TruCap Finance Limited
TruCap Finance Limited (TRU) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
trucapfinance.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 9 Cr | 9 Cr | 9 Cr | 10 Cr | 17 Cr | 23 Cr | 24 Cr | 11 Cr | 9 Cr | 1 Cr | 0.52 Cr | 6 Cr |
| Other income | 0.0015 Cr | 0.24 Cr | 9 Cr | 12 Cr | 0.37 Cr | 0.66 Cr | 1 Cr | 0.72 Cr | 12 Cr | 2 Cr | 0.71 Cr | 0.95 Cr |
| Net operating income | 9 Cr | 9 Cr | 19 Cr | 22 Cr | 18 Cr | 24 Cr | 25 Cr | 11 Cr | 21 Cr | 3 Cr | 1 Cr | 7 Cr |
| Employee cost | 9 Cr | 10 Cr | 12 Cr | 12 Cr | 12 Cr | 12 Cr | 12 Cr | 11 Cr | 10 Cr | 10 Cr | 5 Cr | 7 Cr |
| Other expenses | 7 Cr | 9 Cr | 9 Cr | 10 Cr | 8 Cr | 11 Cr | 11 Cr | 13 Cr | 15 Cr | 10 Cr | 11 Cr | 6 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 2 Cr | 2 Cr | 3 Cr | 2 Cr | 2 Cr | 2 Cr | 2 Cr | 21 Cr | 2 Cr | 2 Cr | 2 Cr | 2 Cr |
| Profit before tax | 1 Cr | 3 Cr | 3 Cr | 4 Cr | 2 Cr | 3 Cr | 0.78 Cr | -76 Cr | -16 Cr | -46 Cr | -52 Cr | -14 Cr |
| Tax % | 28.1% | 46.6% | 13.5% | -38.7% | 35.1% | 61.5% | -24.2% | 11.4% | 42.4% | 27.9% | 19.1% | 24.6% |
| Net profit | 1 Cr | 1 Cr | 3 Cr | 6 Cr | 1 Cr | 1 Cr | 0.96 Cr | -68 Cr | -9 Cr | -33 Cr | -42 Cr | -11 Cr |
| EPS (₹) | ₹0.09 | ₹0.12 | ₹0.24 | ₹0.49 | ₹0.10 | ₹0.09 | ₹0.80 | ₹-5.34 | ₹-0.78 | ₹-2.81 | ₹-3.54 | ₹-0.89 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 4 Cr | 8 Cr | 21 Cr | 42 Cr | 38 Cr | 75 Cr | 4 Cr | Sign in for TTM |
| Other income | 0.19 Cr | 0.45 Cr | 0.24 Cr | 0.69 Cr | 21 Cr | 3 Cr | 3 Cr | Sign in for TTM |
| Net operating income | 5 Cr | 8 Cr | 21 Cr | 43 Cr | 59 Cr | 78 Cr | 7 Cr | Sign in for TTM |
| Employee cost | 7 Cr | 13 Cr | 19 Cr | 29 Cr | 43 Cr | 48 Cr | 30 Cr | Sign in for TTM |
| Other expenses | 4 Cr | 8 Cr | 18 Cr | 34 Cr | 35 Cr | 43 Cr | 40 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 0.49 Cr | 1 Cr | 5 Cr | 8 Cr | 9 Cr | 28 Cr | 8 Cr | Sign in for TTM |
| Profit before tax | 6 Cr | 3 Cr | 7 Cr | 2 Cr | 11 Cr | -71 Cr | -152 Cr | Sign in for TTM |
| Tax % | 26.7% | 53.2% | 44.6% | 74.4% | 4.0% | 16.7% | 26.0% | Sign in for TTM |
| Net profit | 4 Cr | 1 Cr | 4 Cr | 0.63 Cr | 11 Cr | -59 Cr | -113 Cr | Sign in for TTM |
| EPS (₹) | ₹3.01 | ₹0.88 | ₹0.52 | ₹0.06 | ₹0.94 | ₹-5.07 | ₹-5.89 | Sign in for TTM |
| Dividend payout % | — | — | 3.6% | 17.1% | 1.1% | — | — | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | 14 Cr | 15 Cr | 18 Cr | 23 Cr | 23 Cr | 23 Cr | 24 Cr |
| Reserves | 18 Cr | 85 Cr | 154 Cr | 193 Cr | 189 Cr | 139 Cr | 27 Cr |
| Borrowings | 16 Cr | 81 Cr | 286 Cr | 443 Cr | 686 Cr | 520 Cr | 331 Cr |
| Other liabilities | 2 Cr | 6 Cr | 13 Cr | 13 Cr | 23 Cr | 17 Cr | 9 Cr |
| Total liabilities | 48 Cr | 186 Cr | 472 Cr | 671 Cr | 921 Cr | 699 Cr | 392 Cr |
| Fixed assets (net) | 2 Cr | 9 Cr | 15 Cr | 19 Cr | 20 Cr | 15 Cr | 5 Cr |
| CWIP | 0.26 Cr | 0.78 Cr | 2 Cr | 0.73 Cr | 0.06 Cr | 0 Cr | 0 Cr |
| Investments | 1 Cr | 11 Cr | 26 Cr | 49 Cr | 28 Cr | 31 Cr | 27 Cr |
| Loans & advances | 33 Cr | 100 Cr | 288 Cr | 418 Cr | 593 Cr | 458 Cr | 244 Cr |
| Trade receivables | 1 Cr | 6 Cr | 16 Cr | 39 Cr | 74 Cr | 42 Cr | 15 Cr |
| Cash & bank | 2 Cr | 32 Cr | 59 Cr | 38 Cr | 101 Cr | 39 Cr | 8 Cr |
| Other assets | 9 Cr | 27 Cr | 66 Cr | 108 Cr | 104 Cr | 115 Cr | 92 Cr |
| Total assets | 48 Cr | 186 Cr | 472 Cr | 671 Cr | 921 Cr | 699 Cr | 392 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | -185 Cr | -151 Cr | -212 Cr | 212 Cr | 196 Cr |
| Cash from investing | — | — | -73 Cr | -66 Cr | 30 Cr | -28 Cr | 134 Cr |
| Cash from financing | — | — | 284 Cr | 197 Cr | 245 Cr | -246 Cr | -348 Cr |
| Net cash flow | — | — | 26 Cr | -21 Cr | 63 Cr | -62 Cr | -31 Cr |
| Free cash flow (OCF − Capex) | — | — | -221 Cr | -165 Cr | -222 Cr | 211 Cr | 196 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| ROCE % | 15.5% | 3.9% | 6.9% | 8.1% | 10.0% | 4.0% | -20.3% |
| ROE % | 13.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Debtor days | 23 | 73 | 77 | 115 | 168 | 78 | 68 |
| Inventory days | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — |
| Cash conversion cycle | 23 | 73 | 77 | 115 | 168 | 78 | 68 |
| Debt / equity | 0.50 | 0.81 | 1.66 | 2.05 | 3.24 | 3.21 | 6.50 |
| Current ratio | — | — | — | — | — | — | — |
| Net debt / EBITDA | 1.85 | 6.17 | 6.32 | 6.71 | 7.46 | 9.19 | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — |
Compare with peers
Loading peers…