RSSOFTWARE

R. S. Software (India) Limited

Electronic payment processing software and services provider

Information Technology›Information Technology›IT - Software›Computers - Software & Consulting

rssoftware.co.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹29.48
Market cap
76 Cr
Stock P/E
Loss (TTM EPS ₹-12.37)
P/B
2.60
Dividend yield
0.8%
ROE (FY26)
-91.5%
ROCE (FY26)
-88.5%
Operating margin (FY26)
-111.9%
Debt / equity (FY26)
0.00
OCF / EBITDA (3Y)
177.4%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

RS Software (R. S. Software (India)) sells electronic payments software and technology to central banks and other payment players, directly and through channel partners, and describes itself as a company focused on electronic payments.

Company snapshot

46thBy market cap

Ranked among 50 companies in Computers - Software & Consulting.

Segment mix

Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.

Largest segment: 73.1% of revenue

SegmentRevenue shareRevenuePBTAssets
Segment - A (USA)
73.1%
36 Cr17 Cr—
Segment - B (ROW)
27.5%
13 Cr5 Cr—

What we see

Positives
  • ✓177% of operating profit came in as cash over the last three years — profits are backed by real cash.
Concerns
  • ✗Net margin is negative — the company is spending more than it earns right now.
3 more signals from the filings.Sign in free to see them all

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Sales11 Cr19 Cr18 Cr19 Cr17 Cr13 Cr9 Cr8 Cr6 Cr5 Cr6 Cr6 Cr
Operating expenses (approx.)10 Cr10 Cr12 Cr12 Cr11 Cr10 Cr10 Cr10 Cr11 Cr12 Cr15 Cr10 Cr
EBITDA1.00 Cr9 Cr6 Cr7 Cr6 Cr3 Cr-2 Cr-3 Cr-5 Cr-6 Cr-9 Cr-4 Cr
OPM %9.1%48.8%31.8%36.3%33.3%21.9%-19.6%-32.3%-78.9%-118.9%-149.9%-73.8%
Other income2 Cr0.18 Cr2 Cr0.09 Cr0.12 Cr0.08 Cr0.30 Cr0.16 Cr0.12 Cr0.0013 Cr0.18 Cr0.01 Cr
Interest0.05 Cr0.04 Cr0.04 Cr0.03 Cr0.03 Cr0.02 Cr0.02 Cr0.0087 Cr0.0058 Cr0.48 Cr0.36 Cr0.35 Cr
Depreciation1 Cr1 Cr1 Cr1 Cr1 Cr0.74 Cr1 Cr1 Cr1 Cr2 Cr1 Cr3 Cr
Profit before tax2 Cr8 Cr7 Cr5 Cr5 Cr2 Cr-2 Cr-4 Cr-6 Cr-8 Cr-11 Cr-7 Cr
Tax %0.0%0.0%0.0%7.5%-9.2%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net profit2 Cr8 Cr7 Cr5 Cr5 Cr2 Cr-2 Cr-4 Cr-6 Cr-8 Cr-11 Cr-7 Cr
EPS (₹)₹0.76₹3.06₹2.65₹1.98₹1.92₹0.81₹-1.03₹-1.40₹-2.29₹-3.28₹-3.89₹-2.91

