IndusInd Bank Limited
IndusInd Bank Limited (INDUSINDBK) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Banks›Private Sector Bank
indusind.bank.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 5,077 Cr | 5,296 Cr | 5,376 Cr | 5,408 Cr | 5,347 Cr | 5,228 Cr | 3,048 Cr | 4,640 Cr | 4,409 Cr | 4,562 Cr | 4,371 Cr | 4,685 Cr |
| Other income | 2,282 Cr | 2,396 Cr | 2,508 Cr | 2,442 Cr | 2,185 Cr | 2,355 Cr | 709 Cr | 2,157 Cr | 1,651 Cr | 1,707 Cr | 1,714 Cr | 1,787 Cr |
| Net operating income | 7,359 Cr | 7,692 Cr | 7,885 Cr | 7,849 Cr | 7,532 Cr | 7,583 Cr | 3,757 Cr | 6,797 Cr | 6,061 Cr | 6,269 Cr | 6,085 Cr | 6,471 Cr |
| Employee cost | 1,338 Cr | 1,391 Cr | 1,410 Cr | 1,438 Cr | 1,505 Cr | 1,483 Cr | 1,602 Cr | 1,805 Cr | 1,664 Cr | 1,905 Cr | 1,717 Cr | 1,792 Cr |
| Other expenses | 2,112 Cr | 2,258 Cr | 2,393 Cr | 2,459 Cr | 2,427 Cr | 2,500 Cr | 2,646 Cr | 2,424 Cr | 2,349 Cr | 2,094 Cr | 2,073 Cr | 1,906 Cr |
| Provisions & contingencies | 974 Cr | 969 Cr | 950 Cr | 1,050 Cr | 1,820 Cr | 1,744 Cr | 2,522 Cr | 1,760 Cr | 2,631 Cr | 2,096 Cr | 1,482 Cr | 1,384 Cr |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — | — |
| Profit before tax | 2,935 Cr | 3,073 Cr | 3,131 Cr | 2,902 Cr | 1,780 Cr | 1,857 Cr | -3,013 Cr | 807 Cr | -584 Cr | 174 Cr | 813 Cr | 1,389 Cr |
| Tax % | 25.0% | 25.1% | 25.0% | 25.2% | 25.2% | 24.5% | 22.7% | 25.2% | 25.2% | 26.4% | 26.9% | 25.3% |
| Net profit | 2,202 Cr | 2,301 Cr | 2,349 Cr | 2,171 Cr | 1,331 Cr | 1,402 Cr | -2,329 Cr | 604 Cr | -437 Cr | 128 Cr | 594 Cr | 1,037 Cr |
| EPS (₹) | ₹28.36 | ₹29.60 | ₹30.19 | ₹27.89 | ₹17.09 | ₹18.01 | ₹-29.90 | ₹7.75 | ₹-5.61 | ₹1.64 | ₹7.63 | ₹13.31 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 12,059 Cr | 13,528 Cr | 15,001 Cr | 17,592 Cr | 20,616 Cr | 19,031 Cr | 17,982 Cr | Sign in for TTM |
| Other income | 6,953 Cr | 6,501 Cr | 7,408 Cr | 8,173 Cr | 9,396 Cr | 7,690 Cr | 7,229 Cr | Sign in for TTM |
| Net operating income | 19,011 Cr | 20,029 Cr | 22,408 Cr | 25,765 Cr | 30,012 Cr | 26,722 Cr | 25,211 Cr | Sign in for TTM |
| Employee cost | 2,820 Cr | 3,039 Cr | 3,474 Cr | 4,179 Cr | 5,374 Cr | 6,028 Cr | 7,091 Cr | Sign in for TTM |
| Other expenses | 5,363 Cr | 5,118 Cr | 5,837 Cr | 7,167 Cr | 8,774 Cr | 10,033 Cr | 8,941 Cr | Sign in for TTM |
| Provisions & contingencies | 4,652 Cr | 7,943 Cr | 6,665 Cr | 4,487 Cr | 3,885 Cr | 7,136 Cr | 7,969 Cr | Sign in for TTM |
| Depreciation | — | — | — | — | — | — | — | Sign in for TTM |
| Profit before tax | 6,177 Cr | 3,929 Cr | 6,433 Cr | 9,932 Cr | 11,979 Cr | 3,526 Cr | 1,210 Cr | Sign in for TTM |
| Tax % | 27.8% | 25.4% | 25.3% | 25.1% | 25.1% | 27.0% | 26.5% | Sign in for TTM |
| Net profit | 4,458 Cr | 2,930 Cr | 4,805 Cr | 7,443 Cr | 8,977 Cr | 2,576 Cr | 889 Cr | Sign in for TTM |
| EPS (₹) | ₹64.33 | ₹40.03 | ₹62.07 | ₹96.01 | ₹115.54 | ₹33.07 | ₹11.42 | Sign in for TTM |
