INTELLECT
Intellect Design Arena Limited
Intellect Design Arena Limited (INTELLECT) financial statements and selected valuation metrics through 30 June 2026.
Information Technology›Information Technology›IT - Software›Computers - Software & Consulting
intellectdesign.com(opens the company website in a new tab)Key metrics
Price as of 2026-10-16
Stock price
₹646.40
Market cap
9,061 Cr
Stock P/E
25.7
P/B
2.85
Dividend yield
1.1%
ROE (FY26)
10.8%
ROCE (FY26)
14.6%
Operating margin (FY26)
12.2%
Debt / equity (FY26)
0.0000
OCF / EBITDA (FY26)
87.9%
OCF / EBITDA (3Y)
81.9%
Full years shown; sign in free for the trailing twelve months. Learn about these metrics →
Price & valuation
Share price and valuation multiples (P/E, P/B and more) over time.
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Compare with peers
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What you need to know
Intellect Design Arena sells banking and insurance software, including core banking, digital engagement, treasury, lending and transaction banking, to banks, credit unions and insurers worldwide under its eMACH.ai and Purple Fabric brands.
Company snapshot
16thBy market cap
Ranked among 50 companies in Computers - Software & Consulting.
What we see
Positives
- ✓Debt-to-equity of 0.00x — the company is largely funded by its own money, not borrowed funds.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 619 Cr | 634 Cr | 614 Cr | 606 Cr | 558 Cr | 610 Cr | 726 Cr | 702 Cr | 758 Cr | 731 Cr | 847 Cr | 845 Cr |
| Operating expenses (approx.) | 497 Cr | 503 Cr | 477 Cr | 486 Cr | 477 Cr | 491 Cr | 522 Cr | 558 Cr | 605 Cr | 631 Cr | 664 Cr | 679 Cr |
| EBITDA | 122 Cr | 131 Cr | 136 Cr | 121 Cr | 81 Cr | 119 Cr | 204 Cr | 143 Cr | 153 Cr | 100 Cr | 183 Cr | 166 Cr |
| OPM % | 19.7% | 20.6% | 22.2% | 19.9% | 14.5% | 19.5% | 28.1% | 20.4% | 20.2% | 13.7% | 21.6% | 19.7% |
| Other income | 13 Cr | 20 Cr | 17 Cr | 17 Cr | 29 Cr | 15 Cr | 23 Cr | 33 Cr | 31 Cr | 22 Cr | 37 Cr | 28 Cr |
| Interest | 0.77 Cr | 0.65 Cr | 0.70 Cr | 1 Cr | 1 Cr | 1 Cr | 0.99 Cr | 1 Cr | 1 Cr | 1 Cr | 2 Cr | 1 Cr |
| Depreciation | 34 Cr | 34 Cr | 35 Cr | 37 Cr | 39 Cr | 40 Cr | 41 Cr | 48 Cr | 49 Cr | 53 Cr | 59 Cr | 58 Cr |
| Profit before tax | 97 Cr | 116 Cr | 122 Cr | 98 Cr | 70 Cr | 94 Cr | 182 Cr | 125 Cr | 136 Cr | 37 Cr | 162 Cr | 135 Cr |
| Tax % | 26.6% | 26.6% | 40.1% | 23.8% | 24.8% | 24.5% | 25.1% | 25.2% | 24.9% | 25.8% | 25.8% | 24.7% |
| Net profit | 71 Cr | 85 Cr | 73 Cr | 75 Cr | 52 Cr | 71 Cr | 136 Cr | 94 Cr | 102 Cr | 27 Cr | 120 Cr | 102 Cr |
