Shriram Finance Limited
Shriram Finance Limited (SHRIRAMFIN) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
shriramfinance.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
Stock price
₹1047.00
Market cap
2,43,274 Cr
Stock P/E
21.1
P/B
2.99
Dividend yield
0.6%
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 4,680 Cr | — | 5,203 Cr | — | 5,464 Cr | 5,590 Cr | 5,566 Cr | 5,773 Cr | 6,027 Cr | 6,580 Cr | 6,758 Cr | 7,712 Cr |
| Other income | 9 Cr | 5 Cr | 14 Cr | 5 Cr | 7 Cr | 7 Cr | 6 Cr | 6 Cr | 9 Cr | 26 Cr | 19 Cr | 18 Cr |
| Net operating income | 4,689 Cr | 5 Cr | 5,217 Cr | 5 Cr | 5,471 Cr | 5,597 Cr | 5,572 Cr | 5,779 Cr | 6,035 Cr | 6,606 Cr | 6,776 Cr | 7,730 Cr |
| Employee cost | 852 Cr | 877 Cr | 896 Cr | 868 Cr | 907 Cr | 970 Cr | 906 Cr | 977 Cr | 945 Cr | 1,238 Cr | 970 Cr | 1,144 Cr |
| Other expenses | 453 Cr | 489 Cr | 530 Cr | 491 Cr | 547 Cr | 583 Cr | 654 Cr | 657 Cr | 664 Cr | 645 Cr | 641 Cr | 680 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 141 Cr | 152 Cr | 159 Cr | 153 Cr | 159 Cr | 162 Cr | 171 Cr | 173 Cr | 175 Cr | 177 Cr | 175 Cr | 183 Cr |
| Profit before tax | 2,407 Cr | 2,514 Cr | 2,746 Cr | 2,731 Cr | 2,849 Cr | 4,334 Cr | 2,776 Cr | 2,910 Cr | 3,117 Cr | 3,369 Cr | 3,923 Cr | 4,631 Cr |
| Tax % | 25.5% | 25.5% | 26.4% | 25.1% | 23.9% | 24.9% | 22.8% | 25.8% | 25.8% | 24.9% | 23.0% | 25.4% |
| Net profit | 1,792 Cr | 1,874 Cr | 2,021 Cr | 2,031 Cr | 2,153 Cr | 3,249 Cr | 2,144 Cr | 2,159 Cr | 2,314 Cr | 2,530 Cr | 3,021 Cr | 3,453 Cr |
| EPS (₹) | ₹47.61 | ₹49.70 | ₹53.47 | ₹53.82 | ₹56.93 | ₹17.27 | ₹11.40 | ₹11.48 | ₹12.30 | ₹13.45 | ₹16.06 | ₹14.86 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 7,873 Cr | 7,997 Cr | 8,074 Cr | 8,912 Cr | 16,275 Cr | 19,177 Cr | 21,853 Cr | 25,137 Cr | Sign in for TTM |
| Other income | 23 Cr | 20 Cr | 16 Cr | 19 Cr | 32 Cr | 33 Cr | 25 Cr | 60 Cr | Sign in for TTM |
| Net operating income | 7,896 Cr | 8,017 Cr | 8,090 Cr | 8,931 Cr | 16,306 Cr | 19,210 Cr | 21,878 Cr | 25,197 Cr | Sign in for TTM |
| Employee cost | 883 Cr | 1,011 Cr | 906 Cr | 997 Cr | 2,636 Cr | 3,472 Cr | 3,651 Cr | 4,131 Cr | Sign in for TTM |
| Other expenses | 883 Cr | 863 Cr | 863 Cr | 906 Cr | 1,644 Cr | 1,878 Cr | 2,275 Cr | 2,606 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 43 Cr | 141 Cr | 137 Cr | 135 Cr | 601 Cr | 588 Cr | 645 Cr | 699 Cr | Sign in for TTM |
| Profit before tax | 3,790 Cr | 3,449 Cr | 3,290 Cr | 3,562 Cr | 8,222 Cr | 9,968 Cr | 12,686 Cr | 13,320 Cr | Sign in for TTM |
| Tax % | 32.0% | 27.2% | 24.0% | 23.6% | 26.8% | 25.8% | 24.3% | 24.7% | Sign in for TTM |
| Net profit | 2,576 Cr | 2,512 Cr | 2,499 Cr | 2,721 Cr | 6,020 Cr | 7,399 Cr | 9,576 Cr | 10,024 Cr | Sign in for TTM |
