Repco Home Finance Limited
Repco Home Finance Limited (REPCOHOME) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Housing Finance Company
repcohome.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
Stock price
₹355.75
Market cap
2,226 Cr
Stock P/E
4.6
P/B
0.55
Dividend yield
2.4%
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023BSE balance sheet (this exchange's own filing had none for this period) | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024BSE balance sheet (this exchange's own filing had none for this period) | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 170 Cr | 163 Cr | 163 Cr | 168 Cr | 166 Cr | 178 Cr | 171 Cr | 182 Cr | 189 Cr | 196 Cr | 197 Cr | 206 Cr |
| Other income | 4 Cr | 6 Cr | 5 Cr | 8 Cr | 9 Cr | 9 Cr | 9 Cr | 5 Cr | 0.61 Cr | 0.20 Cr | 0.65 Cr | 0.20 Cr |
| Net operating income | 173 Cr | 169 Cr | 167 Cr | 176 Cr | 174 Cr | 188 Cr | 180 Cr | 187 Cr | 190 Cr | 197 Cr | 198 Cr | 206 Cr |
| Employee cost | 25 Cr | 24 Cr | 29 Cr | 29 Cr | 28 Cr | 29 Cr | 34 Cr | 28 Cr | 34 Cr | 42 Cr | 44 Cr | 34 Cr |
| Other expenses | 13 Cr | 12 Cr | 14 Cr | 12 Cr | 14 Cr | 16 Cr | 18 Cr | 17 Cr | 18 Cr | 22 Cr | 16 Cr | 15 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 4 Cr | 5 Cr | 6 Cr | 4 Cr | 9 Cr | 9 Cr | 7 Cr | 8 Cr | 8 Cr | 10 Cr | 10 Cr | 10 Cr |
| Profit before tax | 137 Cr | 139 Cr | 144 Cr | 144 Cr | 155 Cr | 151 Cr | 160 Cr | 154 Cr | 145 Cr | 156 Cr | 154 Cr | 155 Cr |
| Tax % | 24.9% | 25.0% | 21.2% | 21.7% | 25.9% | 24.9% | 24.5% | 25.0% | 24.5% | 25.8% | 12.4% | 21.6% |
| Net profit | 103 Cr | 104 Cr | 114 Cr | 113 Cr | 115 Cr | 113 Cr | 121 Cr | 115 Cr | 110 Cr | 115 Cr | 135 Cr | 122 Cr |
| EPS (₹) | ₹16.49 | ₹16.63 | ₹18.18 | ₹17.99 | ₹18.40 | ₹18.09 | ₹19.29 | ₹18.40 | ₹17.53 | ₹18.45 | ₹21.61 | ₹19.44 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | 492 Cr | 545 Cr | 568 Cr | 556 Cr | 650 Cr | 682 Cr | 766 Cr | Sign in for TTM |
| Other income | 6 Cr | 6 Cr | 19 Cr | 16 Cr | 15 Cr | 16 Cr | 36 Cr | 2 Cr | Sign in for TTM |
| Net operating income | 6 Cr | 498 Cr | 563 Cr | 585 Cr | 571 Cr | 667 Cr | 718 Cr | 768 Cr | Sign in for TTM |
| Employee cost | 59 Cr | 66 Cr | 71 Cr | 79 Cr | 88 Cr | 102 Cr | 120 Cr | 149 Cr | Sign in for TTM |
| Other expenses | 52 Cr | 87 Cr | 30 Cr | 33 Cr | 43 Cr | 51 Cr | 60 Cr | 74 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 5 Cr | 13 Cr | 13 Cr | 13 Cr | 15 Cr | 18 Cr | 29 Cr | 36 Cr | Sign in for TTM |
| Profit before tax | 374 Cr | 378 Cr | 402 Cr | 262 Cr | 421 Cr | 546 Cr | 610 Cr | 609 Cr | Sign in for TTM |
| Tax % | 33.4% | 21.1% | 25.4% | 25.9% | 24.9% | 23.8% | 24.3% | 21.9% | Sign in for TTM |
| Net profit | 249 Cr | 298 Cr | 300 Cr | 194 Cr | 316 Cr | 416 Cr | 461 Cr | 475 Cr | Sign in for TTM |
| EPS (₹) | ₹39.81 | ₹47.66 | ₹47.99 | ₹31.03 | ₹50.56 | ₹66.55 | ₹73.76 | ₹75.99 | Sign in for TTM |
| Dividend payout % | — | — | — | 8.1% | 4.9% | 4.1% | 4.1% | 11.2% | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 63 Cr | 63 Cr | 63 Cr | 63 Cr | 63 Cr | 63 Cr | 63 Cr | 63 Cr |
| Reserves | 1,495 Cr | 1,767 Cr | 2,050 Cr | 2,227 Cr | 2,527 Cr | 2,923 Cr | 3,364 Cr | 3,978 Cr |
| Borrowings | — | 10,109 Cr | 10,197 Cr | 9,692 Cr | 9,924 Cr | 10,701 Cr | 11,139 Cr | 12,206 Cr |
| Other liabilities | — | 98 Cr | 109 Cr | 70 Cr | 83 Cr | 110 Cr | 150 Cr | 198 Cr |
| Total liabilities | — | 12,037 Cr | 12,420 Cr | 12,052 Cr | 12,596 Cr | 13,797 Cr | 14,716 Cr | 16,444 Cr |
| Fixed assets (net) | — | 14 Cr | 12 Cr | 15 Cr | 16 Cr | 21 Cr | 25 Cr | 27 Cr |
| CWIP | — | — | — | 0.35 Cr | 4 Cr | 4 Cr | 3 Cr | 5 Cr |
| Investments | — | 65 Cr | 76 Cr | 86 Cr | 105 Cr | 123 Cr | 325 Cr | 272 Cr |
| Loans & advances | — | 11,588 Cr | 11,836 Cr | 11,292 Cr | 11,962 Cr | 13,037 Cr | 14,109 Cr | 15,600 Cr |
| Cash & bank | — | 324 Cr | 455 Cr | 608 Cr | 351 Cr | 408 Cr | 136 Cr | 287 Cr |
| Other assets | — | 46 Cr | 41 Cr | 51 Cr | 159 Cr | 203 Cr | 118 Cr | 252 Cr |
| Total assets | — | 12,037 Cr | 12,420 Cr | 12,052 Cr | 12,596 Cr | 13,797 Cr | 14,716 Cr | 16,444 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | 1,379 Cr | 336 Cr | 157 Cr | -610 Cr | -896 Cr |
| Cash from investing | — | — | — | -8 Cr | 160 Cr | -109 Cr | -10 Cr | 59 Cr |
| Cash from financing | — | — | — | -1,219 Cr | -494 Cr | -94 Cr | 408 Cr | 988 Cr |
| Net cash flow | — | — | — | 153 Cr | 2 Cr | -46 Cr | -212 Cr | 151 Cr |
| Free cash flow (OCF − Capex) | — | — | — | 1,369 Cr | 328 Cr | 133 Cr | -633 Cr | -923 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 70.3% | 65.7% | 57.3% | 41.6% | 9.0% | 10.2% | 10.8% | 9.8% |
| ROE % | 16.0% | 0.0% | 14.2% | 8.5% | 12.2% | 0.0% | 0.0% | 11.8% |
| Debtor days | — | — | — | 0 | — | — | — | — |
| Inventory days | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt / equity | 0.06 | 0.06 | 0.05 | 0.05 | 3.83 | 3.58 | 3.25 | 3.02 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 8.69 | 7.50 | 7.13 | 7.45 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
Compare with peers
Loading peers…