SBIN

State Bank of India

India's largest bank by assets, state-owned, with retail, agri, SME and corporate books

Financial Services›Financial Services›Banks›Public Sector Bank

sbi.bank.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹962.60
Market cap
8,88,636 Cr
Stock P/E
10.3
P/B
1.45
Dividend yield
1.6%
ROE (FY26)
14.8%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

SBI (State Bank of India) is a very large public-sector bank that takes deposits and lends to retail, agricultural, small-business and corporate customers across India and abroad, with subsidiaries in insurance, cards, asset management and capital markets.

Company snapshot

1stBy market cap

Ranked among 12 companies in Public Sector Bank.

Segment mix

Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.

Largest segment: 46.8% of revenue

SegmentRevenue shareRevenuePBTAssets
Corporate/ Wholesale Banking operations
28.0%
35,954 Cr7,405 Cr18,59,201 Cr
Retail Banking oprations- Digital Banking
1.0%
1,339 Cr3,870 Cr74,030 Cr
Retail Banking oprations- Other Retail Banking
46.8%
60,083 Cr13,441 Cr27,18,198 Cr
Treasury operations
24.0%
30,852 Cr843 Cr18,93,510 Cr
Unallocated
0.2%
239 Cr0 Cr0 Cr

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income44,436 Cr44,776 Cr46,825 Cr46,542 Cr47,426 Cr47,257 Cr48,770 Cr47,462 Cr50,038 Cr51,807 Cr51,127 Cr53,993 Cr
Other income36,865 Cr40,203 Cr47,445 Cr33,883 Cr42,758 Cr43,200 Cr52,565 Cr41,263 Cr47,857 Cr55,059 Cr49,999 Cr43,821 Cr
Net operating income81,301 Cr84,980 Cr94,270 Cr80,424 Cr90,184 Cr90,457 Cr1,01,335 Cr88,725 Cr97,895 Cr1,06,866 Cr1,01,126 Cr97,814 Cr
Employee cost20,226 Cr20,776 Cr17,760 Cr16,847 Cr16,293 Cr17,668 Cr19,587 Cr18,491 Cr18,346 Cr18,024 Cr17,907 Cr19,219 Cr
Other expenses38,372 Cr40,414 Cr45,267 Cr32,742 Cr40,830 Cr45,225 Cr47,382 Cr35,742 Cr47,432 Cr53,226 Cr53,482 Cr39,964 Cr
Provisions & contingencies768 Cr1,445 Cr2,392 Cr4,408 Cr5,586 Cr1,998 Cr7,470 Cr5,264 Cr6,487 Cr5,548 Cr3,661 Cr5,748 Cr
Depreciation————————————
Profit before tax21,936 Cr15,245 Cr28,852 Cr26,428 Cr27,474 Cr25,566 Cr26,897 Cr29,229 Cr28,657 Cr30,067 Cr26,076 Cr32,884 Cr
Tax %25.3%26.0%24.7%25.5%26.4%25.0%25.9%26.0%25.0%27.2%22.7%25.3%
Net profit16,648 Cr11,598 Cr22,203 Cr20,094 Cr20,565 Cr19,484 Cr20,379 Cr22,121 Cr21,861 Cr22,176 Cr20,508 Cr25,121 Cr
EPS (₹)₹18.04₹12.40₹23.96₹21.65₹22.17₹21.12₹21.96₹23.76₹22.81₹23.09₹21.28₹26.12

