OFSS

Oracle Financial Services Software Limited

Oracle's banking-software arm — core banking, digital banking and lending systems

Information Technology›Information Technology›IT - Software›Software Products

oracle.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹10386.00
Market cap
90,420 Cr
Stock P/E
26.5
P/B
11.55
Dividend yield
3.8%
ROE (FY26)
33.7%
ROCE (FY26)
47.1%
Operating margin (FY26)
44.5%
Debt / equity (FY26)
0.00
OCF / EBITDA (FY26)
75.9%
OCF / EBITDA (3Y)
71.0%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

OFSS (Oracle Financial Services Software) sells banking software and related services to banks and other financial institutions around the world, and is part of the Oracle group.

Company snapshot

1stBy market cap

Ranked among 14 companies in Software Products.

Segment mix

Reportable segments as of 2024-09-30 (Consolidated). Revenue share = segment revenue ÷ total revenue.

Largest segment: 90.7% of revenue

SegmentRevenue shareRevenuePBTAssets
IT solutions and consulting services
9.3%
156 Cr46 Cr164 Cr
Product licenses and related activities
90.7%
1,518 Cr728 Cr2,630 Cr

What we see

Positives
  • ✓Net margin of 34.4% — the business keeps a healthy share of every rupee it earns.
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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Sales1,444 Cr1,824 Cr1,642 Cr1,741 Cr1,674 Cr1,715 Cr1,716 Cr1,852 Cr1,789 Cr1,966 Cr2,065 Cr3,125 Cr
Operating expenses (approx.)886 Cr955 Cr908 Cr894 Cr923 Cr1,001 Cr952 Cr1,006 Cr1,034 Cr1,146 Cr1,009 Cr1,249 Cr
EBITDA558 Cr869 Cr734 Cr847 Cr751 Cr714 Cr765 Cr846 Cr755 Cr820 Cr1,056 Cr1,877 Cr
OPM %38.6%47.6%44.7%48.6%44.8%41.6%44.6%45.7%42.2%41.7%51.1%60.0%
Other income65 Cr94 Cr83 Cr48 Cr105 Cr70 Cr82 Cr73 Cr66 Cr61 Cr71 Cr78 Cr
Interest8 Cr9 Cr14 Cr5 Cr8 Cr-3 Cr-9 Cr-4 Cr8 Cr7 Cr-8 Cr0.70 Cr
Depreciation19 Cr19 Cr18 Cr18 Cr18 Cr17 Cr17 Cr18 Cr17 Cr16 Cr15 Cr15 Cr
Profit before tax596 Cr934 Cr785 Cr873 Cr829 Cr770 Cr839 Cr905 Cr797 Cr857 Cr1,120 Cr1,939 Cr
Tax %30.0%20.7%28.7%29.4%30.3%29.7%23.3%29.1%31.5%28.9%24.9%27.0%
Net profit417 Cr741 Cr560 Cr617 Cr578 Cr541 Cr644 Cr642 Cr546 Cr610 Cr842 Cr1,416 Cr
EPS (₹)₹48.25₹85.53₹64.64₹71.13₹66.61₹62.37₹74.15₹73.88₹62.84₹70.08₹96.72₹162.59