| Dividend payout % | — | 0.0% | 8.1% | 8.9% | 12.1% | 49.9% | 0.0% | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | 694 Cr | 773 Cr | 775 Cr | 776 Cr | 778 Cr | 779 Cr | 779 Cr |
| Reserves | 33,061 Cr | 42,414 Cr | 47,252 Cr | 54,184 Cr | 62,134 Cr | 63,767 Cr | 64,689 Cr |
| Borrowings | — | — | — | 49,011 Cr | 47,611 Cr | 53,704 Cr | 42,789 Cr |
| Other liabilities | 2,73,474 Cr | 3,19,716 Cr | 3,53,941 Cr | 3,53,865 Cr | 4,04,571 Cr | 4,35,858 Cr | 4,35,136 Cr |
| Total liabilities | 3,07,229 Cr | 3,62,903 Cr | 4,01,967 Cr | 4,57,837 Cr | 5,15,094 Cr | 5,54,107 Cr | 5,43,394 Cr |
| Fixed assets (net) | — | — | — | 2,079 Cr | 2,324 Cr | 2,496 Cr | 2,546 Cr |
| CWIP | — | — | — | — | — | — | — |
| Investments | — | — | — | 83,076 Cr | 1,06,486 Cr | 1,14,457 Cr | 1,25,007 Cr |
| Loans & advances | — | — | — | 2,89,924 Cr | 3,43,298 Cr | 3,45,019 Cr | 3,15,871 Cr |
| Cash & bank | — | — | — | 42,975 Cr | 18,561 Cr | 51,006 Cr | 29,946 Cr |
| Other assets | 3,07,229 Cr | 3,62,903 Cr | 4,01,967 Cr | 39,784 Cr | 44,425 Cr | 41,129 Cr | 70,024 Cr |
| Total assets | 3,07,229 Cr | 3,62,903 Cr | 4,01,967 Cr | 4,57,837 Cr | 5,15,094 Cr | 5,54,107 Cr | 5,43,394 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | 44,976 Cr | 16,672 Cr | -12,442 Cr | -16,925 Cr | 18,278 Cr | 993 Cr |
| Cash from investing | — | -331 Cr | -406 Cr | -560 Cr | -711 Cr | -709 Cr | -634 Cr |
| Cash from financing | — | -4,096 Cr | -4,302 Cr | 1,115 Cr | -2,242 Cr | 4,876 Cr | -10,912 Cr |
| Net cash flow | — | 40,556 Cr | 11,975 Cr | -11,808 Cr | -19,869 Cr | 22,468 Cr | -10,443 Cr |
| Free cash flow (OCF − Capex) | — | 44,635 Cr | 16,258 Cr | -13,013 Cr | -17,655 Cr | 17,547 Cr | 301 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| ROCE % | 67.8% | 44.9% | 46.3% | 6.5% | 7.5% | 6.3% | 5.8% |
| ROE % | 13.2% | 6.8% | 10.0% | 13.5% | 14.3% | 4.0% | 1.4% |
| Debtor days | — | — | — | — | — | — | — |
| Inventory days | — | — | — | — | — | — | — |
| Days payable | — | — | — | — | — | — | — |
| Cash conversion cycle | — | — | — | — | — | — | — |
| Debt / equity | — | — | — | 0.89 | 0.76 | 0.83 | 0.65 |
| Current ratio | — | — | — | — | — | — | — |
| Net debt / EBITDA | — | — | — | — | — | — | — |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Gross NPA | 5,147 Cr | 5,795 Cr | 5,517 Cr | 5,826 Cr | 6,693 Cr | 11,046 Cr | 11,095 Cr |
| Gross NPA % | 2.5% | 2.7% | 2.3% | 2.0% | 1.9% | 3.1% | 3.4% |
| Net NPA | 1,887 Cr | 1,477 Cr | 1,530 Cr | 1,715 Cr | 1,969 Cr | 3,287 Cr | 3,169 Cr |
| Net NPA % | 0.9% | 0.7% | 0.6% | 0.6% | 0.6% | 0.9% | 1.0% |
| CET1 % | 13.2% | 15.6% | 16.0% | 15.9% | 15.8% | 15.1% | 16.2% |
| Additional Tier 1 % | 1.4% | 1.3% | 0.8% | 0.4% | 0.0% | 0.0% | 0.0% |
| Capital adequacy % | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — |
| ROA % | 1.5% | 0.9% | 1.3% | 1.8% | 1.9% | 0.5% | 0.2% |
Compare with peers
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