RBLBANK

RBL Bank Limited

Private sector bank offering corporate, retail and treasury services

Financial Services›Financial Services›Banks›Private Sector Bank

rbl.bank.in(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹378.25
Market cap
58,691 Cr
Stock P/E
48.7
P/B
1.35
Dividend yield
0.1%
ROE (FY26)
5.3%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

RBL Bank is an Indian private-sector bank that takes deposits from and lends to individuals, small and medium businesses and large corporates, and has been controlled by UAE-based Emirates NBD Bank since June 2026.

Company snapshot

9thBy market cap

Ranked among 20 companies in Private Sector Bank.

Segment mix

Reportable segments as of 2024-12-31 (Standalone). Revenue share = segment revenue ÷ total revenue.

Largest segment: 89.9% of revenue

SegmentRevenue shareRevenuePBTAssets
Capital and Reserves—0 Cr0 Cr0 Cr
Corporate / Wholesale Banking
37.5%
1,727 Cr92 Cr40,007 Cr
Other Banking Operations
1.0%
45 Cr45 Cr13 Cr
Retail Banking
89.9%
4,145 Cr-521 Cr52,341 Cr
Treasury
56.6%
2,609 Cr192 Cr46,102 Cr

Shares add up to 185% because segment revenues are before inter-segment eliminations.

What we see

Positives
  • ✓Cash flow from operations is higher than reported profit — earnings quality looks solid.

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricDec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026Sept 2026
Net Interest Income1,547 Cr1,600 Cr1,701 Cr1,615 Cr1,585 Cr1,564 Cr1,481 Cr1,552 Cr1,658 Cr1,672 Cr1,655 Cr2,131 Cr
Other income777 Cr876 Cr775 Cr928 Cr1,074 Cr1,001 Cr1,071 Cr934 Cr1,052 Cr1,070 Cr922 Cr1,080 Cr
Net operating income2,324 Cr2,476 Cr2,476 Cr2,543 Cr2,659 Cr2,565 Cr2,552 Cr2,485 Cr2,709 Cr2,743 Cr2,577 Cr3,211 Cr
Employee cost489 Cr477 Cr469 Cr567 Cr569 Cr577 Cr600 Cr606 Cr622 Cr605 Cr630 Cr671 Cr
Other expenses1,057 Cr1,099 Cr1,165 Cr1,053 Cr1,079 Cr1,110 Cr1,232 Cr1,135 Cr1,159 Cr1,165 Cr1,038 Cr1,123 Cr
Provisions & contingencies458 Cr414 Cr366 Cr618 Cr1,189 Cr785 Cr442 Cr500 Cr639 Cr678 Cr599 Cr767 Cr
Depreciation————————————
Profit before tax320 Cr486 Cr475 Cr304 Cr-177 Cr93 Cr277 Cr245 Cr289 Cr294 Cr310 Cr650 Cr
Tax %23.4%25.0%26.2%23.9%126.7%6.8%22.8%21.5%21.2%16.9%24.4%23.3%
Net profit245 Cr364 Cr351 Cr232 Cr47 Cr87 Cr214 Cr192 Cr228 Cr244 Cr234 Cr498 Cr
EPS (₹)₹4.07₹6.03₹5.79₹3.82₹0.78₹1.43₹3.52₹3.15₹3.71₹3.96₹3.12₹3.22

