MONEYBOXX

Moneyboxx Finance Limited

NBFC providing microfinance and small-ticket secured loans

Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)

moneyboxxfinance.com(opens the company website in a new tab)
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Key metrics

Price as of 2026-10-16

Stock price
₹50.25
Market cap
351 Cr
Stock P/E
268.8
P/B
1.18
ROE (FY26)
0.5%

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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What you need to know

Moneyboxx Finance is a non-banking finance company (NBFC) that lends to micro and small businesses in rural and semi-urban India through a branch network of over 150 branches in 12 states, and is shifting its book towards loans backed by collateral.

Company snapshot

47thBy market cap

Ranked among 58 companies in Non Banking Financial Company (NBFC).

What we see

Concerns
  • ✗Net margin is very thin at 0.6% — little room for error if costs rise.
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Statement tables · Standalone

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Standalone only

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income14 Cr16 Cr21 Cr25 Cr25 Cr27 Cr31 Cr30 Cr29 Cr27 Cr25 Cr24 Cr
Other income0.05 Cr0.07 Cr0.11 Cr0.07 Cr0.08 Cr0.08 Cr0.06 Cr0.09 Cr0.07 Cr0.10 Cr0.10 Cr0.10 Cr
Net operating income14 Cr16 Cr21 Cr25 Cr25 Cr27 Cr31 Cr30 Cr29 Cr27 Cr25 Cr24 Cr
Employee cost12 Cr13 Cr14 Cr16 Cr19 Cr20 Cr23 Cr22 Cr22 Cr22 Cr18 Cr21 Cr
Other expenses3 Cr4 Cr7 Cr4 Cr4 Cr4 Cr7 Cr5 Cr4 Cr4 Cr8 Cr5 Cr
Provisions & contingencies————————————
Depreciation0.71 Cr0.90 Cr1 Cr2 Cr2 Cr2 Cr2 Cr2 Cr2 Cr2 Cr3 Cr3 Cr
Profit before tax2 Cr3 Cr4 Cr4 Cr2 Cr0.24 Cr-4 Cr0.43 Cr0.31 Cr0.44 Cr0.47 Cr0.24 Cr
Tax %18.2%25.1%6.9%3.9%3.8%14.8%-36.6%43.9%11.0%19.8%-0.5%14.6%
Net profit1 Cr2 Cr4 Cr4 Cr2 Cr0.20 Cr-5 Cr0.24 Cr0.28 Cr0.35 Cr0.47 Cr0.21 Cr
EPS (₹)₹0.55₹0.77₹1.49₹1.41₹0.66₹0.06₹-1.62₹0.07₹0.09₹0.05₹0.07₹0.03

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income——3 Cr7 Cr12 Cr27 Cr65 Cr107 Cr111 CrSign in free for the trailing twelve months
Other income0.0051 Cr0.0085 Cr0.37 Cr0.04 Cr0.71 Cr0.03 Cr0.27 Cr0.28 Cr0.36 CrSign in free for the trailing twelve months
Net operating income0.0051 Cr0.0085 Cr3 Cr7 Cr13 Cr27 Cr65 Cr108 Cr111 CrSign in free for the trailing twelve months
Employee cost0.40 Cr0.67 Cr4 Cr8 Cr13 Cr26 Cr47 Cr78 Cr85 CrSign in free for the trailing twelve months
Other expenses0.30 Cr0.22 Cr2 Cr2 Cr4 Cr8 Cr17 Cr19 Cr21 CrSign in free for the trailing twelve months
Provisions & contingencies—————————Sign in free for the trailing twelve months
Depreciation0.07 Cr0.07 Cr0.54 Cr0.81 Cr0.94 Cr2 Cr3 Cr8 Cr10 CrSign in free for the trailing twelve months
Profit before tax-0.10 Cr-0.24 Cr-3 Cr-4 Cr-7 Cr-10 Cr11 Cr3 Cr2 CrSign in free for the trailing twelve months
Tax %-3.8%0.1%-4.1%23.5%43.0%31.6%13.4%57.8%18.7%Sign in free for the trailing twelve months
Net profit-0.10 Cr-0.24 Cr-4 Cr-3 Cr-4 Cr-7 Cr9 Cr1 Cr1 CrSign in free for the trailing twelve months
EPS (₹)₹-0.06₹-0.15₹-1.77₹-1.48₹-1.82₹-2.94₹3.45₹0.39₹0.20Sign in free for the trailing twelve months
Dividend payout %——————0.0%0.0%0.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital17 Cr17 Cr20 Cr20 Cr22 Cr25 Cr30 Cr33 Cr70 Cr
Reserves2 Cr2 Cr7 Cr4 Cr13 Cr51 Cr138 Cr228 Cr226 Cr
Borrowings——16 Cr45 Cr98 Cr238 Cr444 Cr636 Cr664 Cr
Other liabilities0.12 Cr0.06 Cr2 Cr4 Cr9 Cr18 Cr56 Cr47 Cr35 Cr
Total liabilities19 Cr19 Cr45 Cr73 Cr141 Cr332 Cr669 Cr944 Cr995 Cr
Fixed assets (net)0.16 Cr0.13 Cr2 Cr2 Cr3 Cr7 Cr7 Cr10 Cr9 Cr
CWIP——1 Cr2 Cr2 Cr3 Cr0 Cr0 Cr0 Cr
Investments0.20 Cr—0 Cr0 Cr0 Cr2 Cr11 Cr0.12 Cr40 Cr
Loans & advances——29 Cr62 Cr119 Cr243 Cr491 Cr679 Cr688 Cr
Inventories0.99 Cr0.81 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr
Trade receivables0.23 Cr——0 Cr0 Cr0 Cr1 Cr0.63 Cr0.43 Cr
Cash & bank1 Cr3 Cr0.0041 Cr0.02 Cr6 Cr57 Cr96 Cr137 Cr83 Cr
Other assets16 Cr15 Cr13 Cr7 Cr10 Cr20 Cr64 Cr117 Cr175 Cr
Total assets19 Cr19 Cr45 Cr73 Cr141 Cr332 Cr669 Cr944 Cr995 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity0.22 Cr1 Cr-32 Cr-35 Cr-59 Cr-124 Cr-224 Cr-225 Cr-32 Cr
Cash from investing-0.16 Cr0.25 Cr-2 Cr-1 Cr-3 Cr-11 Cr-21 Cr-11 Cr-80 Cr
Cash from financing-0.03 Cr0 Cr27 Cr29 Cr66 Cr185 Cr284 Cr278 Cr64 Cr
Net cash flow0.03 Cr2 Cr-7 Cr-7 Cr4 Cr50 Cr39 Cr41 Cr-49 Cr
Free cash flow (OCF − Capex)0.20 Cr—-34 Cr-36 Cr-61 Cr-129 Cr-230 Cr-234 Cr-50 Cr

Ratios

MetricMar 2017Mar 2018Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-0.5%-1.3%-13.1%-12.3%-10.8%-8.9%5.4%0.5%0.5%
Debt / equity——0.591.862.833.122.632.442.24