Indian Bank

Indian Bank (INDIANB) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.

Financial Services›Financial Services›Banks›Public Sector Bank

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Key metrics

Price as of 2026-09-03

Stock price
₹888.75
Market cap
1,19,740 Cr
Stock P/E
9.3
P/B
1.50
Dividend yield
1.8%

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Share price

NSE closing price from historical market data.

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Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Net Interest Income5,761 Cr5,819 Cr6,024 Cr6,180 Cr6,216 Cr6,425 Cr6,393 Cr6,361 Cr6,589 Cr6,899 Cr7,117 Cr7,438 Cr
Other income2,166 Cr2,113 Cr2,432 Cr2,077 Cr2,602 Cr2,397 Cr2,935 Cr2,621 Cr2,643 Cr2,793 Cr2,773 Cr2,902 Cr
Net operating income7,927 Cr7,932 Cr8,456 Cr8,257 Cr8,818 Cr8,822 Cr9,327 Cr8,982 Cr9,231 Cr9,692 Cr9,889 Cr10,341 Cr
Employee cost2,190 Cr2,350 Cr2,647 Cr2,317 Cr2,481 Cr2,442 Cr2,734 Cr2,645 Cr2,681 Cr2,814 Cr2,741 Cr3,099 Cr
Other expenses1,409 Cr1,458 Cr1,481 Cr1,416 Cr1,563 Cr1,600 Cr1,569 Cr1,544 Cr1,689 Cr1,822 Cr1,842 Cr1,654 Cr
Provisions & contingencies1,551 Cr1,349 Cr1,251 Cr1,261 Cr1,099 Cr1,060 Cr794 Cr691 Cr739 Cr857 Cr1,228 Cr1,194 Cr
Depreciation————————————
Profit before tax2,777 Cr2,774 Cr3,078 Cr3,263 Cr3,674 Cr3,721 Cr4,230 Cr3,335 Cr4,123 Cr4,199 Cr4,078 Cr4,394 Cr
Tax %27.7%23.0%26.6%25.9%25.4%22.7%30.0%33.5%26.3%26.5%23.6%24.9%
Net profit2,069 Cr2,207 Cr2,296 Cr2,571 Cr2,801 Cr2,910 Cr2,982 Cr2,277 Cr3,109 Cr3,148 Cr3,174 Cr3,357 Cr
EPS (₹)₹16.61₹17.46₹17.04₹19.08₹20.79₹21.60₹22.14₹16.90₹23.07₹23.36₹23.56₹24.92

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022BSE balance sheet (this exchange's own filing had none for this period)Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income7,015 Cr7,604 Cr15,669 Cr16,732 Cr20,268 Cr23,309 Cr25,213 Cr26,965 CrSign in for TTM
Other income1,891 Cr3,326 Cr6,540 Cr7,407 Cr7,805 Cr8,582 Cr10,011 Cr10,829 CrSign in for TTM
Net operating income8,907 Cr10,929 Cr22,210 Cr24,139 Cr28,072 Cr31,891 Cr35,225 Cr37,794 CrSign in for TTM
Employee cost2,228 Cr2,478 Cr6,412 Cr6,738 Cr7,579 Cr9,320 Cr9,975 Cr10,880 CrSign in for TTM
Other expenses1,801 Cr1,954 Cr4,378 Cr4,615 Cr5,146 Cr5,633 Cr6,149 Cr6,898 CrSign in for TTM
Provisions & contingencies4,595 Cr5,118 Cr8,495 Cr9,522 Cr9,358 Cr5,894 Cr4,214 Cr3,515 CrSign in for TTM
Depreciation————————Sign in for TTM
Profit before tax283 Cr1,378 Cr2,925 Cr3,263 Cr5,990 Cr11,044 Cr14,887 Cr15,735 CrSign in for TTM
Tax %-13.3%45.0%-3.1%-22.4%11.0%26.4%26.1%27.2%Sign in for TTM
Net profit381 Cr862 Cr3,151 Cr4,144 Cr5,574 Cr8,423 Cr11,264 Cr11,707 CrSign in for TTM
EPS (₹)₹7.91₹16.38₹27.88₹33.99₹44.74₹66.03₹83.61₹86.89Sign in for TTM
Dividend payout %——0.0%6.0%14.5%12.7%14.3%18.7%Sign in for TTM
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Trailing twelve months totals and margin rows

