Suryoday Small Finance Bank Limited
Suryoday Small Finance Bank Limited (SURYODAY) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Other Bank
suryoday.bank.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|
| Net Interest Income | 245 Cr | 247 Cr | 258 Cr | 277 Cr |
| Other income | 60 Cr | 109 Cr | 80 Cr | 81 Cr |
| Net operating income | 305 Cr | 356 Cr | 338 Cr | 358 Cr |
| Employee cost | 116 Cr | 115 Cr | 126 Cr | 128 Cr |
| Other expenses | 142 Cr | 132 Cr | 132 Cr | 141 Cr |
| Provisions & contingencies | 93 Cr | 62 Cr | 40 Cr | 41 Cr |
| Depreciation | — | — | — | — |
| Profit before tax | -47 Cr | 47 Cr | 39 Cr | 48 Cr |
| Tax % | 27.8% | 24.7% | 22.6% | 23.5% |
| Net profit | -34 Cr | 35 Cr | 30 Cr | 37 Cr |
| EPS (₹) | ₹-3.18 | ₹3.32 | ₹2.86 | ₹3.44 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2025 | TTM |
|---|---|---|
| Net Interest Income | 1,106 Cr | Sign in for TTM |
| Other income | 217 Cr | Sign in for TTM |
| Net operating income | 1,323 Cr | Sign in for TTM |
| Employee cost | 444 Cr | Sign in for TTM |
| Other expenses | 490 Cr | Sign in for TTM |
| Provisions & contingencies | 245 Cr | Sign in for TTM |
| Depreciation | — | Sign in for TTM |
| Profit before tax | 144 Cr | Sign in for TTM |
| Tax % | 20.1% | Sign in for TTM |
| Net profit | 115 Cr | Sign in for TTM |
| EPS (₹) | ₹10.82 | Sign in for TTM |
| Dividend payout % | 0.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 |
|---|---|
| Equity capital | 106 Cr |
| Reserves | 1,821 Cr |
| Borrowings | 2,710 Cr |
| Other liabilities | 10,977 Cr |
| Total liabilities | 15,614 Cr |
| Fixed assets (net) | 290 Cr |
| CWIP | — |
| Investments | 3,137 Cr |
| Loans & advances | 9,974 Cr |
| Cash & bank | 1,466 Cr |
| Other assets | 746 Cr |
| Total assets | 15,614 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2025 |
|---|---|
| Cash from operating activity | 1,320 Cr |
| Cash from investing | -1,059 Cr |
| Cash from financing | 268 Cr |
| Net cash flow | 529 Cr |
| Free cash flow (OCF − Capex) | 1,143 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2025 |
|---|---|
| ROCE % | 6.5% |
| ROE % | 6.0% |
| Debtor days | — |
| Inventory days | — |
| Days payable | — |
| Cash conversion cycle | — |
| Debt / equity | 1.41 |
| Current ratio | — |
| Net debt / EBITDA | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2025 |
|---|---|
| Gross NPA | 734 Cr |
| Gross NPA % | 7.2% |
| Net NPA | 457 Cr |
| Net NPA % | 4.6% |
| CET1 % | 24.4% |
| Additional Tier 1 % | 0.0% |
| Capital adequacy % | — |
| NIM % | — |
| ROA % | 0.8% |
Compare with peers
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