Poonawalla Fincorp Limited
Poonawalla Fincorp Limited (POONAWALLA) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
poonawallafincorp.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-04
Stock price
₹468.45
Market cap
40,605 Cr
Stock P/E
47.1
P/B
3.66
Dividend yield
0.8%
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 475 Cr | 491 Cr | 563 Cr | 576 Cr | 559 Cr | 614 Cr | 610 Cr | 639 Cr | 764 Cr | 921 Cr | 1,050 Cr | 1,197 Cr |
| Other income | 7 Cr | 11 Cr | 7 Cr | 18 Cr | 8 Cr | 0.14 Cr | 7 Cr | 0.04 Cr | 0.47 Cr | 0.06 Cr | 5 Cr | 0 Cr |
| Net operating income | 482 Cr | 502 Cr | 569 Cr | 594 Cr | 567 Cr | 614 Cr | 617 Cr | 639 Cr | 765 Cr | 921 Cr | 1,054 Cr | 1,197 Cr |
| Employee cost | 109 Cr | 113 Cr | 117 Cr | 102 Cr | 212 Cr | 148 Cr | 173 Cr | 213 Cr | 256 Cr | 285 Cr | 263 Cr | 294 Cr |
| Other expenses | 69 Cr | 72 Cr | 100 Cr | 125 Cr | 133 Cr | 127 Cr | 190 Cr | 208 Cr | 240 Cr | 243 Cr | 293 Cr | 306 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 15 Cr | 15 Cr | 14 Cr | 15 Cr | 16 Cr | 15 Cr | 20 Cr | 22 Cr | 22 Cr | 24 Cr | 26 Cr | 30 Cr |
| Profit before tax | 1,132 Cr | 357 Cr | 385 Cr | 390 Cr | -630 Cr | 25 Cr | 80 Cr | 83 Cr | 99 Cr | 200 Cr | 341 Cr | 411 Cr |
| Tax % | 23.8% | 25.7% | 13.9% | 25.2% | 25.3% | 25.6% | 22.3% | 25.0% | 25.0% | 25.0% | 25.3% | 25.2% |
| Net profit | 860 Cr | 265 Cr | 332 Cr | 292 Cr | -471 Cr | 19 Cr | 62 Cr | 63 Cr | 74 Cr | 150 Cr | 255 Cr | 308 Cr |
| EPS (₹) | ₹11.20 | ₹3.45 | ₹4.31 | ₹3.79 | ₹-6.10 | ₹0.24 | ₹0.81 | ₹0.81 | ₹0.95 | ₹1.86 | ₹3.15 | ₹3.55 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1,128 Cr | 1,031 Cr | 1,065 Cr | 1,194 Cr | 1,220 Cr | 1,949 Cr | 2,359 Cr | 3,374 Cr | Sign in for TTM |
| Other income | 59 Cr | 49 Cr | 34 Cr | 37 Cr | 70 Cr | 38 Cr | 33 Cr | 5 Cr | Sign in for TTM |
| Net operating income | 1,186 Cr | 1,080 Cr | 1,099 Cr | 1,231 Cr | 1,290 Cr | 1,988 Cr | 2,392 Cr | 3,380 Cr | Sign in for TTM |
| Employee cost | 437 Cr | 448 Cr | 382 Cr | 519 Cr | 515 Cr | 444 Cr | 636 Cr | 1,018 Cr | Sign in for TTM |
| Other expenses | 197 Cr | 173 Cr | 121 Cr | 178 Cr | 227 Cr | 304 Cr | 576 Cr | 984 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 50 Cr | 75 Cr | 56 Cr | 55 Cr | 61 Cr | 59 Cr | 65 Cr | 94 Cr | Sign in for TTM |
| Profit before tax | 442 Cr | 82 Cr | -749 Cr | 492 Cr | 905 Cr | 2,176 Cr | -135 Cr | 724 Cr | Sign in for TTM |
| Tax % | 31.3% | 66.9% | 25.3% | 23.6% | 20.0% | 22.2% | 27.4% | 25.1% | Sign in for TTM |
| Net profit | 304 Cr | 27 Cr | -559 Cr | 375 Cr | 685 Cr | 1,683 Cr | -98 Cr | 542 Cr | Sign in for TTM |