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income81,332 Cr82,367 Cr97,455 Cr1,08,728 Cr1,22,105 Cr1,33,778 Cr1,60,864 Cr1,79,452 Cr1,89,994 Cr1,99,928 CrSign in free for the trailing twelve months
Other income68,193 Cr77,557 Cr76,899 Cr92,377 Cr1,05,855 Cr1,17,000 Cr1,22,534 Cr1,55,386 Cr1,72,406 Cr1,94,684 CrSign in free for the trailing twelve months
Net operating income1,49,526 Cr1,59,925 Cr1,74,353 Cr2,01,105 Cr2,27,960 Cr2,50,779 Cr2,83,397 Cr3,34,839 Cr3,62,400 Cr3,94,612 CrSign in free for the trailing twelve months
Employee cost——43,795 Cr48,851 Cr54,331 Cr54,027 Cr61,921 Cr76,571 Cr70,396 Cr72,768 CrSign in free for the trailing twelve months
Other expenses——71,005 Cr82,931 Cr96,099 Cr1,12,918 Cr1,27,894 Cr1,52,223 Cr1,66,178 Cr1,89,882 CrSign in free for the trailing twelve months
Provisions & contingencies——54,799 Cr44,789 Cr46,102 Cr26,677 Cr18,184 Cr7,705 Cr19,461 Cr20,960 CrSign in free for the trailing twelve months
Depreciation——————————Sign in free for the trailing twelve months
Profit before tax——5,220 Cr30,317 Cr32,796 Cr49,739 Cr75,399 Cr91,240 Cr1,06,365 Cr1,14,028 CrSign in free for the trailing twelve months
Tax %——41.2%40.0%26.0%26.9%25.0%25.3%25.7%25.3%Sign in free for the trailing twelve months
Net profit-97 Cr-3,749 Cr3,351 Cr21,140 Cr23,888 Cr37,183 Cr57,750 Cr69,543 Cr80,523 Cr86,666 CrSign in free for the trailing twelve months
EPS (₹)₹0.31₹-5.34₹2.58₹22.15₹25.11₹39.64₹62.35₹75.17₹86.91₹91.16Sign in free for the trailing twelve months
Dividend payout %————0.0%9.6%11.0%14.5%15.2%16.4%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital797 Cr892 Cr892 Cr892 Cr892 Cr892 Cr892 Cr892 Cr892 Cr923 Cr
Reserves2,16,395 Cr2,29,429 Cr2,33,603 Cr2,50,168 Cr2,51,092 Cr3,04,696 Cr3,70,875 Cr3,86,491 Cr4,58,789 Cr5,60,787 Cr
Borrowings3,36,366 Cr3,69,079 Cr4,13,748 Cr3,32,901 Cr—4,49,160 Cr5,21,152 Cr6,39,610 Cr6,10,857 Cr7,77,302 Cr
Other liabilities28,91,564 Cr30,17,032 Cr32,40,221 Cr36,13,532 Cr45,93,634 Cr46,06,136 Cr50,61,498 Cr57,06,786 Cr62,43,647 Cr69,82,557 Cr
Total liabilities34,45,122 Cr36,16,433 Cr38,88,464 Cr41,97,492 Cr48,45,619 Cr53,60,884 Cr59,54,418 Cr67,33,779 Cr73,14,185 Cr83,21,569 Cr
Fixed assets (net)50,941 Cr41,226 Cr40,703 Cr40,078 Cr—39,510 Cr44,407 Cr44,708 Cr46,338 Cr57,152 Cr
CWIP——————————
Investments10,27,281 Cr11,83,794 Cr11,19,270 Cr12,28,284 Cr—17,76,490 Cr19,13,108 Cr21,10,548 Cr22,05,601 Cr23,59,502 Cr
Loans & advances18,96,887 Cr19,60,119 Cr22,26,854 Cr23,74,311 Cr—27,94,076 Cr32,67,902 Cr37,84,273 Cr42,50,831 Cr49,78,013 Cr
Cash & bank1,61,019 Cr1,50,769 Cr1,77,363 Cr1,66,968 Cr—2,58,086 Cr2,47,321 Cr2,25,356 Cr2,27,485 Cr2,68,682 Cr
Other assets3,08,995 Cr2,80,525 Cr3,24,275 Cr3,87,850 Cr48,45,619 Cr4,92,721 Cr4,81,680 Cr5,68,893 Cr5,83,931 Cr6,58,219 Cr
Total assets34,45,122 Cr36,16,433 Cr38,88,464 Cr41,97,492 Cr48,45,619 Cr53,60,884 Cr59,54,418 Cr67,33,779 Cr73,14,185 Cr83,21,569 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity77,406 Cr-96,508 Cr29,556 Cr23,929 Cr89,919 Cr57,695 Cr-86,014 Cr21,632 Cr48,486 Cr38,097 Cr
Cash from investing-2,832 Cr11,066 Cr-857 Cr-3,324 Cr-3,736 Cr-3,619 Cr-4,041 Cr-4,252 Cr-5,635 Cr-691 Cr
Cash from financing-4,196 Cr5,547 Cr448 Cr5,430 Cr7,143 Cr-3,845 Cr6,386 Cr-9,896 Cr-13,739 Cr-3,427 Cr
Net cash flow68,638 Cr-77,908 Cr30,223 Cr28,803 Cr93,392 Cr51,198 Cr-80,593 Cr8,260 Cr31,361 Cr43,910 Cr
Free cash flow (OCF − Capex)72,982 Cr—26,550 Cr20,864 Cr86,091 Cr54,644 Cr-90,685 Cr17,457 Cr42,849 Cr29,734 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %0.1%-2.0%1.4%8.4%8.9%11.6%15.0%17.3%16.9%14.8%

Regulatory ratios (standalone basis)

RBI ratios for the bank itself (standalone filing), on both views.

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA——1,72,750 Cr1,49,092 Cr1,26,389 Cr1,12,023 Cr90,928 Cr84,276 Cr76,880 Cr73,452 Cr
Gross NPA %6.9%10.9%7.5%6.2%5.0%4.0%2.8%2.2%1.8%1.5%
Net NPA——65,895 Cr51,871 Cr36,810 Cr27,966 Cr21,467 Cr21,051 Cr19,667 Cr18,830 Cr
Net NPA %3.7%5.7%3.0%2.2%1.5%1.0%0.7%0.6%0.5%0.4%
CET1 %9.8%9.7%9.6%9.8%10.0%9.9%10.3%10.4%10.8%12.3%
Additional Tier 1 %0.5%0.7%1.0%1.2%1.4%1.5%1.8%1.6%1.3%1.0%
ROA %0.4%-0.2%0.0%0.4%0.5%0.7%1.0%1.0%1.1%1.1%