| EPS (₹) | ₹5.20 | ₹6.22 | ₹5.37 | ₹5.46 | ₹3.86 | ₹5.11 | ₹9.82 | ₹6.85 | ₹7.40 | ₹2.06 | ₹8.68 | ₹7.34 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 914 Cr | 1,087 Cr | 1,450 Cr | 1,347 Cr | 1,497 Cr | 1,878 Cr | 2,231 Cr | 2,506 Cr | 2,500 Cr | 3,038 Cr | Sign in free for the trailing twelve months |
| Operating expenses (approx.) | 938 Cr | 1,015 Cr | 1,322 Cr | 1,276 Cr | 1,143 Cr | 1,406 Cr | 1,796 Cr | 1,967 Cr | 1,969 Cr | 2,458 Cr | Sign in free for the trailing twelve months |
| EBITDA | -25 Cr | 72 Cr | 128 Cr | 71 Cr | 355 Cr | 472 Cr | 435 Cr | 539 Cr | 531 Cr | 580 Cr | Sign in free for the trailing twelve months |
| OPM % | -2.7% | 6.7% | 8.8% | 5.3% | 23.7% | 25.1% | 19.5% | 21.5% | 21.2% | 19.1% | Sign in free for the trailing twelve months |
| Other income | 34 Cr | 27 Cr | 63 Cr | 26 Cr | 13 Cr | 41 Cr | 51 Cr | 59 Cr | 77 Cr | 123 Cr | Sign in free for the trailing twelve months |
| Interest | 11 Cr | 14 Cr | 11 Cr | 17 Cr | 9 Cr | 4 Cr | 3 Cr | 3 Cr | 4 Cr | 6 Cr | Sign in free for the trailing twelve months |
| Depreciation | 24 Cr | 27 Cr | 42 Cr | 69 Cr | 77 Cr | 98 Cr | 122 Cr | 137 Cr | 156 Cr | 209 Cr | Sign in free for the trailing twelve months |
| Profit before tax | -20 Cr | 64 Cr | 140 Cr | 23 Cr | 290 Cr | 413 Cr | 363 Cr | 461 Cr | 444 Cr | 460 Cr | Sign in free for the trailing twelve months |
| Tax % | -14.5% | 11.0% | 6.4% | 22.4% | 8.8% | 15.2% | 26.1% | 30.0% | 24.6% | 25.4% | Sign in free for the trailing twelve months |
| Net profit | -22 Cr | 57 Cr | 131 Cr | 18 Cr | 265 Cr | 350 Cr | 269 Cr | 323 Cr | 334 Cr | 343 Cr | Sign in free for the trailing twelve months |
| EPS (₹) | ₹-2.09 | ₹3.97 | ₹10.18 | ₹1.21 | ₹19.82 | ₹26.25 | ₹19.90 | ₹23.72 | ₹24.29 | ₹24.99 | Sign in free for the trailing twelve months |
| Dividend payout % | — | — | — | — | 0.5% | -0.2% | 13.1% | 10.4% | 14.4% | 28.4% | Sign in free for the trailing twelve months |
Sign in free for the trailing twelve months
The latest four quarters added up, next to each full year
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity capital | 51 Cr | 63 Cr | 66 Cr | 66 Cr | 66 Cr | 67 Cr | 68 Cr | 68 Cr | 69 Cr | 70 Cr |
| Reserves | 547 Cr | 784 Cr | 954 Cr | 979 Cr | 1,326 Cr | 1,741 Cr | 1,990 Cr | 2,383 Cr | 2,716 Cr | 3,100 Cr |
| Borrowings | 232 Cr | 129 Cr | 101 Cr | 221 Cr | 17 Cr | 0.84 Cr | — | 0.01 Cr | 31 Cr | 0.0020 Cr |
| Other liabilities | 354 Cr | 421 Cr | 502 Cr | 592 Cr | 623 Cr | 771 Cr | 819 Cr | 954 Cr | 1,065 Cr | 1,380 Cr |
