PIRAMALFIN
Piramal Finance Limited
Piramal group's lender, built on the DHFL acquisition — branch-led retail and wholesale
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
piramalfinance.com(opens the company website in a new tab)Key metrics
Price as of 2026-10-19
Full years shown; sign in free for the trailing twelve months. Learn about these metrics →
Price & valuation
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What you need to know
Piramal Finance is a non-banking lender that gives home loans, loans against property, unsecured retail loans and wholesale loans to real estate and mid-market borrowers, with assets under management (AUM) of ₹106,940 crore at the end of June 2026.
Company snapshot
10thBy market cap
Ranked among 58 companies in Non Banking Financial Company (NBFC).
What we see
- ✗Operating cash flow is negative even though the company shows a profit — the business may not be generating real cash yet.
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 |
|---|---|---|---|---|---|
| Net Interest Income | 1,018 Cr | 1,084 Cr | 1,241 Cr | 1,352 Cr | 1,428 Cr |
| Other income | 29 Cr | 57 Cr | 42 Cr | 61 Cr | 58 Cr |
| Net operating income | 1,047 Cr | 1,141 Cr | 1,283 Cr | 1,413 Cr | 1,486 Cr |
| Employee cost | 454 Cr | 477 Cr | 430 Cr | 504 Cr | 520 Cr |
| Other expenses | 301 Cr | 287 Cr | 377 Cr | 329 Cr | 343 Cr |
| Provisions & contingencies | — | — | — | — | — |
| Depreciation | 144 Cr | 57 Cr | 645 Cr | 56 Cr | 58 Cr |
| Profit before tax | 249 Cr | 328 Cr | 505 Cr | 443 Cr | 580 Cr |
| Tax % | -31.1% | -22.3% | 0.6% | -4.1% | 6.0% |
| Net profit | 327 Cr | 401 Cr | 502 Cr | 461 Cr | 545 Cr |
| EPS (₹) | ₹14.43 | ₹17.69 | ₹22.14 | ₹20.38 | ₹23.68 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2026 | TTM |
|---|---|---|
| Net Interest Income | 4,245 Cr | Sign in free for the trailing twelve months |
| Other income | 179 Cr | Sign in free for the trailing twelve months |
| Net operating income | 4,424 Cr | Sign in free for the trailing twelve months |
| Employee cost | 1,811 Cr | Sign in free for the trailing twelve months |
| Other expenses | 1,269 Cr | Sign in free for the trailing twelve months |
| Provisions & contingencies | — | Sign in free for the trailing twelve months |
| Depreciation | 903 Cr | Sign in free for the trailing twelve months |
| Profit before tax | 1,383 Cr | Sign in free for the trailing twelve months |
| Tax % | -8.9% | Sign in free for the trailing twelve months |
| Net profit | 1,506 Cr | Sign in free for the trailing twelve months |
| EPS (₹) | ₹66.49 | Sign in free for the trailing twelve months |
| Dividend payout % | 16.6% | Sign in free for the trailing twelve months |
The latest four quarters added up, next to each full year
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2026 |
|---|---|
| Equity capital | 45 Cr |
| Reserves | 28,103 Cr |
| Borrowings | 79,989 Cr |
| Other liabilities | 2,366 Cr |
| Total liabilities | 1,10,546 Cr |
| Fixed assets (net) | 169 Cr |
| CWIP | 0 Cr |
| Investments | 11,646 Cr |
| Loans & advances | 84,838 Cr |
| Trade receivables | 13 Cr |
| Cash & bank | 4,123 Cr |
| Other assets | 9,758 Cr |
| Total assets | 1,10,546 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2026 |
|---|---|
| Cash from operating activity | -15,892 Cr |
| Cash from investing | 2,631 Cr |
| Cash from financing | 12,393 Cr |
| Net cash flow | -869 Cr |
| Free cash flow (OCF − Capex) | -16,009 Cr |
Ratios
| Metric | Mar 2026 |
|---|---|
| ROE % | 5.3% |
| Debt / equity | 2.84 |