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022BSE balance sheet (this exchange's own filing had none for this period)Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital480 Cr609 Cr1,129 Cr1,245 Cr1,245 Cr1,347 Cr1,347 Cr1,347 Cr
Reserves16,140 Cr19,171 Cr32,574 Cr43,706 Cr42,154 Cr52,926 Cr62,965 Cr71,628 Cr
Borrowings12,138 Cr——17,153 Cr—23,143 Cr41,552 Cr46,807 Cr
Other liabilities2,48,539 Cr2,90,361 Cr5,94,410 Cr6,11,992 Cr6,69,934 Cr7,18,293 Cr7,71,174 Cr8,71,771 Cr
Total liabilities2,80,065 Cr3,10,141 Cr6,28,114 Cr6,74,096 Cr7,13,334 Cr7,95,709 Cr8,77,039 Cr9,91,553 Cr
Fixed assets (net)3,961 Cr——7,699 Cr—7,540 Cr8,857 Cr8,677 Cr
CWIP————————
Investments64,992 Cr——1,76,502 Cr—2,15,242 Cr2,28,421 Cr2,47,682 Cr
Loans & advances1,81,262 Cr——3,89,186 Cr—5,14,889 Cr5,71,071 Cr6,54,888 Cr
Cash & bank11,702 Cr——24,054 Cr—32,703 Cr31,948 Cr34,055 Cr
Other assets18,148 Cr3,10,141 Cr6,28,114 Cr76,655 Cr7,13,334 Cr25,335 Cr36,742 Cr46,251 Cr
Total assets2,80,065 Cr3,10,141 Cr6,28,114 Cr6,74,096 Cr7,13,334 Cr7,95,709 Cr8,77,039 Cr9,91,553 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022BSE balance sheet (this exchange's own filing had none for this period)Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity——17,065 Cr28,750 Cr-27,894 Cr-8,617 Cr17,396 Cr18,815 Cr
Cash from investing——-545 Cr-305 Cr-314 Cr-618 Cr-348 Cr-428 Cr
Cash from financing——23,643 Cr18 Cr-1,543 Cr1,195 Cr-4,264 Cr-7,649 Cr
Net cash flow——40,163 Cr28,464 Cr-29,751 Cr-8,040 Cr12,784 Cr10,738 Cr
Free cash flow (OCF − Capex)——16,504 Cr28,427 Cr-28,228 Cr-9,244 Cr16,856 Cr18,361 Cr

Ratios

Ratios as reported or derived per annual period.

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022BSE balance sheet (this exchange's own filing had none for this period)Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %74.9%76.7%78.2%3.9%70.8%5.7%6.1%5.9%
ROE %2.3%4.4%9.3%9.7%12.8%15.5%17.5%16.0%
Debtor days————————
Inventory days————————
Days payable————————
Cash conversion cycle————————
Debt / equity0.63——0.38—0.430.650.64
Current ratio————————
Net debt / EBITDA————————

Regulatory ratios (standalone basis)

RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.

MetricMar 2019Standalone onlyMar 2020Mar 2021Mar 2022BSE balance sheet (this exchange's own filing had none for this period)Mar 2023Mar 2024Mar 2025Mar 2026
Gross NPA13,353 Cr14,151 Cr38,480 Cr35,214 Cr28,180 Cr21,106 Cr18,179 Cr13,190 Cr
Gross NPA %7.1%6.9%9.9%8.5%5.9%4.0%3.1%2.0%
Net NPA6,793 Cr6,184 Cr12,271 Cr8,849 Cr4,043 Cr2,223 Cr1,110 Cr965 Cr
Net NPA %3.8%3.1%3.4%2.3%0.9%0.4%0.2%0.1%
CET1 %11.0%11.8%11.6%12.5%12.9%13.5%15.4%16.4%
Additional Tier 1 %0.3%0.3%0.7%0.6%0.6%0.5%0.5%0.0%
Capital adequacy %————————
NIM %————————
ROA %0.1%0.3%0.5%0.6%0.8%1.1%1.3%1.3%

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