STARTECK

Starteck Finance Limited

Starteck Finance Limited (STARTECK) financial statements and selected valuation metrics through 30 June 2026.

Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)

starteckfinance.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹259.95
Market cap
257 Cr
Stock P/E
10.6
P/B
0.98
Dividend yield
0.0%
ROE (FY26)
9.0%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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What you need to know

Starteck Finance is a Mumbai-based non-banking finance company (NBFC) that earns income as interest, along with fee and commission income and dividends.

Company snapshot

50thBy market cap

Ranked among 58 companies in Non Banking Financial Company (NBFC).

What we see

Positives
  • ✓Net margin of 66.0% — the business keeps a healthy share of every rupee it earns.
Concerns
  • ✗Interest coverage of 1.4x — earnings barely cover interest payments, which is a warning sign.
1 more signal from the filings.Sign in free to see them all

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income9 Cr4 Cr3 Cr2 Cr2 Cr2 Cr2 Cr2 Cr2 Cr2 Cr3 Cr4 Cr
Other income0 Cr0 Cr0.33 Cr0.25 Cr1 Cr0.73 Cr2 Cr2 Cr7 Cr5 Cr3 Cr0.92 Cr
Net operating income9 Cr4 Cr4 Cr3 Cr4 Cr3 Cr3 Cr4 Cr9 Cr8 Cr6 Cr5 Cr
Employee cost0.06 Cr0.19 Cr0.21 Cr0.23 Cr0.20 Cr0.20 Cr0.18 Cr0.18 Cr0.26 Cr0.22 Cr0.22 Cr0.22 Cr
Other expenses0.93 Cr0.83 Cr4 Cr0.83 Cr0.73 Cr0.97 Cr0.68 Cr0.47 Cr2 Cr0.46 Cr0.34 Cr0.53 Cr
Provisions & contingencies————————————
Depreciation0.14 Cr0.14 Cr0.12 Cr0.14 Cr0 Cr0.14 Cr0.14 Cr0.14 Cr0.14 Cr0.14 Cr0.14 Cr0.14 Cr
Profit before tax8 Cr3 Cr4 Cr2 Cr4 Cr3 Cr2 Cr4 Cr9 Cr9 Cr5 Cr5 Cr
Tax %9.6%18.4%14.8%12.4%11.8%-13.6%37.7%13.8%13.6%16.3%2.7%17.2%
Net profit7 Cr3 Cr3 Cr2 Cr4 Cr4 Cr1 Cr4 Cr7 Cr7 Cr5 Cr4 Cr
EPS (₹)₹7.49₹2.77₹3.48₹1.72₹3.62₹3.66₹1.42₹3.58₹7.43₹7.54₹5.28₹4.36

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income———6 Cr10 Cr14 Cr17 Cr15 Cr9 Cr9 CrSign in free for the trailing twelve months
Other income1 Cr0.71 Cr0.63 Cr0.01 Cr35 Cr0.56 Cr2 Cr0.43 Cr4 Cr17 CrSign in free for the trailing twelve months
Net operating income1 Cr0.71 Cr0.63 Cr6 Cr45 Cr15 Cr18 Cr15 Cr13 Cr27 CrSign in free for the trailing twelve months
Employee cost0.12 Cr0.07 Cr0.21 Cr0.68 Cr0.77 Cr0.88 Cr0.66 Cr0.50 Cr0.81 Cr0.88 CrSign in free for the trailing twelve months
Other expenses4 Cr4 Cr5 Cr15 Cr5 Cr2 Cr5 Cr6 Cr3 Cr3 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation——0 Cr0 Cr0 Cr0 Cr0.55 Cr0.54 Cr0.55 Cr0.55 CrSign in free for the trailing twelve months
Profit before tax3 Cr2 Cr0.68 Cr4 Cr40 Cr12 Cr24 Cr19 Cr12 Cr27 CrSign in free for the trailing twelve months
Tax %13.5%26.5%52.6%0.8%4.9%15.4%10.0%14.5%9.8%12.3%Sign in free for the trailing twelve months
Net profit2 Cr1 Cr0.32 Cr4 Cr38 Cr10 Cr22 Cr16 Cr10 Cr24 CrSign in free for the trailing twelve months
EPS (₹)₹2.36₹1.12₹0.32₹3.65₹37.96₹10.28₹22.02₹16.05₹10.52₹23.83Sign in free for the trailing twelve months
Dividend payout %————0.2%0.7%0.3%0.4%0.6%0.3%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital10 Cr10 Cr10 Cr10 Cr10 Cr10 Cr10 Cr10 Cr10 Cr10 Cr
Reserves101 Cr102 Cr102 Cr95 Cr137 Cr151 Cr170 Cr194 Cr224 Cr253 Cr
Borrowings138 Cr91 Cr—88 Cr640 Cr92 Cr181 Cr202 Cr227 Cr351 Cr
Other liabilities5 Cr8 Cr103 Cr8 Cr27 Cr15 Cr24 Cr36 Cr54 Cr61 Cr
Total liabilities254 Cr211 Cr215 Cr201 Cr814 Cr268 Cr384 Cr442 Cr515 Cr675 Cr
Fixed assets (net)——0 Cr0 Cr0 Cr0 Cr8 Cr7 Cr7 Cr6 Cr
CWIP———0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr—
Investments98 Cr92 Cr97 Cr88 Cr80 Cr89 Cr87 Cr145 Cr212 Cr339 Cr
Loans & advances———90 Cr691 Cr171 Cr183 Cr180 Cr195 Cr228 Cr
Cash & bank0.68 Cr0.36 Cr0.77 Cr5 Cr4 Cr0.10 Cr0.33 Cr2 Cr0.34 Cr0.43 Cr
Other assets155 Cr119 Cr118 Cr18 Cr40 Cr8 Cr106 Cr107 Cr101 Cr101 Cr
Total assets254 Cr211 Cr215 Cr201 Cr814 Cr268 Cr384 Cr442 Cr515 Cr675 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-7 Cr-7 Cr5 Cr16 Cr-50 Cr-5 Cr86 Cr36 Cr27 Cr33 Cr
Cash from investing5 Cr6 Cr-4 Cr-12 Cr49 Cr-5 Cr-50 Cr-58 Cr-39 Cr-123 Cr
Cash from financing0 Cr0 Cr0 Cr0 Cr-0.08 Cr6 Cr-35 Cr24 Cr9 Cr90 Cr
Net cash flow-2 Cr-0.32 Cr0.41 Cr5 Cr-1 Cr-4 Cr0.23 Cr2 Cr-2 Cr0.09 Cr
Free cash flow (OCF − Capex)————-50 Cr-5 Cr86 Cr36 Cr27 Cr33 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %2.1%1.0%0.3%3.5%25.7%6.3%12.2%7.8%4.4%9.0%
Debt / equity1.240.810.000.844.370.571.010.990.971.33