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income1,221 Cr1,821 Cr2,541 Cr3,894 Cr4,136 Cr4,297 Cr4,871 Cr6,044 Cr6,465 Cr6,362 CrSign in free for the trailing twelve months
Other income755 Cr1,069 Cr1,441 Cr1,918 Cr2,048 Cr2,352 Cr2,507 Cr3,060 Cr3,778 Cr4,127 CrSign in free for the trailing twelve months
Net operating income1,977 Cr2,889 Cr3,982 Cr5,812 Cr6,185 Cr6,648 Cr7,378 Cr9,104 Cr10,243 Cr10,489 CrSign in free for the trailing twelve months
Employee cost——752 Cr968 Cr1,122 Cr1,310 Cr1,653 Cr1,856 Cr2,182 Cr2,432 CrSign in free for the trailing twelve months
Other expenses——1,292 Cr2,098 Cr1,949 Cr2,684 Cr3,481 Cr4,121 Cr4,407 Cr4,692 CrSign in free for the trailing twelve months
Provisions & contingencies——641 Cr1,999 Cr2,402 Cr2,860 Cr1,022 Cr1,778 Cr2,959 Cr2,260 CrSign in free for the trailing twelve months
Depreciation——————————Sign in free for the trailing twelve months
Profit before tax——1,298 Cr747 Cr712 Cr-206 Cr1,221 Cr1,349 Cr696 Cr1,106 CrSign in free for the trailing twelve months
Tax %——33.6%33.1%25.6%19.5%24.7%6.6%-3.1%20.5%Sign in free for the trailing twelve months
Net profit447 Cr633 Cr861 Cr500 Cr529 Cr-166 Cr920 Cr1,260 Cr717 Cr879 CrSign in free for the trailing twelve months
EPS (₹)₹12.61₹15.70₹20.25₹11.04₹9.75₹-2.77₹15.34₹20.94₹11.81₹14.34Sign in free for the trailing twelve months
Dividend payout %————0.0%—0.0%7.1%12.7%7.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital375 Cr420 Cr427 Cr509 Cr598 Cr600 Cr600 Cr605 Cr608 Cr618 Cr
Reserves3,961 Cr6,261 Cr7,108 Cr10,056 Cr12,068 Cr11,931 Cr12,926 Cr14,232 Cr15,061 Cr16,106 Cr
Borrowings7,980 Cr9,261 Cr11,832 Cr17,007 Cr11,226 Cr11,098 Cr13,332 Cr14,185 Cr13,735 Cr16,796 Cr
Other liabilities36,359 Cr45,935 Cr61,031 Cr61,412 Cr76,726 Cr82,534 Cr88,948 Cr1,09,432 Cr1,17,368 Cr1,47,227 Cr
Total liabilities48,676 Cr61,877 Cr80,398 Cr88,983 Cr1,00,619 Cr1,06,163 Cr1,15,806 Cr1,38,454 Cr1,46,772 Cr1,80,747 Cr
Fixed assets (net)259 Cr340 Cr416 Cr492 Cr495 Cr578 Cr598 Cr558 Cr604 Cr582 Cr
CWIP——————————
Investments13,482 Cr15,397 Cr16,745 Cr18,055 Cr23,085 Cr22,129 Cr28,730 Cr29,478 Cr32,103 Cr32,059 Cr
Loans & advances29,449 Cr40,268 Cr54,308 Cr58,006 Cr58,623 Cr60,005 Cr70,186 Cr83,987 Cr92,618 Cr1,14,232 Cr
Cash & bank2,948 Cr2,589 Cr4,840 Cr6,416 Cr6,705 Cr13,111 Cr6,238 Cr12,071 Cr10,965 Cr14,012 Cr
Other assets2,537 Cr3,283 Cr4,089 Cr6,015 Cr11,711 Cr10,339 Cr10,052 Cr12,361 Cr10,482 Cr19,863 Cr
Total assets48,676 Cr61,877 Cr80,398 Cr88,983 Cr1,00,619 Cr1,06,163 Cr1,15,806 Cr1,38,454 Cr1,46,772 Cr1,80,747 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity3,434 Cr-2,556 Cr78 Cr-5,173 Cr7,631 Cr6,449 Cr-11,031 Cr4,955 Cr-824 Cr7,612 Cr
Cash from investing-142 Cr-165 Cr-202 Cr-223 Cr-174 Cr-264 Cr-234 Cr-193 Cr-281 Cr-225 Cr
Cash from financing-1,656 Cr2,994 Cr2,567 Cr7,698 Cr-4,207 Cr-109 Cr2,235 Cr843 Cr-503 Cr3,160 Cr
Net cash flow1,635 Cr273 Cr2,443 Cr2,302 Cr3,251 Cr6,076 Cr-9,030 Cr5,604 Cr-1,608 Cr10,547 Cr
Free cash flow (OCF − Capex)3,289 Cr-2,723 Cr-126 Cr-5,399 Cr7,452 Cr6,178 Cr-11,276 Cr4,751 Cr-1,112 Cr7,378 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %10.3%9.5%11.4%4.7%4.2%-1.3%6.8%8.5%4.6%5.3%

Regulatory ratios (standalone basis)

RBI ratios for the bank itself (standalone filing), on both views.

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA——755 Cr2,137 Cr2,602 Cr2,728 Cr2,420 Cr2,271 Cr2,465 Cr1,675 Cr
Gross NPA %1.2%1.4%1.4%3.6%4.3%4.4%3.4%2.6%2.6%1.5%
Net NPA——373 Cr1,189 Cr1,241 Cr807 Cr773 Cr619 Cr271 Cr443 Cr
Net NPA %0.6%0.8%0.7%2.1%2.1%1.3%1.1%0.7%0.3%0.4%
CET1 %11.4%13.6%12.1%16.4%16.6%16.8%16.9%16.2%14.1%12.8%
Additional Tier 1 %0.0%0.0%13.5%15.3%0.9%0.0%0.0%0.0%0.0%0.0%
ROA %1.1%1.2%1.3%0.6%0.5%-0.1%0.8%1.0%0.5%0.5%