Jio Financial Services Limited
Jio Financial Services Limited (JIOFIN) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Investment Company
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Price as of 2026-09-03
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 186 Cr | 269 Cr | 281 Cr | 162 Cr | 205 Cr | 210 Cr | 268 Cr | 264 Cr | 257 Cr | 292 Cr | 344 Cr | 543 Cr |
| Other income | 0 Cr | 0.72 Cr | 0.08 Cr | 0 Cr | 0.35 Cr | 11 Cr | 25 Cr | 7 Cr | 21 Cr | 0.15 Cr | 1 Cr | 0.07 Cr |
| Net operating income | 186 Cr | 270 Cr | 281 Cr | 162 Cr | 205 Cr | 221 Cr | 293 Cr | 271 Cr | 278 Cr | 292 Cr | 346 Cr | 543 Cr |
| Employee cost | 31 Cr | 34 Cr | 39 Cr | 39 Cr | 68 Cr | 54 Cr | 55 Cr | 64 Cr | 95 Cr | 100 Cr | 129 Cr | 152 Cr |
| Other expenses | 35 Cr | 59 Cr | 57 Cr | 35 Cr | 69 Cr | 59 Cr | 77 Cr | 85 Cr | 185 Cr | 227 Cr | 257 Cr | 411 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 5 Cr | 5 Cr | 5 Cr | 5 Cr | 6 Cr | 6 Cr | 6 Cr | 6 Cr | 8 Cr | 8 Cr | 8 Cr | 9 Cr |
| Profit before tax | 754 Cr | 381 Cr | 393 Cr | 400 Cr | 773 Cr | 377 Cr | 396 Cr | 419 Cr | 783 Cr | 371 Cr | 339 Cr | 970 Cr |
| Tax % | 11.4% | 23.0% | 20.9% | 21.9% | 10.9% | 21.9% | 20.1% | 22.5% | 11.2% | 27.5% | 19.6% | 14.4% |
| Net profit | 668 Cr | 294 Cr | 311 Cr | 313 Cr | 689 Cr | 295 Cr | 316 Cr | 325 Cr | 695 Cr | 269 Cr | 272 Cr | 830 Cr |
| EPS (₹) | ₹1.05 | ₹0.46 | ₹0.49 | ₹0.49 | ₹1.09 | ₹0.46 | ₹0.50 | ₹0.47 | ₹1.10 | ₹0.42 | ₹0.43 | ₹1.27 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|
| Net Interest Income | 927 Cr | 845 Cr | 1,157 Cr | Sign in for TTM |
| Other income | 0.80 Cr | 36 Cr | 29 Cr | Sign in for TTM |
| Net operating income | 928 Cr | 881 Cr | 1,186 Cr | Sign in for TTM |
| Employee cost | 116 Cr | 215 Cr | 387 Cr | Sign in for TTM |
| Other expenses | 177 Cr | 239 Cr | 755 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | Sign in for TTM |
| Depreciation | 22 Cr | 23 Cr | 29 Cr | Sign in for TTM |
| Profit before tax | 1,956 Cr | 1,947 Cr | 1,912 Cr | Sign in for TTM |
| Tax % | 18.0% | 17.2% | 18.3% | Sign in for TTM |
| Net profit | 1,605 Cr | 1,613 Cr | 1,561 Cr | Sign in for TTM |
| EPS (₹) | ₹2.53 | ₹2.54 | ₹2.41 | Sign in for TTM |
| Dividend payout % | 0.0% | 0.0% | 20.4% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Equity capital | 6,353 Cr | 6,353 Cr | 6,353 Cr |
| Reserves | 1,32,794 Cr | 1,17,143 Cr | 1,27,500 Cr |
| Borrowings | — | 3,970 Cr | 21,768 Cr |
| Other liabilities | 5,715 Cr | 6,043 Cr | 7,875 Cr |
| Total liabilities | 1,44,863 Cr | 1,33,510 Cr | 1,63,497 Cr |
| Fixed assets (net) | 31 Cr | 33 Cr | 54 Cr |
| CWIP | 0 Cr | 7 Cr | 13 Cr |
| Investments | 1,33,292 Cr | 1,18,910 Cr | 1,33,089 Cr |
| Loans & advances | 173 Cr | 10,053 Cr | 25,711 Cr |
| Trade receivables | 14 Cr | 15 Cr | 61 Cr |
| Cash & bank | 67 Cr | 352 Cr | 715 Cr |
| Other assets | 11,285 Cr | 4,140 Cr | 3,855 Cr |
| Total assets | 1,44,863 Cr | 1,33,510 Cr | 1,63,497 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Cash from operating activity | -678 Cr | -10,083 Cr | -15,439 Cr |
| Cash from investing | 1,441 Cr | 6,406 Cr | -5,697 Cr |
| Cash from financing | -753 Cr | 3,962 Cr | 21,454 Cr |
| Net cash flow | 11 Cr | 285 Cr | 318 Cr |
| Free cash flow (OCF − Capex) | -678 Cr | -10,125 Cr | -15,544 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| ROCE % | 1.4% | 1.5% | 1.7% |
| ROE % | 1.2% | 1.3% | 1.2% |
| Debtor days | 3 | 3 | 6 |
| Inventory days | 0 | 0 | 0 |
| Days payable | — | — | — |
| Cash conversion cycle | 3 | 3 | 6 |
| Debt / equity | — | 0.03 | 0.16 |
| Current ratio | — | — | — |
| Net debt / EBITDA | -0.04 | 2.34 | 9.13 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Gross NPA | — | — | — |
| Gross NPA % | — | — | — |
| Net NPA | — | — | — |
| Net NPA % | — | — | — |
| CET1 % | — | — | — |
| Additional Tier 1 % | — | — | — |
| Capital adequacy % | — | — | — |
| NIM % | — | — | — |
| ROA % | — | — | — |
Compare with peers
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