we see
- ✓Cash flow from operations is higher than reported profit — earnings quality looks solid.
- ✗Debt-to-equity of 3.71x — the company carries significant debt relative to its equity base.
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|
| Net Interest Income | 82 Cr | 132 Cr | 74 Cr |
| Other income | 45 Cr | 25 Cr | 38 Cr |
| Net operating income | 127 Cr | 157 Cr | 112 Cr |
| Employee cost | 77 Cr | 91 Cr | 48 Cr |
| Other expenses | 59 Cr | 76 Cr | 55 Cr |
| Provisions & contingencies | — | — | — |
| Depreciation | 14 Cr | 29 Cr | 13 Cr |
| Profit before tax | 63 Cr | 71 Cr | 62 Cr |
| Tax % | 26.5% | 28.3% | -10.3% |
| Net profit | 46 Cr | 51 Cr | 68 Cr |
| EPS (₹) | ₹3.25 | ₹3.35 | ₹4.44 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2026 | TTM |
|---|---|---|
| Net Interest Income | 416 Cr | Sign in free for the trailing twelve months |
| Other income | 84 Cr | Sign in free for the trailing twelve months |
| Net operating income | 500 Cr | Sign in free for the trailing twelve months |
| Employee cost | 296 Cr | Sign in free for the trailing twelve months |
| Other expenses | 237 Cr | Sign in free for the trailing twelve months |
| Provisions & contingencies | — | Sign in free for the trailing twelve months |
| Depreciation | 70 Cr | Sign in free for the trailing twelve months |
| Profit before tax | 244 Cr | Sign in free for the trailing twelve months |
| Tax % | 28.2% | Sign in free for the trailing twelve months |
| Net profit | 175 Cr | Sign in free for the trailing twelve months |
| EPS (₹) | ₹14.08 | Sign in free for the trailing twelve months |
| Dividend payout % | 0.0% | Sign in free for the trailing twelve months |
The latest four quarters added up, next to each full year
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2026 |
|---|---|
| Equity capital | 153 Cr |
| Reserves | 2,753 Cr |
| Borrowings | 10,782 Cr |
| Other liabilities | 387 Cr |
| Total liabilities | 14,075 Cr |
| Fixed assets (net) | 364 Cr |
| CWIP | 0 Cr |
| Investments | 737 Cr |
| Loans & advances | 10,293 Cr |
| Cash & bank | 1,378 Cr |
| Other assets | 1,303 Cr |
| Total assets | 14,075 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2026 |
|---|---|
| Cash from operating activity | 214 Cr |
| Cash from investing | -1,964 Cr |
| Cash from financing | 2,751 Cr |
| Net cash flow | 1,000 Cr |
| Free cash flow (OCF − Capex) | 171 Cr |
Ratios
| Metric | Mar 2026 |
|---|---|
| ROE % | 6.0% |
| Debt / equity | 3.71 |