Muthoot Microfin Limited

Muthoot Microfin Limited (MUTHOOTMF) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial ServicesFinancial ServicesFinanceMicrofinance Institutions

muthootmicrofin.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-09-03

Stock price
₹206.89
Market cap
3,470 Cr
Stock P/E
12.5
P/B
1.22

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricMar 2025Jun 2025Sept 2025Dec 2025
Net Interest Income
Other income1 Cr0.44 Cr1 Cr0.24 Cr
Net operating income1 Cr0.44 Cr1 Cr0.24 Cr
Employee cost142 Cr152 Cr155 Cr148 Cr
Other expenses45 Cr42 Cr46 Cr43 Cr
Provisions & contingencies
Depreciation11 Cr11 Cr11 Cr10 Cr
Profit before tax-522 Cr6 Cr37 Cr69 Cr
Tax %23.1%-7.3%17.8%9.6%
Net profit-401 Cr6 Cr31 Cr62 Cr
EPS (₹)₹-23.54₹0.37₹1.82₹3.73

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2025TTM
Net Interest IncomeSign in for TTM
Other income3 CrSign in for TTM
Net operating income3 CrSign in for TTM
Employee cost534 CrSign in for TTM
Other expenses165 CrSign in for TTM
Provisions & contingenciesSign in for TTM
Depreciation43 CrSign in for TTM
Profit before tax-289 CrSign in for TTM
Tax %23.0%Sign in for TTM
Net profit-223 CrSign in for TTM
EPS (₹)₹-13.29Sign in for TTM
Dividend payout %Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2025
Equity capital168 Cr
Reserves2,465 Cr
Borrowings7,926 Cr
Other liabilities298 Cr
Total liabilities10,857 Cr
Fixed assets (net)77 Cr
CWIP0 Cr
Investments354 Cr
Loans & advances8,740 Cr
Trade receivables22 Cr
Cash & bank697 Cr
Other assets966 Cr
Total assets10,857 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2025
Cash from operating activity1,382 Cr
Cash from investing-128 Cr
Cash from financing-1,485 Cr
Net cash flow-230 Cr
Free cash flow (OCF − Capex)1,361 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2025
ROCE %6.1%
ROE %-8.5%
Debtor days3
Inventory days0
Days payable
Cash conversion cycle3
Debt / equity3.01
Current ratio
Net debt / EBITDA10.61

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2025
Gross NPA
Gross NPA %
Net NPA
Net NPA %
CET1 %
Additional Tier 1 %
Capital adequacy %
NIM %
ROA %

Compare with peers

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