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales76 Cr63 Cr65 Cr60 Cr35 Cr28 Cr30 Cr60 Cr57 Cr25 CrSign in free for the trailing twelve months
Operating expenses (approx.)111 Cr108 Cr102 Cr113 Cr53 Cr40 Cr35 Cr41 Cr44 Cr48 CrSign in free for the trailing twelve months
EBITDA-35 Cr-45 Cr-36 Cr-53 Cr-18 Cr-13 Cr-5 Cr19 Cr14 Cr-23 CrSign in free for the trailing twelve months
OPM %-45.7%-70.2%-55.7%-87.6%-50.4%-46.0%-16.8%31.5%23.7%-89.8%Sign in free for the trailing twelve months
Other income12 Cr9 Cr6 Cr12 Cr2 Cr5 Cr0.64 Cr4 Cr0.59 Cr0.47 CrSign in free for the trailing twelve months
Interest0.10 Cr0.04 Cr0.28 Cr0.44 Cr0.27 Cr0.0005 Cr0.22 Cr0.18 Cr0.10 Cr0.85 CrSign in free for the trailing twelve months
Depreciation4 Cr2 Cr3 Cr4 Cr5 Cr4 Cr4 Cr5 Cr4 Cr6 CrSign in free for the trailing twelve months
Profit before tax-26 Cr-38 Cr-34 Cr-43 Cr-21 Cr-12 Cr-9 Cr18 Cr10 Cr-29 CrSign in free for the trailing twelve months
Tax %37.1%30.9%19.0%-67.5%-0.0%-31.1%0.0%0.0%0.0%0.0%Sign in free for the trailing twelve months
Net profit-17 Cr-26 Cr-27 Cr-72 Cr-21 Cr-16 Cr-9 Cr18 Cr10 Cr-29 CrSign in free for the trailing twelve months
EPS (₹)₹-6.46₹-10.28₹-10.57₹-28.80₹-7.80₹-6.40₹-3.19₹7.18₹3.66₹-10.87Sign in free for the trailing twelve months
Dividend payout %———————0.0%6.7%—Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital13 Cr13 Cr13 Cr13 Cr13 Cr13 Cr13 Cr13 Cr13 Cr13 Cr
Reserves201 Cr175 Cr150 Cr64 Cr43 Cr26 Cr18 Cr36 Cr44 Cr16 Cr
Borrowings1 Cr0 Cr————————
Other liabilities15 Cr14 Cr12 Cr10 Cr15 Cr8 Cr13 Cr19 Cr14 Cr25 Cr
Total liabilities231 Cr203 Cr175 Cr89 Cr72 Cr48 Cr43 Cr68 Cr73 Cr56 Cr
Fixed assets (net)5 Cr5 Cr4 Cr3 Cr3 Cr2 Cr4 Cr3 Cr2 Cr16 Cr
CWIP——0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr
Investments101 Cr64 Cr45 Cr18 Cr5 Cr8 Cr1 Cr0 Cr0 Cr0 Cr
Trade receivables14 Cr10 Cr6 Cr6 Cr10 Cr4 Cr0.88 Cr11 Cr5 Cr8 Cr
Cash & bank35 Cr42 Cr17 Cr12 Cr11 Cr5 Cr7 Cr22 Cr21 Cr5 Cr
Other assets76 Cr83 Cr102 Cr50 Cr43 Cr30 Cr30 Cr32 Cr44 Cr27 Cr
Total assets231 Cr203 Cr175 Cr89 Cr72 Cr48 Cr43 Cr68 Cr73 Cr56 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity-39 Cr-37 Cr—-41 Cr-15 Cr9 Cr-10 Cr16 Cr8 Cr-7 Cr
Cash from investing-23 Cr43 Cr—34 Cr15 Cr-2 Cr6 Cr-0.29 Cr-8 Cr-10 Cr
Cash from financing-3 Cr-0.04 Cr—-3 Cr-0.51 Cr-8 Cr0.23 Cr0.0043 Cr-0.38 Cr-0.50 Cr
Net cash flow-64 Cr7 Cr—-9 Cr-0.78 Cr-1 Cr-3 Cr16 Cr0.07 Cr-17 Cr
Free cash flow (OCF − Capex)-48 Cr-40 Cr—-47 Cr-15 Cr9 Cr-10 Cr11 Cr0.06 Cr-16 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %-12.1%-20.2%-20.5%-54.1%-36.7%-30.4%-27.6%37.8%16.6%-88.5%
ROE %-7.6%-13.7%-16.1%-91.6%-35.2%-38.1%-26.5%37.1%14.9%-91.5%
Debtor days6758343510551116930122
Inventory days——00000000
Days payable395425220193018823
Cash conversion cycle28491210532-205022100
OCF / EBITDA %———————84.5%59.9%—
OCF / EBITDA % (3 years)———————n.m.52.7%177.4%
Debt / equity0.00590.000.000.000.00140.000.000.000.000.00
Current ratio——9.067.6014.454.663.193.344.832.38
Net debt / EBITDA———————-1.18-1.57—