Indian Railway Finance Corporation Limited
Indian Railway Finance Corporation Limited (IRFC) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Financial Institution
irfc.co(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
|---|---|---|---|---|
| Net Interest Income | -3,027 Cr | -3,627 Cr | -1,715 Cr | -2,501 Cr |
| Other income | 0.97 Cr | 3 Cr | 0.02 Cr | 58 Cr |
| Net operating income | -3,026 Cr | -3,624 Cr | -1,715 Cr | -2,443 Cr |
| Employee cost | 4 Cr | 4 Cr | 6 Cr | 5 Cr |
| Other expenses | 37 Cr | 37 Cr | 40 Cr | 39 Cr |
| Provisions & contingencies | — | — | — | — |
| Depreciation | 1 Cr | 1 Cr | 1 Cr | 1 Cr |
| Profit before tax | 1,682 Cr | 1,746 Cr | 1,777 Cr | 1,802 Cr |
| Tax % | 0.0% | 0.0% | 0.0% | 0.0% |
| Net profit | 1,682 Cr | 1,746 Cr | 1,777 Cr | 1,802 Cr |
| EPS (₹) | ₹1.29 | ₹1.34 | ₹1.36 | ₹1.38 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2025 | TTM |
|---|---|---|
| Net Interest Income | -12,775 Cr | Sign in for TTM |
| Other income | 4 Cr | Sign in for TTM |
| Net operating income | -12,771 Cr | Sign in for TTM |
| Employee cost | 14 Cr | Sign in for TTM |
| Other expenses | 140 Cr | Sign in for TTM |
| Provisions & contingencies | — | Sign in for TTM |
| Depreciation | 5 Cr | Sign in for TTM |
| Profit before tax | 6,502 Cr | Sign in for TTM |
| Tax % | 0.0% | Sign in for TTM |
| Net profit | 6,502 Cr | Sign in for TTM |
| EPS (₹) | ₹4.98 | Sign in for TTM |
| Dividend payout % | 46.2% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2025 |
|---|---|
| Equity capital | 13,069 Cr |
| Reserves | 39,599 Cr |
| Borrowings | 4,12,129 Cr |
| Other liabilities | 24,038 Cr |
| Total liabilities | 4,88,835 Cr |
| Fixed assets (net) | 14 Cr |
| CWIP | 0 Cr |
| Investments | 38 Cr |
| Loans & advances | 5,172 Cr |
| Cash & bank | 5,680 Cr |
| Other assets | 4,77,931 Cr |
| Total assets | 4,88,835 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2025 |
|---|---|
| Cash from operating activity | 8,230 Cr |
| Cash from investing | -0.10 Cr |
| Cash from financing | -2,572 Cr |
| Net cash flow | 5,658 Cr |
| Free cash flow (OCF − Capex) | 8,229 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2025 |
|---|---|
| ROCE % | 5.8% |
| ROE % | 12.3% |
| Debtor days | 0 |
| Inventory days | 0 |
| Days payable | — |
| Cash conversion cycle | 0 |
| Debt / equity | 7.83 |
| Current ratio | — |
| Net debt / EBITDA | 15.05 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2025 |
|---|---|
| Gross NPA | — |
| Gross NPA % | — |
| Net NPA | — |
| Net NPA % | — |
| CET1 % | — |
| Additional Tier 1 % | — |
| Capital adequacy % | — |
| NIM % | — |
| ROA % | — |
Compare with peers
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