SENCO

Senco Gold Limited

Retailer of gold, diamond and silver jewellery across company-owned and franchise stores

Consumer Discretionary›Consumer Durables›Consumer Durables›Gems, Jewellery And Watches

sencogoldanddiamonds.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹337.25
Market cap
5,528 Cr
Stock P/E
9.7
P/B
2.20
Dividend yield
0.5%
ROE (FY26)
22.8%
ROCE (FY26)
23.7%
Operating margin (FY26)
10.5%
Debt / equity (FY26)
0.62
OCF / EBITDA (FY26)
-81.5%
OCF / EBITDA (3Y)
-76.2%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Senco Gold (Senco) is an Indian jewellery retailer selling gold, diamond-studded and silver jewellery through company-owned and franchise stores, with its strongest base in West Bengal and East India.

Company snapshot

11thBy market cap

Ranked among 39 companies in Gems, Jewellery And Watches.

What we see

Positives
  • ✓Return on equity of 22.8% — the company generates strong returns on shareholders' money.
Concerns
  • ✗Over the last three years operations used more cash than they brought in, despite an operating profit — the business is not yet turning its profit into cash.

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Sales1,147 Cr1,652 Cr1,137 Cr1,404 Cr1,500 Cr2,103 Cr1,378 Cr1,826 Cr1,536 Cr3,071 Cr1,997 Cr3,056 Cr
Operating expenses (approx.)1,107 Cr1,471 Cr1,050 Cr1,295 Cr1,449 Cr2,023 Cr1,251 Cr1,643 Cr1,430 Cr2,666 Cr1,722 Cr2,843 Cr
EBITDA39 Cr181 Cr88 Cr109 Cr52 Cr80 Cr127 Cr184 Cr107 Cr405 Cr274 Cr213 Cr
OPM %3.4%11.0%7.7%7.7%3.5%3.8%9.2%10.1%6.9%13.2%13.7%7.0%
Other income11 Cr9 Cr13 Cr12 Cr15 Cr13 Cr15 Cr19 Cr18 Cr30 Cr13 Cr15 Cr
Interest23 Cr28 Cr30 Cr32 Cr33 Cr34 Cr37 Cr43 Cr46 Cr59 Cr56 Cr68 Cr
Depreciation13 Cr16 Cr18 Cr18 Cr18 Cr13 Cr19 Cr19 Cr19 Cr21 Cr23 Cr22 Cr
Profit before tax14 Cr146 Cr52 Cr71 Cr16 Cr46 Cr85 Cr141 Cr59 Cr355 Cr208 Cr139 Cr
Tax %14.1%25.1%38.6%27.6%25.9%26.6%26.6%25.6%17.4%25.6%24.7%27.2%
Net profit12 Cr109 Cr32 Cr51 Cr12 Cr33 Cr62 Cr105 Cr49 Cr264 Cr157 Cr101 Cr
EPS (₹)₹2.01₹14.59₹4.28₹6.63₹1.56₹2.13₹3.82₹6.39₹2.98₹16.13₹9.58₹6.17

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales2,660 Cr3,535 Cr4,077 Cr5,241 Cr6,328 Cr8,430 CrSign in free for the trailing twelve months
Operating expenses (approx.)2,485 Cr3,257 Cr3,761 Cr4,866 Cr5,960 Cr7,461 CrSign in free for the trailing twelve months
EBITDA175 Cr277 Cr317 Cr376 Cr368 Cr969 CrSign in free for the trailing twelve months
OPM %6.6%7.8%7.8%7.2%5.8%11.5%Sign in free for the trailing twelve months
Other income15 Cr13 Cr31 Cr42 Cr55 Cr80 CrSign in free for the trailing twelve months
Interest67 Cr71 Cr86 Cr108 Cr136 Cr204 CrSign in free for the trailing twelve months
Depreciation40 Cr42 Cr46 Cr60 Cr68 Cr82 CrSign in free for the trailing twelve months
Profit before tax84 Cr177 Cr216 Cr250 Cr218 Cr763 CrSign in free for the trailing twelve months
Tax %26.5%27.0%26.7%27.5%26.9%24.7%Sign in free for the trailing twelve months
Net profit61 Cr129 Cr158 Cr181 Cr159 Cr574 CrSign in free for the trailing twelve months
EPS (₹)₹9.25₹19.42₹22.93₹24.06₹10.09₹35.08Sign in free for the trailing twelve months
Dividend payout %———5.1%4.4%4.5%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital53 Cr53 Cr56 Cr78 Cr82 Cr82 Cr
Reserves549 Cr673 Cr890 Cr1,288 Cr1,888 Cr2,432 Cr
Borrowings532 Cr863 Cr1,177 Cr1,498 Cr1,769 Cr1,570 Cr
Other liabilities424 Cr511 Cr783 Cr859 Cr1,007 Cr2,978 Cr
Total liabilities1,559 Cr2,100 Cr2,905 Cr3,723 Cr4,746 Cr7,062 Cr
Fixed assets (net)67 Cr69 Cr85 Cr359 Cr402 Cr473 Cr
CWIP2 Cr7 Cr13 Cr1 Cr2 Cr2 Cr
Investments0.03 Cr0.03 Cr0.13 Cr0.14 Cr0.17 Cr0.22 Cr
Inventories1,039 Cr1,391 Cr1,885 Cr2,457 Cr3,299 Cr5,296 Cr
Trade receivables28 Cr39 Cr45 Cr53 Cr81 Cr225 Cr
Cash & bank9 Cr10 Cr9 Cr19 Cr33 Cr38 Cr
Other assets414 Cr584 Cr867 Cr833 Cr929 Cr1,028 Cr
Total assets1,559 Cr2,100 Cr2,905 Cr3,723 Cr4,746 Cr7,062 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity181 Cr-70 Cr-76 Cr-294 Cr-221 Cr-789 Cr
Cash from investing-54 Cr-157 Cr-198 Cr-118 Cr-32 Cr77 Cr
Cash from financing-122 Cr228 Cr274 Cr421 Cr268 Cr716 Cr
Net cash flow5 Cr1 Cr-0.06 Cr9 Cr15 Cr4 Cr
Free cash flow (OCF − Capex)167 Cr-95 Cr-107 Cr-332 Cr-259 Cr-850 Cr

Ratios

MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %13.2%15.6%14.2%12.5%9.5%23.7%
ROE %10.2%17.8%16.8%13.3%8.1%22.8%
Debtor days4444510
Inventory days205179231230248299
Days payable121518191138
Cash conversion cycle197168217214241270
OCF / EBITDA %103.2%-25.2%-24.0%-78.2%-60.2%-81.5%
OCF / EBITDA % (3 years)——4.5%-45.4%-55.8%-76.2%
Debt / equity0.881.191.251.100.900.62
Current ratio1.541.471.431.551.691.54
Net debt / EBITDA2.993.083.693.944.721.58