Sundaram Finance Limited
Sundaram Finance Limited (SUNDARMFIN) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
sundaramfinance.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 608 Cr | 625 Cr | 634 Cr | 653 Cr | 684 Cr | 769 Cr | 808 Cr | 821 Cr | 843 Cr | 913 Cr | 960 Cr | 963 Cr |
| Other income | 2 Cr | 7 Cr | 1 Cr | 8 Cr | 11 Cr | 17 Cr | 41 Cr | 4 Cr | 15 Cr | 16 Cr | 29 Cr | 9 Cr |
| Net operating income | 610 Cr | 631 Cr | 636 Cr | 661 Cr | 695 Cr | 786 Cr | 849 Cr | 825 Cr | 858 Cr | 929 Cr | 989 Cr | 972 Cr |
| Employee cost | 199 Cr | 215 Cr | 221 Cr | 229 Cr | 231 Cr | 246 Cr | 239 Cr | 256 Cr | 255 Cr | 264 Cr | 283 Cr | 307 Cr |
| Other expenses | 103 Cr | 97 Cr | 119 Cr | 81 Cr | 92 Cr | 93 Cr | 113 Cr | 91 Cr | 92 Cr | 98 Cr | 105 Cr | 100 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 44 Cr | 48 Cr | 53 Cr | 48 Cr | 53 Cr | 58 Cr | 63 Cr | 56 Cr | 60 Cr | 63 Cr | 67 Cr | 60 Cr |
| Profit before tax | 578 Cr | 628 Cr | 624 Cr | 557 Cr | 588 Cr | 605 Cr | 764 Cr | 639 Cr | 647 Cr | 702 Cr | 746 Cr | 835 Cr |
| Tax % | 24.7% | 19.4% | 24.3% | 22.0% | 25.8% | 24.7% | 27.6% | 25.6% | 24.6% | 22.8% | 25.8% | 23.8% |
| Net profit | 435 Cr | 506 Cr | 472 Cr | 435 Cr | 436 Cr | 455 Cr | 553 Cr | 475 Cr | 488 Cr | 541 Cr | 554 Cr | 636 Cr |
| EPS (₹) | ₹33.16 | ₹38.79 | ₹24.31 | ₹39.46 | ₹39.57 | ₹41.33 | ₹50.17 | ₹43.12 | ₹44.29 | ₹49.12 | ₹50.28 | ₹57.71 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|
| Net Interest Income | 1,506 Cr | 2,078 Cr | — | 2,435 Cr | 2,913 Cr | 3,530 Cr | Sign in for TTM |
| Other income | 27 Cr | 37 Cr | 0 Cr | 18 Cr | 77 Cr | 64 Cr | Sign in for TTM |
| Net operating income | 1,533 Cr | 2,115 Cr | 0 Cr | 2,453 Cr | 2,991 Cr | 3,594 Cr | Sign in for TTM |
| Employee cost | 502 Cr | 619 Cr | 0 Cr | 832 Cr | 946 Cr | 1,059 Cr | Sign in for TTM |
| Other expenses | 248 Cr | 288 Cr | — | 407 Cr | 379 Cr | 387 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 90 Cr | 101 Cr | 0 Cr | 183 Cr | 223 Cr | 246 Cr | Sign in for TTM |
| Profit before tax | 1,016 Cr | 1,417 Cr | 0 Cr | 2,381 Cr | 2,514 Cr | 2,734 Cr | Sign in for TTM |
| Tax % | 20.7% | 24.7% | — | 22.6% | 25.2% | 24.7% | Sign in for TTM |
| Net profit | 792 Cr | 1,173 Cr | 0 Cr | 1,842 Cr | 1,879 Cr | 2,059 Cr | Sign in for TTM |
| EPS (₹) | ₹71.85 | ₹106.48 | ₹0.00 | ₹130.31 | ₹170.53 | ₹186.81 | Sign in for TTM |
| Dividend payout % | — | 17.2% | — | 17.3% | 17.6% | 19.8% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 110 Cr | 110 Cr | 110 Cr | 110 Cr | 110 Cr | 110 Cr |
| Reserves | — | — | 9,800 Cr | 10,968 Cr | 13,087 Cr | 14,783 Cr |
| Borrowings | — | — | 42,694 Cr | 52,334 Cr | 61,084 Cr | 69,636 Cr |
| Other liabilities | — | — | 734 Cr | 864 Cr | 1,056 Cr | 1,265 Cr |
| Total liabilities | — | — | 56,066 Cr | 64,276 Cr | 75,337 Cr | 85,795 Cr |
| Fixed assets (net) | — | — | 406 Cr | 535 Cr | 748 Cr | 624 Cr |
| CWIP | — | — | 0.60 Cr | 0 Cr | 0 Cr | 0 Cr |
| Investments | — | — | 8,176 Cr | 5,809 Cr | 6,556 Cr | 9,081 Cr |
| Loans & advances | — | — | 44,631 Cr | 54,874 Cr | 64,647 Cr | 73,255 Cr |
| Trade receivables | — | — | 75 Cr | 87 Cr | 90 Cr | 99 Cr |
| Cash & bank | — | — | 188 Cr | 546 Cr | 311 Cr | 526 Cr |
| Other assets | — | — | 2,589 Cr | 2,426 Cr | 2,985 Cr | 2,211 Cr |
| Total assets | — | — | 56,066 Cr | 64,276 Cr | 75,337 Cr | 85,795 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Cash from operating activity | — | 1,862 Cr | -8,215 Cr | -8,486 Cr | -8,985 Cr | -5,892 Cr |
| Cash from investing | — | -1,678 Cr | 669 Cr | 89 Cr | 931 Cr | -1,371 Cr |
| Cash from financing | — | -200 Cr | 5,890 Cr | 8,754 Cr | 7,821 Cr | 7,478 Cr |
| Net cash flow | — | -16 Cr | -1,657 Cr | 357 Cr | -233 Cr | 215 Cr |
| Free cash flow (OCF − Capex) | — | 1,586 Cr | -8,241 Cr | -8,569 Cr | -9,043 Cr | -5,955 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| ROCE % | — | — | 0.0% | 9.1% | 9.1% | 8.8% |
| ROE % | — | — | 0.0% | 16.6% | 14.2% | 13.8% |
| Debtor days | — | — | — | 4 | 4 | 4 |
| Inventory days | — | — | — | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — |
| Cash conversion cycle | — | — | — | 4 | 4 | 4 |
| Debt / equity | — | — | 3.38 | 4.72 | 4.63 | 4.68 |
| Current ratio | — | — | — | — | — | — |
| Net debt / EBITDA | 0.00 | 0.00 | — | 9.19 | 8.91 | 9.00 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2020 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — |
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