IIFL Finance Limited
IIFL Finance Limited (IIFL) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Non Banking Financial Company (NBFC)
iifl.com(opens the company website in a new tab)Key metrics
Price as of 2026-09-02
Stock price
₹633.25
Market cap
26,936 Cr
Stock P/E
11.5
P/B
1.72
Dividend yield
0.7%
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1,426 Cr | 1,574 Cr | 1,646 Cr | 1,438 Cr | 1,339 Cr | 1,235 Cr | 1,314 Cr | 1,295 Cr | 1,439 Cr | 1,582 Cr | 1,720 Cr | 2,004 Cr |
| Other income | 58 Cr | 47 Cr | 69 Cr | 12 Cr | 5 Cr | 6 Cr | 3 Cr | 6 Cr | 4 Cr | 5 Cr | 7 Cr | 3 Cr |
| Net operating income | 1,484 Cr | 1,621 Cr | 1,714 Cr | 1,450 Cr | 1,344 Cr | 1,242 Cr | 1,317 Cr | 1,301 Cr | 1,443 Cr | 1,588 Cr | 1,728 Cr | 2,007 Cr |
| Employee cost | 415 Cr | 434 Cr | 456 Cr | 459 Cr | 484 Cr | 479 Cr | 467 Cr | 496 Cr | 508 Cr | 565 Cr | 542 Cr | 599 Cr |
| Other expenses | 219 Cr | 248 Cr | 352 Cr | 399 Cr | 215 Cr | 336 Cr | 249 Cr | 259 Cr | 315 Cr | 302 Cr | 312 Cr | 288 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 43 Cr | 45 Cr | 50 Cr | 46 Cr | 46 Cr | 46 Cr | 51 Cr | 47 Cr | 47 Cr | 53 Cr | 64 Cr | 63 Cr |
| Profit before tax | 684 Cr | 716 Cr | 554 Cr | 436 Cr | -140 Cr | 101 Cr | 309 Cr | 356 Cr | 557 Cr | 663 Cr | 833 Cr | 929 Cr |
| Tax % | 23.1% | 23.9% | 22.2% | 22.5% | 33.4% | 19.1% | 18.8% | 23.1% | 24.9% | 24.4% | 25.1% | 23.2% |
| Net profit | 526 Cr | 545 Cr | 431 Cr | 338 Cr | -93 Cr | 82 Cr | 251 Cr | 274 Cr | 418 Cr | 501 Cr | 623 Cr | 713 Cr |
| EPS (₹) | ₹12.45 | ₹12.86 | ₹9.79 | ₹7.24 | ₹-3.72 | ₹0.96 | ₹4.89 | ₹5.49 | ₹8.86 | ₹10.92 | ₹13.80 | ₹15.87 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | — | 2,223 Cr | 2,786 Cr | 3,204 Cr | 4,147 Cr | 5,956 Cr | 5,335 Cr | 6,036 Cr | Sign in for TTM |
| Other income | 107 Cr | 82 Cr | 150 Cr | 170 Cr | 188 Cr | 241 Cr | 26 Cr | 23 Cr | Sign in for TTM |
| Net operating income | 107 Cr | 2,304 Cr | 2,935 Cr | 3,374 Cr | 4,336 Cr | 6,197 Cr | 5,361 Cr | 6,059 Cr | Sign in for TTM |
| Employee cost | 683 Cr | 746 Cr | 723 Cr | 931 Cr | 1,330 Cr | 1,685 Cr | 1,889 Cr | 2,111 Cr | Sign in for TTM |
| Other expenses | 770 Cr | 422 Cr | 362 Cr | 539 Cr | 765 Cr | 1,078 Cr | 1,199 Cr | 1,189 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 32 Cr | 106 Cr | 105 Cr | 122 Cr | 153 Cr | 181 Cr | 189 Cr | 211 Cr | Sign in for TTM |
| Profit before tax | 1,130 Cr | 725 Cr | 1,005 Cr | 1,536 Cr | 2,113 Cr | 2,572 Cr | 707 Cr | 2,409 Cr | Sign in for TTM |
| Tax % | 28.8% | 30.6% | 24.3% | 22.6% | 23.9% | 23.2% | 18.2% | 24.6% | Sign in for TTM |
| Net profit | 804 Cr | 503 Cr | 761 Cr | 1,188 Cr | 1,608 Cr | 1,974 Cr | 578 Cr | 1,817 Cr | Sign in for TTM |
