SBFC Finance Limited
SBFC Finance Limited (SBFC) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
sbfc.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | — | — | — | — | — | — | — | — | — | — |
| Other income | 0.34 Cr | 0.20 Cr | 0.09 Cr | 0.65 Cr | 0.01 Cr | 0.28 Cr | 0.07 Cr | 0.22 Cr | 0.11 Cr | 0.22 Cr | 0.25 Cr |
| Net operating income | 0.34 Cr | 0.20 Cr | 0.09 Cr | 0.65 Cr | 0.01 Cr | 0.28 Cr | 0.07 Cr | 0.22 Cr | 0.11 Cr | 0.22 Cr | 0.25 Cr |
| Employee cost | 47 Cr | 53 Cr | 57 Cr | 60 Cr | 61 Cr | 60 Cr | 64 Cr | 68 Cr | 70 Cr | 72 Cr | 68 Cr |
| Other expenses | 19 Cr | 19 Cr | 21 Cr | 17 Cr | 18 Cr | 21 Cr | 22 Cr | 24 Cr | 28 Cr | 28 Cr | 27 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 3 Cr | 3 Cr | 3 Cr | 4 Cr | 4 Cr | 4 Cr | 5 Cr | 5 Cr | 5 Cr | 5 Cr | 5 Cr |
| Profit before tax | 63 Cr | 71 Cr | 86 Cr | 97 Cr | 105 Cr | 110 Cr | 118 Cr | 125 Cr | 136 Cr | 146 Cr | 158 Cr |
| Tax % | 25.2% | 25.5% | 25.3% | 24.2% | 25.1% | 23.8% | 25.0% | 25.0% | 25.7% | 25.2% | 25.2% |
| Net profit | 47 Cr | 53 Cr | 64 Cr | 74 Cr | 79 Cr | 84 Cr | 88 Cr | 94 Cr | 101 Cr | 109 Cr | 118 Cr |
| EPS (₹) | ₹0.52 | ₹0.52 | ₹0.60 | ₹0.69 | ₹0.74 | ₹0.78 | ₹0.82 | ₹0.87 | ₹0.93 | ₹1.00 | ₹1.08 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|
| Net Interest Income | — | — | Sign in for TTM |
| Other income | 1 Cr | 0.59 Cr | Sign in for TTM |
| Net operating income | 1 Cr | 0.59 Cr | Sign in for TTM |
| Employee cost | 217 Cr | 253 Cr | Sign in for TTM |
| Other expenses | 76 Cr | 85 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | Sign in for TTM |
| Depreciation | 13 Cr | 17 Cr | Sign in for TTM |
| Profit before tax | 316 Cr | 459 Cr | Sign in for TTM |
| Tax % | 25.0% | 24.7% | Sign in for TTM |
| Net profit | 237 Cr | 345 Cr | Sign in for TTM |
| EPS (₹) | ₹2.35 | ₹3.21 | Sign in for TTM |
| Dividend payout % | 0.0% | 0.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2024 | Mar 2025 |
|---|---|---|
| Equity capital | 1,072 Cr | 1,085 Cr |
| Reserves | 1,706 Cr | 2,105 Cr |
| Borrowings | 3,996 Cr | 5,264 Cr |
| Other liabilities | 289 Cr | 141 Cr |
| Total liabilities | 7,063 Cr | 8,596 Cr |
| Fixed assets (net) | 38 Cr | 44 Cr |
| CWIP | 0 Cr | 0 Cr |
| Investments | 406 Cr | 327 Cr |
| Loans & advances | 5,836 Cr | 7,504 Cr |
| Trade receivables | 15 Cr | 15 Cr |
| Cash & bank | 225 Cr | 265 Cr |
| Other assets | 542 Cr | 441 Cr |
| Total assets | 7,063 Cr | 8,596 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2024 | Mar 2025 |
|---|---|---|
| Cash from operating activity | -1,155 Cr | -1,415 Cr |
| Cash from investing | 159 Cr | 174 Cr |
| Cash from financing | 1,037 Cr | 1,281 Cr |
| Net cash flow | 41 Cr | 40 Cr |
| Free cash flow (OCF − Capex) | -1,167 Cr | -1,427 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2024 | Mar 2025 |
|---|---|---|
| ROCE % | 9.8% | 10.4% |
| ROE % | 8.5% | 10.8% |
| Debtor days | 5 | 4 |
| Inventory days | 0 | 0 |
| Days payable | — | — |
| Cash conversion cycle | 5 | 4 |
| Debt / equity | 1.44 | 1.65 |
| Current ratio | — | — |
| Net debt / EBITDA | 5.55 | 5.59 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2024 | Mar 2025 |
|---|---|---|
| Gross NPA | — | — |
| Gross NPA % | — | — |
| Net NPA | — | — |
| Net NPA % | — | — |
| CET1 % | — | — |
| Additional Tier 1 % | — | — |
| Capital adequacy % | — | — |
| NIM % | — | — |
| ROA % | — | — |
Compare with peers
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