Muthoot Finance Limited
Muthoot Finance Limited (MUTHOOTFIN) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
muthootfinance.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
Stock price
₹2926.50
Market cap
1,17,491 Cr
Stock P/E
10.3
P/B
2.95
Dividend yield
0.9%
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | — | — | — | — | — | — | — | — | — | — | — |
| Other income | 26 Cr | 23 Cr | 16 Cr | 19 Cr | 29 Cr | 32 Cr | 31 Cr | 35 Cr | 50 Cr | 52 Cr | 3 Cr | 23 Cr |
| Net operating income | 26 Cr | 23 Cr | 16 Cr | 19 Cr | 29 Cr | 32 Cr | 31 Cr | 35 Cr | 50 Cr | 52 Cr | 3 Cr | 23 Cr |
| Employee cost | 422 Cr | 437 Cr | 542 Cr | 518 Cr | 530 Cr | 580 Cr | 697 Cr | 696 Cr | 727 Cr | 785 Cr | 583 Cr | 738 Cr |
| Other expenses | 302 Cr | 329 Cr | 370 Cr | 334 Cr | 374 Cr | 398 Cr | 464 Cr | 414 Cr | 457 Cr | 456 Cr | 677 Cr | 548 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 22 Cr | 24 Cr | 27 Cr | 26 Cr | 25 Cr | 31 Cr | 35 Cr | 35 Cr | 38 Cr | 40 Cr | 24 Cr | 31 Cr |
| Profit before tax | 1,470 Cr | 1,534 Cr | 1,585 Cr | 1,646 Cr | 1,802 Cr | 1,886 Cr | 1,932 Cr | 2,654 Cr | 3,244 Cr | 3,822 Cr | 4,584 Cr | 3,797 Cr |
| Tax % | 25.5% | 25.4% | 25.4% | 27.3% | 26.7% | 26.2% | 25.3% | 25.6% | 25.7% | 26.1% | 25.9% | 25.6% |
| Net profit | 1,095 Cr | 1,145 Cr | 1,182 Cr | 1,196 Cr | 1,321 Cr | 1,392 Cr | 1,444 Cr | 1,974 Cr | 2,412 Cr | 2,823 Cr | 3,397 Cr | 2,825 Cr |
| EPS (₹) | ₹26.39 | ₹27.49 | ₹28.37 | ₹28.99 | ₹31.67 | ₹35.36 | ₹36.81 | ₹50.22 | ₹60.29 | ₹69.84 | ₹83.43 | ₹69.72 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | — | — | — | — | — | — | — | Sign in for TTM |
| Other income | 7 Cr | 23 Cr | 36 Cr | 53 Cr | 77 Cr | 101 Cr | 110 Cr | 54 Cr | Sign in for TTM |
| Net operating income | 7 Cr | 23 Cr | 36 Cr | 53 Cr | 77 Cr | 101 Cr | 110 Cr | 54 Cr | Sign in for TTM |
| Employee cost | 1,013 Cr | 1,208 Cr | 1,189 Cr | 1,239 Cr | 1,488 Cr | 1,828 Cr | 2,325 Cr | 2,791 Cr | Sign in for TTM |
| Other expenses | 741 Cr | 819 Cr | 823 Cr | 875 Cr | 1,035 Cr | 1,262 Cr | 1,570 Cr | 2,004 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 52 Cr | 59 Cr | 67 Cr | 70 Cr | 78 Cr | 92 Cr | 116 Cr | 137 Cr | Sign in for TTM |
| Profit before tax | 3,260 Cr | 4,260 Cr | 5,131 Cr | 5,410 Cr | 4,923 Cr | 5,997 Cr | 7,266 Cr | 14,305 Cr | Sign in for TTM |
| Tax % | 35.5% | 25.6% | 25.6% | 25.5% | 25.5% | 25.5% | 26.3% | 25.9% | Sign in for TTM |
| Net profit | 2,103 Cr | 3,169 Cr | 3,819 Cr | 4,031 Cr | 3,670 Cr | 4,468 Cr | 5,352 Cr | 10,607 Cr | Sign in for TTM |
| EPS (₹) | ₹51.92 | ₹78.30 | ₹94.84 | ₹100.10 | ₹89.99 | ₹107.72 | ₹132.84 | ₹263.79 | Sign in for TTM |
