LIC Housing Finance Limited
Financial Services›Financial Services›Finance›Housing Finance Company
Key metrics
Price as of 2026-07-20
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | — | — | — | — | — | — | — | — | — | — | — |
| Other income | 0.0000 Cr | 0.43 Cr | 0.43 Cr | 0.83 Cr | 0.0000 Cr | 0.59 Cr | 0.0000 Cr | 0.03 Cr | 0.0000 Cr | 0.52 Cr | 5 Cr | 0.09 Cr |
| Net operating income | 0.0000 Cr | 0.43 Cr | 0.43 Cr | 0.83 Cr | 0.0000 Cr | 0.59 Cr | 0.0000 Cr | 0.03 Cr | 0.0000 Cr | 0.52 Cr | 5 Cr | 0.09 Cr |
| Employee cost | 143 Cr | 290 Cr | 440 Cr | 650 Cr | 161 Cr | 344 Cr | 218 Cr | 194 Cr | 176 Cr | 161 Cr | 192 Cr | 187 Cr |
| Other expenses | 72 Cr | 143 Cr | 215 Cr | 330 Cr | 71 Cr | 160 Cr | 100 Cr | 197 Cr | 92 Cr | 92 Cr | 110 Cr | 139 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 19 Cr | 33 Cr | 51 Cr | 69 Cr | 23 Cr | 46 Cr | 25 Cr | 26 Cr | 25 Cr | 32 Cr | 34 Cr | 31 Cr |
| Profit before tax | 1,645 Cr | 3,128 Cr | 4,582 Cr | 6,064 Cr | 1,633 Cr | 3,297 Cr | 1,798 Cr | 1,781 Cr | 1,704 Cr | 1,703 Cr | 1,762 Cr | 1,931 Cr |
| Tax % | 19.8% | 19.7% | 19.7% | 21.5% | 20.1% | 20.2% | 20.2% | 22.8% | 20.0% | 20.8% | 20.7% | 22.8% |
| Net profit | 1,319 Cr | 2,513 Cr | 3,681 Cr | 4,763 Cr | 1,306 Cr | 2,634 Cr | 1,435 Cr | 1,374 Cr | 1,364 Cr | 1,349 Cr | 1,398 Cr | 1,493 Cr |
| EPS (₹) | ₹23.98 | ₹45.65 | ₹66.86 | ₹86.53 | ₹23.75 | ₹47.89 | ₹26.09 | ₹24.97 | ₹24.80 | ₹24.53 | ₹25.42 | ₹27.13 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 4,821 Cr | 5,245 Cr | — | 6,411 Cr | 8,682 Cr | — | — | Sign in for TTM |
| Other income | -29 Cr | -1 Cr | 31 Cr | 14 Cr | 0.83 Cr | 0.62 Cr | 6 Cr | Sign in for TTM |
| Net operating income | 4,792 Cr | 5,243 Cr | 31 Cr | 6,426 Cr | 8,683 Cr | 0.62 Cr | 6 Cr | Sign in for TTM |
| Employee cost | 328 Cr | 324 Cr | 602 Cr | 516 Cr | 650 Cr | 755 Cr | 714 Cr | Sign in for TTM |
| Other expenses | 213 Cr | 254 Cr | 254 Cr | 322 Cr | 330 Cr | 457 Cr | 423 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 51 Cr | 52 Cr | 55 Cr | 69 Cr | 69 Cr | 98 Cr | 122 Cr | Sign in for TTM |
| Profit before tax | 3,282 Cr | 3,365 Cr | 2,787 Cr | 3,561 Cr | 6,064 Cr | 6,876 Cr | 7,100 Cr | Sign in for TTM |
| Tax % | 26.8% | 18.5% | 18.0% | 18.8% | 21.5% | 20.9% | 21.1% | Sign in for TTM |
| Net profit | 2,404 Cr | 2,743 Cr | 2,287 Cr | 2,891 Cr | 4,763 Cr | 5,443 Cr | 5,604 Cr | Sign in for TTM |
| EPS (₹) | ₹47.63 | ₹54.32 | ₹43.12 | ₹52.56 | ₹86.53 | ₹98.95 | ₹101.87 | Sign in for TTM |
| Dividend payout % | — | — | 20.4% | 16.0% | 9.8% | 9.1% | 9.8% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | 101 Cr | 101 Cr | 110 Cr | 110 Cr | 110 Cr | 110 Cr | 110 Cr |
| Reserves | 18,164 Cr | 0.0000 Cr | — | 27,078 Cr | 31,370 Cr | 36,242 Cr | 41,319 Cr |
| Borrowings | 45,140 Cr | 62,133 Cr | 76,447 Cr | 94,392 Cr | 96,137 Cr | 98,926 Cr | 1,28,221 Cr |
| Other liabilities | 1,53,472 Cr | 1,52,979 Cr | 1,78,129 Cr | 1,56,979 Cr | 1,63,717 Cr | 1,78,759 Cr | 1,55,559 Cr |
| Total liabilities | 2,16,806 Cr | 2,35,633 Cr | 2,54,687 Cr | 2,78,704 Cr | 2,91,334 Cr | 3,14,423 Cr | 3,25,213 Cr |
| Fixed assets (net) | 135 Cr | 130 Cr | — | 181 Cr | 163 Cr | 154 Cr | 184 Cr |
| CWIP | 0.33 Cr | 0.0000 Cr | — | 0.84 Cr | 0.20 Cr | 0.09 Cr | 0.0000 Cr |
| Investments | 5,496 Cr | 4,636 Cr | 6,279 Cr | 7,050 Cr | 6,337 Cr | 7,201 Cr | 5,132 Cr |
| Other assets | 1,366 Cr | 1,329 Cr | 8 Cr | 642 Cr | 1,433 Cr | 1,300 Cr | 717 Cr |
| Total assets | 2,16,806 Cr | 2,35,633 Cr | 2,54,687 Cr | 2,78,704 Cr | 2,91,334 Cr | 3,14,423 Cr | 3,25,213 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | -16,729 Cr | -19,632 Cr | -7,151 Cr | -16,609 Cr | -8,504 Cr |
| Cash from investing | — | — | -1,628 Cr | -799 Cr | 587 Cr | -939 Cr | 1,752 Cr |
| Cash from financing | — | — | 17,850 Cr | 20,249 Cr | 7,346 Cr | 17,413 Cr | 6,192 Cr |
| Net cash flow | — | — | -507 Cr | -183 Cr | 781 Cr | -134 Cr | -560 Cr |
| Free cash flow (OCF − Capex) | — | — | -16,765 Cr | -19,697 Cr | -7,188 Cr | -16,683 Cr | -8,556 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2020Standalone only | Mar 2021Standalone only | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| ROCE % | 98.9% | 17651.4% | 22.1% | 16.2% | 19.2% | 19.5% | 15.8% |
| ROE % | 13.2% | 2715.5% | 2076.4% | 10.6% | 15.1% | 15.0% | 13.5% |
| Debtor days | 0 | — | 0 | 0 | 0 | 0 | 0 |
| Inventory days | 0 | 0 | — | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt / equity | 0.00 | 0.00 | 694.47 | 3.47 | 3.05 | 2.72 | 3.09 |
| Current ratio | — | — | — | — | — | — | — |
| Net debt / EBITDA | 0.00 | 0.00 | 4.50 | 4.75 | 3.86 | 3.68 | 4.72 |
Compare with peers
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