| Total liabilities | 1,184 Cr | 1,406 Cr | 1,631 Cr | 1,870 Cr | 2,044 Cr | 2,594 Cr | 2,887 Cr | 3,405 Cr | 3,882 Cr | 4,580 Cr |
| Fixed assets (net) | 196 Cr | 185 Cr | 180 Cr | 164 Cr | 155 Cr | 149 Cr | 151 Cr | 155 Cr | 162 Cr | 179 Cr |
| CWIP | 4 Cr | 4 Cr | 4 Cr | 4 Cr | 4 Cr | 4 Cr | 5 Cr | 0.98 Cr | 2 Cr | 15 Cr |
| Investments | 66 Cr | 69 Cr | 16 Cr | 77 Cr | 146 Cr | 366 Cr | 367 Cr | 452 Cr | 541 Cr | 640 Cr |
| Loans & advances | — | — | 7 Cr | 6 Cr | 5 Cr | 3 Cr | 1 Cr | 3 Cr | 3 Cr | 4 Cr |
| Trade receivables | 205 Cr | 241 Cr | 203 Cr | 285 Cr | 187 Cr | 189 Cr | 416 Cr | 554 Cr | 449 Cr | 679 Cr |
| Cash & bank | 84 Cr | 61 Cr | 75 Cr | 100 Cr | 145 Cr | 146 Cr | 94 Cr | 200 Cr | 324 Cr | 452 Cr |
| Other assets | 630 Cr | 845 Cr | 1,147 Cr | 1,234 Cr | 1,403 Cr | 1,736 Cr | 1,854 Cr | 2,040 Cr | 2,401 Cr | 2,610 Cr |
| Total assets | 1,184 Cr | 1,406 Cr | 1,631 Cr | 1,870 Cr | 2,044 Cr | 2,594 Cr | 2,887 Cr | 3,405 Cr | 3,882 Cr | 4,580 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | -50 Cr | 44 Cr | 463 Cr | 453 Cr | 174 Cr | 410 Cr | 431 Cr | 510 Cr |
| Cash from investing | — | — | 1 Cr | -100 Cr | -190 Cr | -399 Cr | -177 Cr | -255 Cr | -245 Cr | -272 Cr |
| Cash from financing | — | — | 63 Cr | 80 Cr | -225 Cr | -52 Cr | -50 Cr | -49 Cr | -63 Cr | -113 Cr |
| Net cash flow | — | — | 14 Cr | 24 Cr | 48 Cr | 1 Cr | -52 Cr | 106 Cr | 124 Cr | 129 Cr |
| Free cash flow (OCF − Capex) | — | — | -180 Cr | -91 Cr | 350 Cr | 324 Cr | 9 Cr | 237 Cr | 260 Cr | 291 Cr |
Ratios
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % | -1.0% | 7.9% | 13.4% | 3.1% | 21.1% | 22.9% | 17.7% | 18.9% | 15.9% | 14.6% |
| ROE % | -3.7% | 6.6% | 12.8% | 1.5% | 18.7% | 19.2% | 12.9% | 13.2% | 12.0% | 10.8% |
| Debtor days | 82 | 81 | 51 | 77 | 45 | 37 | 68 | 81 | 65 | 81 |
| Inventory days | — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | 40 | 39 | 42 | 65 | 41 | 50 | 45 | 39 | 33 | 28 |
| Cash conversion cycle | 42 | 42 | 9 | 12 | 4 | -13 | 23 | 42 | 32 | 53 |
| OCF / EBITDA % | — | — | -39.5% | 61.5% | 130.6% | 95.9% | 40.1% | 76.0% | 81.3% | 87.9% |
| OCF / EBITDA % (3 years) | — | — | — | — | 82.5% | 106.9% | 86.4% | 71.7% | 67.5% | 81.9% |
| Debt / equity | 0.39 | 0.15 | 0.10 | 0.21 | 0.01 | 0.0005 | — | 0.0000 | 0.01 | 0.0000 |
| Current ratio | — | — | 1.54 | 1.30 | 1.71 | 2.05 | 1.82 | 2.11 | 2.14 | 2.11 |
| Net debt / EBITDA | — | — | 0.20 | 1.71 | -0.36 | -0.31 | -0.22 | -0.37 | -0.55 | -0.78 |