Manappuram Finance Limited
Manappuram Finance Limited (MANAPPURAM) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
manappuram.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023BSE balance sheet (this exchange's own filing had none for this period) | Mar 2024 | Jun 2024BSE balance sheet (this exchange's own filing had none for this period) | Sept 2024 | Dec 2024BSE balance sheet (this exchange's own filing had none for this period) | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1,354 Cr | 1,452 Cr | 1,494 Cr | 1,538 Cr | — | 4,781 Cr | 1,444 Cr | 1,380 Cr | 1,376 Cr | 1,299 Cr | 1,403 Cr | 1,724 Cr |
| Other income | 17 Cr | 21 Cr | 2 Cr | 24 Cr | 4 Cr | 3 Cr | 4 Cr | 3 Cr | 2 Cr | 6 Cr | 12 Cr | 6 Cr |
| Net operating income | 1,372 Cr | 1,474 Cr | 1,497 Cr | 1,561 Cr | 4 Cr | 4,784 Cr | 1,447 Cr | 1,383 Cr | 1,378 Cr | 1,305 Cr | 1,415 Cr | 1,730 Cr |
| Employee cost | 375 Cr | 413 Cr | 416 Cr | 446 Cr | 448 Cr | 448 Cr | 500 Cr | 474 Cr | 444 Cr | 502 Cr | 489 Cr | 497 Cr |
| Other expenses | 171 Cr | 151 Cr | 154 Cr | 154 Cr | 167 Cr | 166 Cr | 195 Cr | 178 Cr | 195 Cr | 160 Cr | 154 Cr | 168 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 63 Cr | 62 Cr | 65 Cr | 64 Cr | 67 Cr | 70 Cr | 66 Cr | 75 Cr | 79 Cr | 77 Cr | 75 Cr | 78 Cr |
| Profit before tax | 747 Cr | 786 Cr | 746 Cr | 753 Cr | 773 Cr | 376 Cr | -236 Cr | 102 Cr | 302 Cr | 303 Cr | 564 Cr | 782 Cr |
| Tax % | 24.9% | 26.8% | 24.4% | 26.1% | 26.0% | 26.0% | 13.9% | -30.5% | 28.0% | 21.2% | 28.2% | 25.2% |
| Net profit | 561 Cr | 575 Cr | 563 Cr | 557 Cr | 572 Cr | 278 Cr | -203 Cr | 132 Cr | 217 Cr | 239 Cr | 405 Cr | 585 Cr |
| EPS (₹) | ₹6.62 | ₹6.79 | ₹6.66 | ₹6.58 | ₹6.75 | ₹3.29 | ₹-2.40 | ₹1.57 | ₹2.57 | ₹2.82 | ₹4.77 | ₹6.23 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 2,693 Cr | 3,385 Cr | 3,971 Cr | 3,828 Cr | 4,253 Cr | 5,589 Cr | 6,225 Cr | 5,465 Cr | Sign in for TTM |
| Other income | 63 Cr | 86 Cr | 44 Cr | 65 Cr | 66 Cr | 72 Cr | 34 Cr | 15 Cr | Sign in for TTM |
| Net operating income | 2,755 Cr | 3,471 Cr | 4,015 Cr | 3,894 Cr | 4,319 Cr | 5,661 Cr | 6,259 Cr | 5,480 Cr | Sign in for TTM |
| Employee cost | 720 Cr | 830 Cr | 843 Cr | 1,125 Cr | 1,469 Cr | 1,597 Cr | 1,842 Cr | 1,851 Cr | Sign in for TTM |
| Other expenses | 571 Cr | 456 Cr | 366 Cr | 496 Cr | 515 Cr | 622 Cr | 681 Cr | 676 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 75 Cr | 164 Cr | 171 Cr | 198 Cr | 204 Cr | 246 Cr | 267 Cr | 307 Cr | Sign in for TTM |
| Profit before tax | 1,427 Cr | 2,007 Cr | 2,316 Cr | 1,784 Cr | 2,041 Cr | 2,960 Cr | 1,666 Cr | 1,270 Cr | Sign in for TTM |
| Tax % | 34.9% | 26.3% | 25.5% | 25.5% | 26.5% | 25.7% | 27.7% | 21.8% | Sign in for TTM |
