Jana Small Finance Bank Limited
Jana Small Finance Bank Limited (JSFB) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Other Bank
jana.bank.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|
| Net Interest Income | 597 Cr | 595 Cr | 618 Cr | 675 Cr |
| Other income | 234 Cr | 266 Cr | 247 Cr | 245 Cr |
| Net operating income | 831 Cr | 861 Cr | 866 Cr | 920 Cr |
| Employee cost | 327 Cr | 351 Cr | 356 Cr | 370 Cr |
| Other expenses | 211 Cr | 212 Cr | 231 Cr | 263 Cr |
| Provisions & contingencies | 173 Cr | 196 Cr | 204 Cr | 277 Cr |
| Depreciation | — | — | — | — |
| Profit before tax | 120 Cr | 102 Cr | 75 Cr | 10 Cr |
| Tax % | -3.0% | 0.0% | 0.0% | 0.0% |
| Net profit | 123 Cr | 102 Cr | 75 Cr | 10 Cr |
| EPS (₹) | ₹11.76 | ₹9.69 | ₹7.13 | ₹0.92 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2025 | TTM |
|---|---|---|
| Net Interest Income | 2,393 Cr | Sign in for TTM |
| Other income | 776 Cr | Sign in for TTM |
| Net operating income | 3,169 Cr | Sign in for TTM |
| Employee cost | 1,210 Cr | Sign in for TTM |
| Other expenses | 732 Cr | Sign in for TTM |
| Provisions & contingencies | 753 Cr | Sign in for TTM |
| Depreciation | — | Sign in for TTM |
| Profit before tax | 474 Cr | Sign in for TTM |
| Tax % | -5.9% | Sign in for TTM |
| Net profit | 501 Cr | Sign in for TTM |
| EPS (₹) | ₹47.89 | Sign in for TTM |
| Dividend payout % | 0.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 |
|---|---|
| Equity capital | 105 Cr |
| Reserves | 3,987 Cr |
| Borrowings | 3,867 Cr |
| Other liabilities | 30,505 Cr |
| Total liabilities | 38,464 Cr |
| Fixed assets (net) | 153 Cr |
| CWIP | — |
| Investments | 5,945 Cr |
| Loans & advances | 27,155 Cr |
| Cash & bank | 2,816 Cr |
| Other assets | 2,394 Cr |
| Total assets | 38,464 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2025 |
|---|---|
| Cash from operating activity | 4,073 Cr |
| Cash from investing | -321 Cr |
| Cash from financing | -1,331 Cr |
| Net cash flow | 2,421 Cr |
| Free cash flow (OCF − Capex) | 4,000 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2025 |
|---|---|
| ROCE % | 7.5% |
| ROE % | 12.3% |
| Debtor days | — |
| Inventory days | — |
| Days payable | — |
| Cash conversion cycle | — |
| Debt / equity | 0.95 |
| Current ratio | — |
| Net debt / EBITDA | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2025 |
|---|---|
| Gross NPA | 750 Cr |
| Gross NPA % | 0.0% |
| Net NPA | 254 Cr |
| Net NPA % | 0.0% |
| CET1 % | 0.2% |
| Additional Tier 1 % | 0.0% |
| Capital adequacy % | — |
| NIM % | — |
| ROA % | 0.0% |
Compare with peers
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