| EPS (₹) | ₹113.52 | ₹110.73 | ₹101.44 | ₹102.23 | ₹160.54 | ₹196.32 | ₹50.82 | ₹53.29 | Sign in for TTM |
| Dividend payout % | — | — | — | 31.3% | 9.3% | 25.3% | 19.4% | 14.6% | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 227 Cr | 227 Cr | 253 Cr | 271 Cr | 374 Cr | 376 Cr | 376 Cr | 376 Cr |
| Reserves | 15,736 Cr | 17,915 Cr | 21,464 Cr | 25,824 Cr | 43,138 Cr | 48,571 Cr | 56,094 Cr | 65,542 Cr |
| Borrowings | 87,914 Cr | 94,372 Cr | 1,06,196 Cr | 1,14,497 Cr | 1,64,202 Cr | 1,95,496 Cr | 2,34,197 Cr | 2,50,692 Cr |
| Other liabilities | 1,542 Cr | 1,752 Cr | 1,914 Cr | 1,677 Cr | 2,598 Cr | 3,093 Cr | 3,055 Cr | 4,764 Cr |
| Total liabilities | 1,05,419 Cr | 1,14,266 Cr | 1,29,828 Cr | 1,42,268 Cr | 2,10,600 Cr | 2,48,266 Cr | 2,93,722 Cr | 3,21,375 Cr |
| Fixed assets (net) | 143 Cr | 478 Cr | 124 Cr | 111 Cr | 223 Cr | 941 Cr | 1,026 Cr | 1,109 Cr |
| CWIP | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr |
| Investments | 4,128 Cr | 2,938 Cr | 3,349 Cr | 6,973 Cr | 7,433 Cr | 9,473 Cr | 15,789 Cr | 14,994 Cr |
| Loans & advances | 96,751 Cr | 1,02,232 Cr | 1,08,303 Cr | 1,16,665 Cr | 1,78,685 Cr | 2,18,696 Cr | 2,45,393 Cr | 2,82,452 Cr |
| Trade receivables | 8 Cr | 11 Cr | 9 Cr | 5 Cr | 17 Cr | 52 Cr | 51 Cr | 52 Cr |
| Cash & bank | 1,029 Cr | 3,089 Cr | 11,051 Cr | 10,662 Cr | 9,933 Cr | 6,182 Cr | 10,681 Cr | 5,746 Cr |
| Other assets | 3,359 Cr | 5,519 Cr | 6,992 Cr | 7,851 Cr | 14,309 Cr | 12,922 Cr | 20,783 Cr | 17,021 Cr |
| Total assets | 1,05,419 Cr | 1,14,266 Cr | 1,29,828 Cr | 1,42,268 Cr | 2,10,600 Cr | 2,48,266 Cr | 2,93,722 Cr | 3,21,375 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -8,859 Cr | -17,625 Cr | -31,101 Cr | -43,652 Cr | -13,281 Cr |
| Cash from investing | — | — | — | -34 Cr | -193 Cr | -258 Cr | 3,661 Cr | -243 Cr |
| Cash from financing | — | — | — | 8,505 Cr | 11,820 Cr | 27,609 Cr | 44,521 Cr | 8,587 Cr |
| Net cash flow | — | — | — | -388 Cr | -5,999 Cr | -3,750 Cr | 4,530 Cr | -4,937 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -8,895 Cr | -17,822 Cr | -31,367 Cr | -43,906 Cr | -13,478 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 10.9% | 10.4% | 9.7% | 9.5% | 10.2% | 10.4% | 10.7% | 11.0% |
| ROE % | 0.0% | 14.6% | 12.2% | 11.1% | 13.7% | 14.8% | 16.9% | 15.2% |
| Debtor days | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| Inventory days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| Debt / equity | 5.51 | 5.20 | 4.89 | 0.04 | 3.75 | 3.94 | 4.15 | 3.80 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 7.68 | 0.00 | 0.00 | 0.00 | 7.10 | 7.27 | 7.44 | 6.91 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
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