TEAMGTY

Team India Guaranty Limited

Non-banking financial company offering financial activities

Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)

teamindiaguarantylimited.com(opens the company website in a new tab)
Ask AI

Key metrics

Price as of 2026-10-16

Stock price
₹240.05
Market cap
217 Cr
Stock P/E
197.5
P/B
4.45
ROE (FY26)
1.5%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

Loading price history…

Compare with peers

Loading peers…

What you need to know

Team India Guaranty (formerly Times Guaranty) is a small non-banking financial company in India that earns its income from investing and financial activities.

Company snapshot

52ndBy market cap

Ranked among 58 companies in Non Banking Financial Company (NBFC).

What we see

Positives
  • ✓Debt-to-equity of 0.00x — the company is largely funded by its own money, not borrowed funds.
Concerns
  • ✗Operating cash flow is negative even though the company shows a profit — the business may not be generating real cash yet.
1 more signal from the filings.Sign in free to see them all

Statement tables · Standalone

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Standalone only

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income0.77 Cr0.80 Cr0.81 Cr0.82 Cr0.82 Cr0.84 Cr0.84 Cr0.82 Cr1 Cr1 Cr2 Cr2 Cr
Other income0.0090 Cr0 Cr0.0005 Cr0.0001 Cr0.0018 Cr0.0001 Cr0.17 Cr0.0044 Cr0 Cr0 Cr0.0015 Cr0.0070 Cr
Net operating income0.78 Cr0.80 Cr0.81 Cr0.82 Cr0.83 Cr0.84 Cr1 Cr0.82 Cr1 Cr1 Cr2 Cr2 Cr
Employee cost0.05 Cr0.05 Cr0.05 Cr0.05 Cr0.01 Cr0 Cr0.04 Cr0.08 Cr0.08 Cr0.45 Cr1 Cr1 Cr
Other expenses0.24 Cr0.08 Cr0.24 Cr0.13 Cr0.25 Cr0.16 Cr0.25 Cr0.40 Cr0.49 Cr0.43 Cr0.74 Cr0.83 Cr
Provisions & contingencies————————————
Depreciation0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0.0012 Cr0.0030 Cr0.0027 Cr
Profit before tax0.52 Cr0.68 Cr0.54 Cr0.67 Cr0.59 Cr0.69 Cr0.86 Cr0.79 Cr0.80 Cr0.44 Cr-0.64 Cr0.75 Cr
Tax %19.8%28.2%29.0%16.7%16.7%16.7%16.5%28.9%16.0%60.4%-7.8%-24.7%
Net profit0.42 Cr0.49 Cr0.39 Cr0.56 Cr0.49 Cr0.58 Cr0.72 Cr0.56 Cr0.67 Cr0.17 Cr-0.69 Cr0.94 Cr
EPS (₹)₹0.47₹0.55₹0.41₹0.62₹0.55₹0.64₹0.79₹0.62₹0.74₹0.19₹-0.71₹1.04

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income———1 Cr2 Cr2 Cr—3 Cr3 Cr5 CrSign in free for the trailing twelve months
Other income0.0023 Cr0.0027 Cr0.04 Cr0.01 Cr0.0077 Cr0.0014 Cr0.02 Cr0.0096 Cr0.18 Cr0.0060 CrSign in free for the trailing twelve months
Net operating income0.0023 Cr0.0027 Cr0.04 Cr1 Cr2 Cr2 Cr0.02 Cr3 Cr3 Cr5 CrSign in free for the trailing twelve months
Employee cost0.22 Cr0.20 Cr0.19 Cr0.19 Cr0.17 Cr0.18 Cr0.19 Cr0.20 Cr0.10 Cr2 CrSign in free for the trailing twelve months
Other expenses0.23 Cr0.27 Cr0.38 Cr0.49 Cr0.46 Cr0.53 Cr0.72 Cr0.69 Cr0.79 Cr2 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation——0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0.0043 CrSign in free for the trailing twelve months
Profit before tax5 Cr0.64 Cr4 Cr2 Cr8 Cr2 Cr1 Cr2 Cr3 Cr1 CrSign in free for the trailing twelve months
Tax %20.9%25.0%20.3%22.4%18.6%22.0%12.8%24.2%16.6%48.3%Sign in free for the trailing twelve months
Net profit4 Cr0.48 Cr3 Cr1 Cr7 Cr2 Cr0.94 Cr2 Cr2 Cr0.72 CrSign in free for the trailing twelve months
EPS (₹)₹4.51₹0.54₹3.23₹1.46₹7.29₹1.77₹1.05₹1.98₹2.60₹0.85Sign in free for the trailing twelve months
Dividend payout %————0.0%0.0%0.0%0.0%0.0%0.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital9 Cr9 Cr9 Cr9 Cr9 Cr9 Cr9 Cr9 Cr9 Cr9 Cr
Reserves19 Cr20 Cr22 Cr26 Cr32 Cr34 Cr35 Cr36 Cr39 Cr40 Cr
Borrowings——————————
Other liabilities0.97 Cr0.98 Cr0.10 Cr0.15 Cr0.27 Cr0.07 Cr0.06 Cr0.07 Cr0.17 Cr1 Cr
Total liabilities29 Cr30 Cr32 Cr35 Cr41 Cr43 Cr44 Cr46 Cr48 Cr50 Cr
Fixed assets (net)——0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0.03 Cr
CWIP————0 Cr—0 Cr——0 Cr
Investments28 Cr28 Cr30 Cr23 Cr25 Cr31 Cr0.07 Cr23 Cr30 Cr10 Cr
Loans & advances———0 Cr0 Cr0 Cr—0 Cr0 Cr33 Cr
Trade receivables——0 Cr—5 Cr0.22 Cr———0 Cr
Cash & bank0.04 Cr0.0043 Cr0.0093 Cr0.34 Cr0.74 Cr0.34 Cr0.12 Cr0.94 Cr2 Cr5 Cr
Other assets0.91 Cr1 Cr1 Cr12 Cr11 Cr12 Cr44 Cr21 Cr16 Cr1 Cr
Total assets29 Cr30 Cr32 Cr35 Cr41 Cr43 Cr44 Cr46 Cr48 Cr50 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity4 Cr0.18 Cr-2 Cr-11 Cr-5 Cr4 Cr9 Cr-0.79 Cr-0.81 Cr-37 Cr
Cash from investing-4 Cr-0.21 Cr2 Cr11 Cr6 Cr-3 Cr-9 Cr2 Cr2 Cr40 Cr
Cash from financing0 Cr0 Cr0 Cr0 Cr0 Cr-1 Cr0 Cr0 Cr0 Cr0 Cr
Net cash flow0.03 Cr-0.03 Cr0.0049 Cr0.33 Cr0.40 Cr-0.22 Cr-0.22 Cr0.82 Cr1 Cr3 Cr
Free cash flow (OCF − Capex)————-5 Cr4 Cr9 Cr-0.79 Cr-0.81 Cr-37 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %14.5%1.7%9.2%3.8%15.9%3.7%2.1%3.9%4.9%1.5%
Debt / equity——0.00————0.000.000.00