The South Indian Bank Limited

The South Indian Bank Limited (SOUTHBANK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial Services›Financial Services›Banks›Private Sector Bank

southindianbank.bank.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-09-04

Stock price
₹47.29
Market cap
12,402 Cr
Stock P/E
8.1
P/B
1.08
Dividend yield
0.8%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income831 Cr819 Cr875 Cr866 Cr882 Cr869 Cr868 Cr833 Cr809 Cr881 Cr915 Cr1,025 Cr
Other income355 Cr452 Cr346 Cr422 Cr449 Cr447 Cr572 Cr622 Cr516 Cr486 Cr386 Cr380 Cr
Net operating income1,186 Cr1,271 Cr1,221 Cr1,287 Cr1,332 Cr1,316 Cr1,441 Cr1,454 Cr1,324 Cr1,366 Cr1,301 Cr1,404 Cr
Employee cost421 Cr463 Cr416 Cr423 Cr425 Cr419 Cr404 Cr427 Cr428 Cr437 Cr362 Cr459 Cr
Other expenses305 Cr325 Cr371 Cr357 Cr356 Cr368 Cr353 Cr354 Cr361 Cr345 Cr359 Cr354 Cr
Provisions & contingencies51 Cr49 Cr41 Cr113 Cr110 Cr66 Cr224 Cr239 Cr63 Cr80 Cr34 Cr84 Cr
Depreciation————————————
Profit before tax409 Cr435 Cr393 Cr395 Cr440 Cr463 Cr459 Cr433 Cr473 Cr504 Cr547 Cr508 Cr
Tax %32.8%29.8%26.8%25.5%26.2%26.1%25.4%25.6%25.6%25.7%25.5%25.6%
Net profit275 Cr305 Cr287 Cr294 Cr325 Cr342 Cr342 Cr322 Cr352 Cr374 Cr407 Cr378 Cr
EPS (₹)₹1.31₹1.46₹1.35₹1.12₹1.24₹1.31₹1.31₹1.23₹1.34₹1.43₹1.56₹1.44

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income2,240 Cr3,012 Cr3,332 Cr3,486 Cr3,437 CrSign in for TTM
Other income1,034 Cr811 Cr1,515 Cr1,813 Cr2,009 CrSign in for TTM
Net operating income3,274 Cr3,823 Cr4,847 Cr5,299 Cr5,446 CrSign in for TTM
Employee cost1,198 Cr1,308 Cr1,705 Cr1,671 Cr1,654 CrSign in for TTM
Other expenses828 Cr1,008 Cr1,274 Cr1,357 Cr1,419 CrSign in for TTM
Provisions & contingencies1,340 Cr399 Cr339 Cr513 Cr417 CrSign in for TTM
Depreciation—————Sign in for TTM
Profit before tax-92 Cr1,109 Cr1,529 Cr1,757 Cr1,957 CrSign in for TTM
Tax %148.6%30.1%30.0%25.8%25.6%Sign in for TTM
Net profit45 Cr775 Cr1,070 Cr1,303 Cr1,456 CrSign in for TTM
EPS (₹)₹0.21₹3.70₹5.10₹4.98₹5.56Sign in for TTM
Dividend payout %0.0%0.0%5.9%6.0%7.2%Sign in for TTM
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Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital209 Cr209 Cr262 Cr262 Cr262 Cr
Reserves5,331 Cr6,113 Cr8,215 Cr9,470 Cr10,829 Cr
Borrowings——3,912 Cr4,300 Cr3,927 Cr
Other liabilities94,512 Cr1,01,375 Cr1,05,023 Cr1,10,623 Cr1,26,738 Cr
Total liabilities1,00,052 Cr1,07,697 Cr1,17,412 Cr1,24,655 Cr1,41,756 Cr
Fixed assets (net)——966 Cr1,018 Cr1,043 Cr
CWIP—————
Investments——23,977 Cr21,777 Cr27,327 Cr
Loans & advances——78,061 Cr85,682 Cr99,260 Cr
Cash & bank——6,660 Cr5,098 Cr6,183 Cr
Other assets1,00,052 Cr1,07,697 Cr7,749 Cr11,080 Cr7,944 Cr
Total assets1,00,052 Cr1,07,697 Cr1,17,412 Cr1,24,655 Cr1,41,756 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity4,352 Cr-7,261 Cr7,075 Cr-2,353 Cr3,907 Cr
Cash from investing-1,741 Cr-386 Cr-1,986 Cr4,434 Cr-5,465 Cr
Cash from financing-175 Cr3,524 Cr-2,148 Cr157 Cr-561 Cr
Net cash flow2,436 Cr-4,123 Cr2,942 Cr2,238 Cr-2,119 Cr
Free cash flow (OCF − Capex)4,250 Cr-7,374 Cr6,893 Cr-2,511 Cr3,766 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %76.8%84.3%6.0%6.3%6.0%
ROE %0.8%12.3%12.6%13.4%13.1%
Debtor days—————
Inventory days—————
Days payable—————
Cash conversion cycle—————
Debt / equity——0.460.440.35
Current ratio—————
Net debt / EBITDA—————

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA3,648 Cr3,708 Cr3,620 Cr2,800 Cr1,431 Cr
Gross NPA %5.9%5.1%4.5%3.2%1.4%
Net NPA1,778 Cr1,294 Cr1,135 Cr791 Cr288 Cr
Net NPA %3.0%1.9%1.5%0.9%0.3%
CET1 %12.1%13.7%16.7%18.0%18.8%
Additional Tier 1 %1.1%0.0%1.0%0.0%0.9%
Capital adequacy %—————
NIM %—————
ROA %0.0%0.7%0.9%1.1%1.1%

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