LIC Housing Finance Limited

LIC Housing Finance Limited (LICHSGFIN) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial Services›Financial Services›Finance›Housing Finance Company

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Key metrics

Price as of 2026-09-03

Stock price
₹554.00
Market cap
30,472 Cr
Stock P/E
5.3
P/B
0.74
Dividend yield
1.8%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income2,113 Cr2,105 Cr2,247 Cr1,997 Cr1,981 Cr2,008 Cr2,174 Cr2,076 Cr2,048 Cr2,111 Cr2,232 Cr2,087 Cr
Other income0.43 Cr0 Cr0.40 Cr0 Cr0.59 Cr0 Cr0.03 Cr0 Cr0.52 Cr5 Cr0.09 Cr3 Cr
Net operating income2,113 Cr2,105 Cr2,248 Cr1,997 Cr1,982 Cr2,008 Cr2,175 Cr2,076 Cr2,048 Cr2,117 Cr2,232 Cr2,090 Cr
Employee cost147 Cr150 Cr209 Cr161 Cr182 Cr218 Cr194 Cr176 Cr161 Cr192 Cr187 Cr200 Cr
Other expenses70 Cr72 Cr115 Cr71 Cr89 Cr100 Cr197 Cr92 Cr92 Cr110 Cr139 Cr99 Cr
Provisions & contingencies————————————
Depreciation13 Cr18 Cr18 Cr23 Cr24 Cr25 Cr26 Cr25 Cr32 Cr34 Cr31 Cr30 Cr
Profit before tax1,485 Cr1,457 Cr1,482 Cr1,635 Cr1,665 Cr1,798 Cr1,780 Cr1,705 Cr1,703 Cr1,762 Cr1,933 Cr1,901 Cr
Tax %19.6%19.8%27.0%20.1%20.3%20.2%22.8%20.0%20.8%20.7%22.8%21.2%
Net profit1,194 Cr1,169 Cr1,082 Cr1,306 Cr1,328 Cr1,435 Cr1,374 Cr1,364 Cr1,349 Cr1,398 Cr1,493 Cr1,499 Cr
EPS (₹)₹21.67₹21.21₹19.67₹23.75₹24.14₹26.09₹24.97₹24.80₹24.53₹25.42₹27.13₹27.25

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021BSE balance sheet (this exchange's own filing had none for this period)Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income4,833 Cr5,259 Cr5,567 Cr6,411 Cr8,682 Cr8,161 Cr8,463 CrSign in for TTM
Other income-29 Cr-1 Cr31 Cr14 Cr0.83 Cr0.62 Cr6 CrSign in for TTM
Net operating income4,804 Cr5,257 Cr5,598 Cr6,426 Cr8,683 Cr8,162 Cr8,470 CrSign in for TTM
Employee cost328 Cr324 Cr602 Cr516 Cr650 Cr755 Cr714 CrSign in for TTM
Other expenses213 Cr254 Cr254 Cr322 Cr330 Cr457 Cr423 CrSign in for TTM
Provisions & contingencies———————Sign in for TTM
Depreciation51 Cr52 Cr55 Cr69 Cr69 Cr98 Cr122 CrSign in for TTM
Profit before tax3,283 Cr3,367 Cr2,788 Cr3,561 Cr6,068 Cr6,879 Cr7,103 CrSign in for TTM
Tax %26.8%18.5%18.0%18.8%21.5%20.9%21.1%Sign in for TTM
Net profit2,404 Cr2,743 Cr2,287 Cr2,891 Cr4,763 Cr5,443 Cr5,604 CrSign in for TTM
EPS (₹)₹47.63₹54.32₹43.12₹52.56₹86.53₹98.95₹101.87Sign in for TTM
Dividend payout %——20.4%16.0%9.8%9.1%9.8%Sign in for TTM
Sign in for TTM

Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021BSE balance sheet (this exchange's own filing had none for this period)Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital101 Cr101 Cr110 Cr110 Cr110 Cr110 Cr110 Cr
Reserves18,164 Cr20,500 Cr—27,075 Cr31,367 Cr36,242 Cr41,319 Cr
Borrowings1,91,295 Cr2,07,798 Cr2,23,607 Cr2,44,729 Cr2,52,448 Cr2,70,542 Cr2,77,356 Cr
Other liabilities7,358 Cr7,320 Cr30,970 Cr6,642 Cr7,406 Cr7,143 Cr6,424 Cr
Total liabilities2,16,920 Cr2,35,722 Cr2,54,687 Cr2,78,559 Cr2,91,334 Cr3,14,040 Cr3,25,213 Cr
Fixed assets (net)292 Cr161 Cr—181 Cr163 Cr154 Cr184 Cr
CWIP3 Cr3 Cr—0.84 Cr0.20 Cr0.09 Cr0 Cr
Investments5,485 Cr4,644 Cr6,279 Cr7,050 Cr6,337 Cr7,230 Cr5,161 Cr
Loans & advances2,07,975 Cr2,28,091 Cr2,45,234 Cr2,67,776 Cr2,80,532 Cr3,02,778 Cr3,16,066 Cr
Trade receivables22 Cr8 Cr8 Cr0.72 Cr10 Cr12 Cr8 Cr
Cash & bank1,369 Cr1,332 Cr—641 Cr1,423 Cr1,289 Cr710 Cr
Other assets1,774 Cr1,483 Cr3,165 Cr2,910 Cr2,868 Cr2,578 Cr3,085 Cr
Total assets2,16,920 Cr2,35,722 Cr2,54,687 Cr2,78,559 Cr2,91,334 Cr3,14,040 Cr3,25,213 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021BSE balance sheet (this exchange's own filing had none for this period)Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity——-16,729 Cr-19,632 Cr-7,151 Cr-16,609 Cr-8,504 Cr
Cash from investing——-1,628 Cr-799 Cr587 Cr-939 Cr1,752 Cr
Cash from financing——17,850 Cr20,249 Cr7,346 Cr17,413 Cr6,192 Cr
Net cash flow——-508 Cr-183 Cr781 Cr-134 Cr-560 Cr
Free cash flow (OCF − Capex)——-16,765 Cr-19,697 Cr-7,188 Cr-16,683 Cr-8,556 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021BSE balance sheet (this exchange's own filing had none for this period)Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %98.9%7.8%—7.2%8.6%8.6%8.4%
ROE %13.2%13.3%10.2%10.6%15.1%15.0%13.5%
Debtor days0000000
Inventory days00—0000
Days payable———————
Cash conversion cycle0000000
Debt / equity0.000.000.009.008.027.446.69
Current ratio———————
Net debt / EBITDA0.000.0013.1812.3610.2410.1610.25

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2020BSE balance sheet (this exchange's own filing had none for this period)Mar 2021BSE balance sheet (this exchange's own filing had none for this period)Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA———————
Gross NPA %———————
Net NPA———————
Net NPA %———————
CET1 %———————
Additional Tier 1 %———————
Capital adequacy %———————
NIM %———————
ROA %———————

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