| EPS (₹) | ₹11.33 | ₹1.00 | ₹-20.74 | ₹5.23 | ₹8.95 | ₹21.89 | ₹-1.27 | ₹6.84 | Sign in for TTM |
| Dividend payout % | — | — | — | 0.0% | 4.5% | 18.3% | — | 0.0% | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 54 Cr | 54 Cr | 54 Cr | 153 Cr | 154 Cr | 154 Cr | 155 Cr | 162 Cr |
| Reserves | 2,690 Cr | 2,694 Cr | 2,140 Cr | 5,905 Cr | 6,708 Cr | 8,013 Cr | 8,020 Cr | 10,187 Cr |
| Borrowings | 13,133 Cr | 11,987 Cr | 10,433 Cr | 9,909 Cr | 11,120 Cr | 15,080 Cr | 25,881 Cr | 48,098 Cr |
| Other liabilities | 912 Cr | 504 Cr | 585 Cr | 476 Cr | 5,228 Cr | 840 Cr | 975 Cr | 1,825 Cr |
| Total liabilities | 16,789 Cr | 15,240 Cr | 13,212 Cr | 16,443 Cr | 23,221 Cr | 24,087 Cr | 35,030 Cr | 60,272 Cr |
| Fixed assets (net) | 159 Cr | 156 Cr | 125 Cr | 123 Cr | 118 Cr | 60 Cr | 55 Cr | 97 Cr |
| CWIP | 3 Cr | 0 Cr | 0.18 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr | 0 Cr |
| Investments | 141 Cr | 151 Cr | 177 Cr | 0.08 Cr | 311 Cr | 878 Cr | 1,342 Cr | 2,491 Cr |
| Loans & advances | 15,007 Cr | 13,546 Cr | 11,361 Cr | 14,851 Cr | 15,219 Cr | 22,046 Cr | 32,695 Cr | 55,951 Cr |
| Trade receivables | 9 Cr | 8 Cr | 10 Cr | 10 Cr | 19 Cr | 22 Cr | 18 Cr | 38 Cr |
| Cash & bank | 571 Cr | 206 Cr | 358 Cr | 355 Cr | 601 Cr | 255 Cr | 25 Cr | 286 Cr |
| Other assets | 900 Cr | 1,173 Cr | 1,180 Cr | 1,104 Cr | 6,953 Cr | 825 Cr | 895 Cr | 1,408 Cr |
| Total assets | 16,789 Cr | 15,240 Cr | 13,212 Cr | 16,443 Cr | 23,221 Cr | 24,087 Cr | 35,030 Cr | 60,272 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -3,049 Cr | -5,237 Cr | -7,556 Cr | -10,569 Cr | -21,786 Cr |
| Cash from investing | — | — | — | 143 Cr | -110 Cr | 2,969 Cr | -482 Cr | -1,340 Cr |
| Cash from financing | — | — | — | 2,903 Cr | 5,748 Cr | 4,331 Cr | 10,821 Cr | 23,387 Cr |
| Net cash flow | — | — | — | -3 Cr | 401 Cr | -256 Cr | -231 Cr | 261 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -3,112 Cr | -5,318 Cr | -7,574 Cr | -10,613 Cr | -21,893 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 9.9% | 50.1% | 16.0% | 19.9% | 8.3% | 13.4% | 4.1% | 6.0% |
| ROE % | 11.1% | 1.0% | -25.4% | 6.2% | 10.0% | 20.2% | 0.0% | 5.2% |
| Debtor days | 1 | 1 | 2 | 2 | 4 | 3 | 2 | 2 |
| Inventory days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | 1 | 1 | 2 | 2 | 4 | 3 | 2 | 2 |
| Debt / equity | 4.79 | 0.00 | 0.00 | 0.02 | 1.62 | 1.85 | 3.17 | 4.65 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 8.08 | 0.00 | 0.00 | 0.00 | 7.90 | 6.48 | 18.32 | 13.36 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
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