| Dividend payout % | — | — | — | 19.9% | 21.9% | 19.8% | 18.0% | 9.8% | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 401 Cr | 401 Cr | 401 Cr | 401 Cr | 401 Cr | 401 Cr | 401 Cr | 401 Cr |
| Reserves | 9,531 Cr | 11,428 Cr | 15,174 Cr | 18,384 Cr | 21,264 Cr | 24,706 Cr | 28,965 Cr | 38,729 Cr |
| Borrowings | 21,131 Cr | 40,935 Cr | 50,397 Cr | 54,329 Cr | 55,788 Cr | 68,261 Cr | 99,369 Cr | 1,51,787 Cr |
| Other liabilities | 10,530 Cr | 1,945 Cr | 2,485 Cr | 2,849 Cr | 2,208 Cr | 2,454 Cr | 3,498 Cr | 4,193 Cr |
| Total liabilities | 41,735 Cr | 54,882 Cr | 68,641 Cr | 76,316 Cr | 80,149 Cr | 96,469 Cr | 1,32,860 Cr | 1,95,754 Cr |
| Fixed assets (net) | 206 Cr | 259 Cr | 275 Cr | 296 Cr | 327 Cr | 426 Cr | 621 Cr | 655 Cr |
| CWIP | 23 Cr | 29 Cr | 38 Cr | 52 Cr | 67 Cr | 88 Cr | 13 Cr | 10 Cr |
| Investments | 227 Cr | 646 Cr | 822 Cr | 533 Cr | 554 Cr | 722 Cr | 2,413 Cr | 563 Cr |
| Loans & advances | 38,723 Cr | 47,068 Cr | 58,809 Cr | 64,528 Cr | 70,554 Cr | 88,187 Cr | 1,20,578 Cr | 1,78,857 Cr |
| Trade receivables | 22 Cr | 9 Cr | 10 Cr | 7 Cr | 10 Cr | 18 Cr | 12 Cr | 12 Cr |
| Cash & bank | 2,006 Cr | 5,835 Cr | 7,778 Cr | 10,036 Cr | 7,770 Cr | 6,037 Cr | 8,167 Cr | 12,614 Cr |
| Other assets | 530 Cr | 1,036 Cr | 910 Cr | 865 Cr | 866 Cr | 992 Cr | 1,056 Cr | 3,043 Cr |
| Total assets | 41,735 Cr | 54,882 Cr | 68,641 Cr | 76,316 Cr | 80,149 Cr | 96,469 Cr | 1,32,860 Cr | 1,95,754 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -1,373 Cr | -2,804 Cr | -13,754 Cr | -26,376 Cr | -47,393 Cr |
| Cash from investing | — | — | — | 422 Cr | 181 Cr | -47 Cr | 1,791 Cr | 2,458 Cr |
| Cash from financing | — | — | — | 3,222 Cr | 395 Cr | 11,958 Cr | 29,893 Cr | 49,320 Cr |
| Net cash flow | — | — | — | 2,260 Cr | -2,229 Cr | -1,841 Cr | 5,309 Cr | 4,388 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -1,470 Cr | -2,945 Cr | -13,976 Cr | -26,593 Cr | -47,545 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 58.4% | 62.8% | 59.3% | 13.2% | 11.7% | 12.2% | 11.3% | 13.2% |
| ROE % | 20.9% | 26.5% | 24.4% | 23.8% | 16.3% | 16.8% | 17.8% | 26.6% |
| Debtor days | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | 8 | — | — | — | — | — | — | — |
| Cash conversion cycle | -7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt / equity | 2.13 | 3.46 | 3.24 | 2.89 | 2.52 | 2.65 | 3.38 | 3.88 |
| Current ratio | 1.31 | — | — | — | — | — | — | — |
| Net debt / EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 5.26 | 5.45 | 6.21 | 5.48 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019BSE balance sheet (this exchange's own filing had none for this period) | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
Compare with peers
Loading peers…