| EPS (₹) | ₹21.38 | ₹13.27 | ₹20.09 | ₹31.33 | ₹39.49 | ₹46.29 | ₹9.07 | ₹39.07 | Sign in for TTM |
| Dividend payout % | — | — | — | 11.2% | 10.8% | 9.2% | 0.0% | 11.0% | Sign in for TTM |
Sign in for TTM
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 64 Cr | 76 Cr | 76 Cr | 76 Cr | 76 Cr | 76 Cr | 85 Cr | 85 Cr |
| Reserves | 3,631 Cr | 4,684 Cr | 5,312 Cr | 6,388 Cr | 10,126 Cr | 10,561 Cr | 12,327 Cr | 13,835 Cr |
| Borrowings | — | 26,983 Cr | 32,257 Cr | 35,725 Cr | 39,604 Cr | 46,699 Cr | 51,068 Cr | 69,176 Cr |
| Other liabilities | 29,550 Cr | 2,592 Cr | 3,017 Cr | 3,715 Cr | 3,195 Cr | 3,666 Cr | 2,621 Cr | 4,264 Cr |
| Total liabilities | 33,245 Cr | 34,341 Cr | 40,667 Cr | 45,910 Cr | 53,001 Cr | 62,421 Cr | 67,644 Cr | 89,059 Cr |
| Fixed assets (net) | — | 114 Cr | 104 Cr | 151 Cr | 176 Cr | 168 Cr | 163 Cr | 177 Cr |
| CWIP | — | 2 Cr | 7 Cr | 6 Cr | 27 Cr | 52 Cr | 22 Cr | 6 Cr |
| Investments | — | 958 Cr | 303 Cr | 1,487 Cr | 3,807 Cr | 4,355 Cr | 5,309 Cr | 6,963 Cr |
| Loans & advances | — | 28,532 Cr | 33,533 Cr | 33,693 Cr | 40,001 Cr | 50,952 Cr | 55,364 Cr | 70,911 Cr |
| Trade receivables | — | 30 Cr | 192 Cr | 183 Cr | 121 Cr | 102 Cr | 108 Cr | 98 Cr |
| Cash & bank | — | 1,566 Cr | 2,616 Cr | 6,212 Cr | 3,631 Cr | 2,470 Cr | 2,067 Cr | 3,328 Cr |
| Other assets | 33,245 Cr | 3,139 Cr | 3,912 Cr | 4,179 Cr | 5,238 Cr | 4,321 Cr | 4,612 Cr | 7,576 Cr |
| Total assets | 33,245 Cr | 34,341 Cr | 40,667 Cr | 45,910 Cr | 53,001 Cr | 62,421 Cr | 67,644 Cr | 89,059 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | 1,784 Cr | -4,941 Cr | -5,848 Cr | -4,781 Cr | -13,976 Cr |
| Cash from investing | — | — | — | -996 Cr | -2,730 Cr | -1,356 Cr | -1,149 Cr | -2,606 Cr |
| Cash from financing | — | — | — | 2,781 Cr | 5,090 Cr | 6,042 Cr | 5,526 Cr | 17,843 Cr |
| Net cash flow | — | — | — | 3,569 Cr | -2,581 Cr | -1,162 Cr | -403 Cr | 1,262 Cr |
| Free cash flow (OCF − Capex) | — | — | — | 1,683 Cr | -5,202 Cr | -6,116 Cr | -4,842 Cr | -14,057 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 100.6% | 65.6% | 67.4% | 10.7% | 10.7% | 11.0% | 7.5% | 9.6% |
| ROE % | 18.7% | 10.5% | 14.1% | 20.0% | 14.7% | 14.6% | 2.7% | 10.6% |
| Debtor days | — | 2 | 12 | 10 | 5 | 4 | 4 | 3 |
| Inventory days | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | — | 2 | 12 | 10 | 5 | 4 | 4 | 3 |
| Debt / equity | — | 0.06 | 5.99 | 0.06 | 3.88 | 3.87 | 4.11 | 4.97 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 6.79 | 6.92 | 8.71 | 7.92 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
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