| Net profit | 929 Cr | 1,480 Cr | 1,725 Cr | 1,329 Cr | 1,500 Cr | 2,197 Cr | 1,204 Cr | 993 Cr | Sign in for TTM |
| EPS (₹) | ₹11.03 | ₹17.54 | ₹20.40 | ₹15.70 | ₹17.72 | ₹25.96 | ₹14.22 | ₹11.72 | Sign in for TTM |
| Dividend payout % | — | — | — | 19.1% | 17.5% | -13.4% | 28.1% | 17.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 169 Cr | 169 Cr | 169 Cr | 169 Cr | 169 Cr | 169 Cr | 169 Cr | 188 Cr |
| Reserves | 4,356 Cr | — | 7,138 Cr | — | 9,476 Cr | 11,379 Cr | 12,263 Cr | 15,863 Cr |
| Borrowings | 15,297 Cr | 21,817 Cr | 22,716 Cr | 24,118 Cr | 28,483 Cr | 33,653 Cr | 35,404 Cr | 57,246 Cr |
| Other liabilities | 586 Cr | 6,965 Cr | 1,267 Cr | 9,523 Cr | 1,356 Cr | 1,517 Cr | 1,352 Cr | 1,256 Cr |
| Total liabilities | 20,454 Cr | 28,951 Cr | 31,338 Cr | 33,811 Cr | 39,504 Cr | 46,748 Cr | 49,205 Cr | 74,559 Cr |
| Fixed assets (net) | 312 Cr | — | 287 Cr | — | 432 Cr | 440 Cr | 506 Cr | 501 Cr |
| CWIP | 0.89 Cr | — | 8 Cr | — | 16 Cr | 33 Cr | 11 Cr | 27 Cr |
| Investments | 174 Cr | 90 Cr | 338 Cr | 421 Cr | 534 Cr | 726 Cr | 788 Cr | 2,051 Cr |
| Loans & advances | 17,812 Cr | 23,189 Cr | 26,508 Cr | 28,971 Cr | 34,195 Cr | 40,948 Cr | 42,252 Cr | 62,844 Cr |
| Trade receivables | 3 Cr | 2 Cr | 3 Cr | — | — | — | — | 0 Cr |
| Cash & bank | 840 Cr | — | 2,548 Cr | — | 2,500 Cr | 2,550 Cr | 1,620 Cr | 5,048 Cr |
| Other assets | 1,312 Cr | 5,669 Cr | 1,647 Cr | 4,419 Cr | 1,827 Cr | 2,050 Cr | 4,028 Cr | 4,089 Cr |
| Total assets | 20,454 Cr | 28,951 Cr | 31,338 Cr | 33,811 Cr | 39,504 Cr | 46,748 Cr | 49,205 Cr | 74,559 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -423 Cr | -3,103 Cr | -9,681 Cr | 2,621 Cr | -20,238 Cr |
| Cash from investing | — | — | — | -193 Cr | -616 Cr | -320 Cr | -1,588 Cr | -1,632 Cr |
| Cash from financing | — | — | — | 438 Cr | 3,849 Cr | 10,051 Cr | -1,956 Cr | 23,834 Cr |
| Net cash flow | — | — | — | -177 Cr | 130 Cr | 49 Cr | -922 Cr | 1,965 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -438 Cr | -3,103 Cr | -9,681 Cr | 2,477 Cr | -20,438 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 13.8% | — | 15.1% | — | 11.1% | 12.9% | 11.0% | 6.9% |
| ROE % | 20.3% | 29.2% | 26.5% | 16.6% | 15.5% | 18.9% | 9.8% | 6.2% |
| Debtor days | 0 | 0 | 0 | — | — | — | — | 0 |
| Inventory days | 0 | — | 0 | — | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | 0 | 0 | 0 | — | 0 | 0 | 0 | 0 |
| Debt / equity | 3.38 | — | 3.11 | — | 2.95 | 2.91 | 2.85 | 3.57 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 5.24 | 5.57 | 0.00 | 6.14 | 5.95 | 5.18 | 6.17 | 9.76 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2020 | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
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