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales4,427 Cr4,527 Cr4,959 Cr4,861 Cr4,984 Cr5,221 Cr5,698 Cr6,373 Cr6,847 Cr7,672 CrSign in free for the trailing twelve months
Operating expenses (approx.)2,756 Cr2,716 Cr2,814 Cr2,633 Cr2,515 Cr2,723 Cr3,227 Cr3,590 Cr3,771 Cr4,195 CrSign in free for the trailing twelve months
EBITDA1,671 Cr1,811 Cr2,145 Cr2,229 Cr2,469 Cr2,499 Cr2,471 Cr2,783 Cr3,076 Cr3,477 CrSign in free for the trailing twelve months
OPM %37.7%40.0%43.2%45.8%49.5%47.9%43.4%43.7%44.9%45.3%Sign in free for the trailing twelve months
Other income156 Cr91 Cr176 Cr177 Cr132 Cr134 Cr192 Cr342 Cr304 Cr271 CrSign in free for the trailing twelve months
Interest—0 Cr0 Cr47 Cr19 Cr12 Cr13 Cr28 Cr0.50 Cr3 CrSign in free for the trailing twelve months
Depreciation70 Cr61 Cr54 Cr106 Cr104 Cr93 Cr81 Cr74 Cr69 Cr65 CrSign in free for the trailing twelve months
Profit before tax1,757 Cr1,840 Cr2,267 Cr2,252 Cr2,477 Cr2,528 Cr2,570 Cr3,022 Cr3,311 Cr3,680 CrSign in free for the trailing twelve months
Tax %32.5%32.8%38.9%35.1%28.9%25.3%29.7%26.6%28.1%28.3%Sign in free for the trailing twelve months
Net profit1,185 Cr1,237 Cr1,386 Cr1,462 Cr1,762 Cr1,889 Cr1,806 Cr2,219 Cr2,380 Cr2,639 CrSign in free for the trailing twelve months
EPS (₹)₹139.76₹145.22₹161.94₹170.38₹204.90₹219.19₹209.14₹256.39₹274.27₹303.54Sign in free for the trailing twelve months
Dividend payout %————87.8%91.4%90.9%87.7%87.4%130.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital42 Cr43 Cr43 Cr43 Cr43 Cr43 Cr43 Cr43 Cr43 Cr44 Cr
Reserves3,222 Cr4,665 Cr4,894 Cr6,527 Cr6,806 Cr7,057 Cr7,416 Cr7,816 Cr8,319 Cr7,783 Cr
Borrowings——————————
Other liabilities2,756 Cr1,226 Cr1,195 Cr1,452 Cr1,435 Cr1,635 Cr1,817 Cr2,077 Cr1,773 Cr2,107 Cr
Total liabilities6,021 Cr5,933 Cr6,131 Cr8,021 Cr8,284 Cr8,735 Cr9,276 Cr9,936 Cr10,135 Cr9,934 Cr
Fixed assets (net)251 Cr218 Cr245 Cr231 Cr192 Cr171 Cr166 Cr148 Cr132 Cr132 Cr
CWIP0.82 Cr3 Cr0.45 Cr0.05 Cr0.13 Cr4 Cr0.57 Cr3 Cr9 Cr16 Cr
Investments———10 Cr10 Cr10 Cr10 Cr10 Cr10 Cr10 Cr
Trade receivables718 Cr1,007 Cr947 Cr925 Cr803 Cr926 Cr1,083 Cr1,319 Cr1,184 Cr1,351 Cr
Cash & bank2,591 Cr806 Cr1,156 Cr1,332 Cr1,695 Cr1,680 Cr2,040 Cr3,483 Cr1,214 Cr1,488 Cr
Other assets2,460 Cr3,899 Cr3,782 Cr5,524 Cr5,584 Cr5,943 Cr5,975 Cr4,972 Cr7,586 Cr6,936 Cr
Total assets6,021 Cr5,933 Cr6,131 Cr8,021 Cr8,284 Cr8,735 Cr9,276 Cr9,936 Cr10,135 Cr9,934 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity1,121 Cr1,157 Cr1,380 Cr1,522 Cr1,920 Cr1,856 Cr1,758 Cr1,791 Cr2,199 Cr2,638 Cr
Cash from investing1,849 Cr-1,353 Cr221 Cr-1,384 Cr46 Cr-167 Cr137 Cr1,598 Cr-2,453 Cr936 Cr
Cash from financing-931 Cr-1,630 Cr-1,250 Cr-47 Cr-1,590 Cr-1,733 Cr-1,665 Cr-1,958 Cr-2,096 Cr-3,449 Cr
Net cash flow2,038 Cr-1,825 Cr351 Cr90 Cr363 Cr-15 Cr360 Cr1,443 Cr-2,269 Cr274 Cr
Free cash flow (OCF − Capex)1,060 Cr1,127 Cr1,303 Cr1,468 Cr1,901 Cr1,819 Cr1,720 Cr1,761 Cr2,164 Cr2,587 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %53.8%39.1%45.9%35.0%36.5%35.8%34.6%38.8%39.6%47.1%
ROE %36.3%26.3%28.1%22.3%25.7%26.6%24.2%28.2%28.5%33.7%
Debtor days59817069596569766364
Inventory days———0000000
Days payable1543332644
Cash conversion cycle58766567556267705960
OCF / EBITDA %67.1%63.9%64.3%68.3%77.8%74.3%71.2%64.4%71.5%75.9%
OCF / EBITDA % (3 years)——65.0%65.6%70.5%73.6%74.4%69.7%69.0%71.0%
Debt / equity——————0.00—0.000.00
Current ratio1.643.884.076.327.356.726.555.986.905.44
Net debt / EBITDA-1.55——-0.60-0.69-0.67-0.83-1.25-0.39-0.43