Mangal Credit and Fincorp Limited
Mangal Credit and Fincorp Limited (MANCREDIT) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
mangalfincorp.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | 0.21 Cr | -0.03 Cr | 0.51 Cr | 8 Cr | 8 Cr | 8 Cr | 9 Cr |
| Other income | 0.73 Cr | 1 Cr | 2 Cr | 0.93 Cr | 0 Cr | 0 Cr | 0.03 Cr | 0.03 Cr |
| Net operating income | 0.73 Cr | 1 Cr | 1 Cr | 1 Cr | 8 Cr | 8 Cr | 8 Cr | 9 Cr |
| Employee cost | 0.15 Cr | 2 Cr | 2 Cr | 2 Cr | 2 Cr | 2 Cr | 2 Cr | 2 Cr |
| Other expenses | 0.17 Cr | 2 Cr | 2 Cr | 1 Cr | 1 Cr | 1 Cr | 2 Cr | 1 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — |
| Depreciation | 0.04 Cr | 2 Cr | 2 Cr | 2 Cr | 0.38 Cr | 0.31 Cr | 0.44 Cr | 0.46 Cr |
| Profit before tax | 3 Cr | 2 Cr | -1 Cr | 2 Cr | 4 Cr | 4 Cr | 4 Cr | 5 Cr |
| Tax % | 23.6% | 33.4% | -45.9% | 15.9% | 31.5% | 26.5% | 27.5% | 26.5% |
| Net profit | 2 Cr | 1 Cr | -2 Cr | 2 Cr | 3 Cr | 3 Cr | 3 Cr | 4 Cr |
| EPS (₹) | ₹1.11 | ₹0.53 | ₹-0.99 | ₹1.01 | ₹1.34 | ₹1.53 | ₹1.48 | ₹1.82 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2025 | TTM |
|---|---|---|---|
| Net Interest Income | — | 30 Cr | Sign in for TTM |
| Other income | 2 Cr | 0 Cr | Sign in for TTM |
| Net operating income | 2 Cr | 30 Cr | Sign in for TTM |
| Employee cost | 0.83 Cr | 7 Cr | Sign in for TTM |
| Other expenses | 0.75 Cr | 4 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | Sign in for TTM |
| Depreciation | 0.17 Cr | 1 Cr | Sign in for TTM |
| Profit before tax | 8 Cr | 18 Cr | Sign in for TTM |
| Tax % | 24.4% | 28.2% | Sign in for TTM |
| Net profit | 6 Cr | 13 Cr | Sign in for TTM |
| EPS (₹) | ₹2.96 | ₹6.68 | Sign in for TTM |
| Dividend payout % | — | 9.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2025 |
|---|---|---|
| Equity capital | 19 Cr | 20 Cr |
| Reserves | 65 Cr | 121 Cr |
| Borrowings | — | 200 Cr |
| Other liabilities | 4 Cr | 8 Cr |
| Total liabilities | 89 Cr | 349 Cr |
| Fixed assets (net) | 0.47 Cr | 0.72 Cr |
| CWIP | — | 0 Cr |
| Investments | 27 Cr | 27 Cr |
| Loans & advances | — | 292 Cr |
| Cash & bank | 0.76 Cr | 12 Cr |
| Other assets | 60 Cr | 18 Cr |
| Total assets | 89 Cr | 349 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2025 |
|---|---|---|
| Cash from operating activity | — | -49 Cr |
| Cash from investing | — | -5 Cr |
| Cash from financing | — | 60 Cr |
| Net cash flow | — | 6 Cr |
| Free cash flow (OCF − Capex) | — | -50 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2025 |
|---|---|---|
| ROCE % | 9.9% | 10.7% |
| ROE % | 6.7% | 9.3% |
| Debtor days | 0 | 0 |
| Inventory days | 0 | 0 |
| Days payable | — | — |
| Cash conversion cycle | 0 | 0 |
| Debt / equity | 0.00 | 1.42 |
| Current ratio | 13.69 | — |
| Net debt / EBITDA | -0.11 | 4.94 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2025 |
|---|---|---|
| Gross NPA | — | — |
| Gross NPA % | — | — |
| Net NPA | — | — |
| Net NPA % | — | — |
| CET1 % | — | — |
| Additional Tier 1 % | — | — |
| Capital adequacy % | — | — |
| NIM % | — | — |
| ROA % | — | — |
Compare with peers
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