Transwarranty Finance Limited
Transwarranty Finance Limited (TFL) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
transwarranty.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
Stock price
₹12.44
Market cap
69 Cr
Stock P/E
622.0
P/B
2.39
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -0.32 Cr | -0.26 Cr | 0.62 Cr | -0.07 Cr | — | — | 1 Cr | 0.39 Cr | 0.29 Cr | -0.06 Cr | 0.80 Cr | 0.57 Cr |
| Other income | 0.95 Cr | 0.86 Cr | 1 Cr | 0.22 Cr | 1 Cr | -0.76 Cr | 0.03 Cr | 0.17 Cr | 0.10 Cr | 0.51 Cr | 1 Cr | 0.27 Cr |
| Net operating income | 0.63 Cr | 0.61 Cr | 2 Cr | 0.15 Cr | 1 Cr | -0.76 Cr | 1 Cr | 0.56 Cr | 0.38 Cr | 0.45 Cr | 2 Cr | 0.84 Cr |
| Employee cost | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 1 Cr | 0.72 Cr |
| Other expenses | 2 Cr | 2 Cr | 1 Cr | 2 Cr | 2 Cr | 3 Cr | -1 Cr | 0.99 Cr | 1 Cr | 1 Cr | 2 Cr | 0.54 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 0.12 Cr | 0.12 Cr | 0.13 Cr | 0.09 Cr | 0.16 Cr | 0.13 Cr | 0.13 Cr | 0.12 Cr | 0.13 Cr | 0.13 Cr | -0.15 Cr | 0.06 Cr |
| Profit before tax | -0.50 Cr | -0.36 Cr | 3 Cr | -0.39 Cr | 0.47 Cr | -2 Cr | -0.46 Cr | -0.84 Cr | -1 Cr | -0.90 Cr | -1 Cr | -0.12 Cr |
| Tax % | 0.0% | 0.0% | -0.1% | 0.0% | 0.0% | 0.0% | -138.8% | -1.8% | 0.7% | -0.9% | -3.3% | 0.0% |
| Net profit | -0.50 Cr | -0.36 Cr | 3 Cr | -0.39 Cr | 0.47 Cr | -2 Cr | -1 Cr | -0.86 Cr | -1 Cr | -0.91 Cr | -1 Cr | -0.12 Cr |
| EPS (₹) | ₹-0.21 | ₹-0.07 | ₹0.98 | ₹-0.08 | ₹0.09 | ₹-0.45 | ₹-0.61 | ₹-0.16 | ₹-0.23 | ₹0.17 | ₹-0.26 | ₹0.02 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | -2 Cr | -3 Cr | -2 Cr | -3 Cr | -0.34 Cr | 0.98 Cr | 1 Cr | Sign in for TTM |
| Other income | 1 Cr | 2 Cr | 2 Cr | 2 Cr | 1 Cr | 3 Cr | 0.84 Cr | 2 Cr | Sign in for TTM |
| Net operating income | 1 Cr | -0.14 Cr | -0.63 Cr | -0.44 Cr | -1 Cr | 3 Cr | 2 Cr | 3 Cr | Sign in for TTM |
| Employee cost | 4 Cr | 4 Cr | 4 Cr | 4 Cr | 4 Cr | 4 Cr | 5 Cr | 6 Cr | Sign in for TTM |
| Other expenses | 7 Cr | 9 Cr | 6 Cr | 6 Cr | 11 Cr | 7 Cr | 4 Cr | 5 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 0.45 Cr | 0.66 Cr | 0.59 Cr | 0.57 Cr | 0.49 Cr | 0.47 Cr | 0.50 Cr | 0.23 Cr | Sign in for TTM |
| Profit before tax | 0.50 Cr | -9 Cr | -3 Cr | -2 Cr | -9 Cr | 0.80 Cr | -5 Cr | -4 Cr | Sign in for TTM |
| Tax % | 8.4% | 1.5% | 1.9% | 0.0% | 0.1% | -0.4% | -13.3% | -1.0% | Sign in for TTM |
| Net profit | 0.45 Cr | -9 Cr | -3 Cr | -2 Cr | -9 Cr | 0.80 Cr | -5 Cr | -4 Cr | Sign in for TTM |
| EPS (₹) | ₹0.19 | ₹-0.35 | ₹-1.28 | ₹-0.87 | ₹-3.38 | ₹0.16 | ₹-0.97 | ₹-0.97 | Sign in for TTM |
| Dividend payout % | — | — | — | — | — | 0.0% | — | — | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 24 Cr | 24 Cr | 24 Cr | 24 Cr | 48 Cr | 49 Cr | 54 Cr | 55 Cr |
| Reserves | 7 Cr | -5 Cr | -8 Cr | -10 Cr | -19 Cr | -19 Cr | -23 Cr | -26 Cr |
| Borrowings | — | 23 Cr | 43 Cr | 43 Cr | 40 Cr | 38 Cr | 41 Cr | 31 Cr |
| Other liabilities | 41 Cr | 16 Cr | 31 Cr | 41 Cr | 32 Cr | 26 Cr | 24 Cr | 5 Cr |
| Total liabilities | 73 Cr | 62 Cr | 94 Cr | 103 Cr | 106 Cr | 99 Cr | 100 Cr | 64 Cr |
| Fixed assets (net) | 9 Cr | 9 Cr | 9 Cr | 9 Cr | 8 Cr | 8 Cr | 8 Cr | 8 Cr |
| CWIP | — | 0 Cr | 0 Cr | 0 Cr | — | 0 Cr | 0 Cr | 0 Cr |
| Investments | 0.89 Cr | 0.70 Cr | 0.05 Cr | 0.14 Cr | 0.15 Cr | 0.06 Cr | 0.10 Cr | 13 Cr |
| Loans & advances | — | 11 Cr | 27 Cr | 26 Cr | 24 Cr | 27 Cr | 33 Cr | 22 Cr |
| Inventories | 0.07 Cr | 0.07 Cr | 0.07 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr |
| Trade receivables | 12 Cr | 6 Cr | 10 Cr | 12 Cr | 14 Cr | 9 Cr | 5 Cr | 0.12 Cr |
| Cash & bank | 6 Cr | 4 Cr | 6 Cr | 9 Cr | 15 Cr | 1 Cr | 1 Cr | 0.64 Cr |
| Other assets | 45 Cr | 31 Cr | 42 Cr | 47 Cr | 44 Cr | 53 Cr | 52 Cr | 20 Cr |
| Total assets | 73 Cr | 62 Cr | 94 Cr | 103 Cr | 106 Cr | 99 Cr | 100 Cr | 64 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | 16 Cr | -12 Cr | -15 Cr | -5 Cr | 15 Cr |
| Cash from investing | — | — | — | -8 Cr | 2 Cr | 7 Cr | -0.23 Cr | -3 Cr |
| Cash from financing | — | — | — | -5 Cr | 16 Cr | -6 Cr | 5 Cr | -9 Cr |
| Net cash flow | — | — | — | 3 Cr | 6 Cr | -14 Cr | 0.08 Cr | 3 Cr |
| Free cash flow (OCF − Capex) | — | — | — | 16 Cr | -12 Cr | -15 Cr | -5 Cr | 15 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 5.8% | -13.1% | 0.8% | 4.2% | -5.0% | 7.6% | -1.5% | -1.6% |
| ROE % | 1.4% | -36.1% | -13.4% | 0.0% | -27.8% | 2.3% | 0.0% | 0.0% |
| Debtor days | 245 | 354 | 261 | 288 | 477 | 239 | 134 | 3 |
| Inventory days | 2 | 4 | 2 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | 247 | 358 | 263 | 288 | 477 | 239 | 134 | 3 |
| Debt / equity | 0.00 | 1.15 | 2.60 | 3.01 | 1.20 | 1.11 | 1.32 | 1.07 |
| Current ratio | 1.64 | — | — | — | — | — | — | — |
| Net debt / EBITDA | 0.00 | — | — | 0.00 | — | 13.66 | 64.00 | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
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