Housing & Urban Development Corporation Limited
Housing & Urban Development Corporation Limited (HUDCO) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Finance›Financial Institution
hudco.org.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
Stock price
₹181.07
Market cap
36,261 Cr
Stock P/E
8.5
P/B
1.65
Dividend yield
2.9%
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Share price
NSE closing price from historical market data.
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Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Quarterly · ₹ Cr · tap + rows to expand
| Metric | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 627 Cr | — | — | — | — | 983 Cr | 962 Cr | 948 Cr | 1,050 Cr | 1,025 Cr | 1,142 Cr | 1,149 Cr |
| Other income | 16 Cr | 10 Cr | 129 Cr | 9 Cr | 8 Cr | 10 Cr | 10 Cr | 8 Cr | 32 Cr | 74 Cr | 62 Cr | 20 Cr |
| Net operating income | 643 Cr | 10 Cr | 129 Cr | 9 Cr | 8 Cr | 993 Cr | 972 Cr | 956 Cr | 1,082 Cr | 1,099 Cr | 1,204 Cr | 1,169 Cr |
| Employee cost | 55 Cr | 32 Cr | 98 Cr | 40 Cr | 66 Cr | 60 Cr | 64 Cr | 68 Cr | 66 Cr | 74 Cr | 60 Cr | 71 Cr |
| Other expenses | 26 Cr | -20 Cr | -90 Cr | 7 Cr | -204 Cr | 30 Cr | 47 Cr | 30 Cr | 32 Cr | 30 Cr | 54 Cr | 37 Cr |
| Provisions & contingencies | — | — | — | — | — | — | — | — | — | — | — | — |
| Depreciation | 2 Cr | 2 Cr | 2 Cr | 2 Cr | 3 Cr | 3 Cr | 4 Cr | 3 Cr | 3 Cr | 3 Cr | 4 Cr | 2 Cr |
| Profit before tax | 606 Cr | 696 Cr | 943 Cr | 685 Cr | 1,000 Cr | 932 Cr | 1,020 Cr | 857 Cr | 955 Cr | 788 Cr | 621 Cr | 1,066 Cr |
| Tax % | 25.5% | 25.4% | 25.8% | 18.5% | 31.1% | 21.1% | 28.7% | 26.5% | 25.6% | 9.6% | -219.0% | 20.2% |
| Net profit | 452 Cr | 519 Cr | 700 Cr | 558 Cr | 689 Cr | 735 Cr | 728 Cr | 630 Cr | 710 Cr | 713 Cr | 1,981 Cr | 851 Cr |
| EPS (₹) | ₹2.26 | ₹2.59 | ₹3.50 | ₹2.79 | ₹3.44 | ₹3.67 | ₹3.64 | ₹3.15 | ₹3.55 | ₹3.56 | ₹9.90 | ₹4.25 |
Profit & loss (annual)
Annual · last column is TTM · ₹ Cr · tap + to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 2,395 Cr | 2,635 Cr | 2,408 Cr | 2,356 Cr | 2,476 Cr | — | 3,453 Cr | 4,166 Cr | Sign in for TTM |
| Other income | 44 Cr | 40 Cr | 43 Cr | 44 Cr | 0 Cr | 164 Cr | 37 Cr | 177 Cr | Sign in for TTM |
| Net operating income | 2,439 Cr | 2,674 Cr | 2,451 Cr | 2,399 Cr | 2,476 Cr | 164 Cr | 3,490 Cr | 4,342 Cr | Sign in for TTM |
| Employee cost | 224 Cr | 239 Cr | 206 Cr | 218 Cr | 187 Cr | 233 Cr | 230 Cr | 268 Cr | Sign in for TTM |
| Other expenses | 72 Cr | 127 Cr | 143 Cr | 137 Cr | 163 Cr | -99 Cr | 131 Cr | 146 Cr | Sign in for TTM |
| Provisions & contingencies | — | — | — | — | — | — | — | — | Sign in for TTM |
| Depreciation | 5 Cr | 6 Cr | 7 Cr | 8 Cr | 11 Cr | 10 Cr | 11 Cr | 13 Cr | Sign in for TTM |
| Profit before tax | 1,863 Cr | 2,174 Cr | 2,229 Cr | 2,346 Cr | 2,289 Cr | 2,843 Cr | 3,637 Cr | 3,221 Cr | Sign in for TTM |
| Tax % | 36.7% | 21.4% | 29.2% | 26.8% | 25.7% | 25.6% | 25.5% | -25.2% | Sign in for TTM |
| Net profit | 1,180 Cr | 1,708 Cr | 1,579 Cr | 1,716 Cr | 1,701 Cr | 2,117 Cr | 2,709 Cr | 4,034 Cr | Sign in for TTM |
| EPS (₹) | ₹5.89 | ₹8.53 | ₹7.89 | ₹8.57 | ₹8.50 | ₹10.57 | ₹13.53 | ₹20.15 | Sign in for TTM |
| Dividend payout % | — | — | — | 0.0% | 0.0% | 43.5% | 42.5% | 26.3% | Sign in for TTM |
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Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity capital | 2,002 Cr | 2,002 Cr | 2,002 Cr | 2,002 Cr | 2,002 Cr | 2,002 Cr | 2,002 Cr | 2,002 Cr |
| Reserves | 8,953 Cr | 10,340 Cr | 11,186 Cr | 12,466 Cr | 13,442 Cr | 14,611 Cr | 15,966 Cr | 19,974 Cr |
| Borrowings | 59,848 Cr | 61,437 Cr | 60,978 Cr | 61,503 Cr | 62,905 Cr | — | 1,07,297 Cr | 1,41,677 Cr |
| Other liabilities | 2,026 Cr | 2,347 Cr | 2,792 Cr | 2,924 Cr | 2,621 Cr | 76,810 Cr | 3,231 Cr | 3,186 Cr |
| Total liabilities | 72,828 Cr | 76,126 Cr | 76,958 Cr | 78,895 Cr | 80,969 Cr | 93,422 Cr | 1,28,496 Cr | 1,66,838 Cr |
| Fixed assets (net) | 50 Cr | 45 Cr | 63 Cr | 74 Cr | 62 Cr | 56 Cr | 57 Cr | 60 Cr |
| CWIP | 39 Cr | 52 Cr | 17 Cr | 17 Cr | 17 Cr | 14 Cr | 14 Cr | 23 Cr |
| Investments | 555 Cr | 252 Cr | 268 Cr | 276 Cr | 650 Cr | 20 Cr | 1,337 Cr | 2,247 Cr |
| Loans & advances | 70,964 Cr | 74,268 Cr | 74,292 Cr | 76,990 Cr | 79,237 Cr | — | 1,24,341 Cr | 1,60,547 Cr |
| Trade receivables | 4 Cr | 6 Cr | 8 Cr | 7 Cr | 1 Cr | — | 2 Cr | 0.77 Cr |
| Cash & bank | 111 Cr | 223 Cr | 1,286 Cr | 560 Cr | 48 Cr | 370 Cr | 44 Cr | 2 Cr |
| Other assets | 1,106 Cr | 1,281 Cr | 1,024 Cr | 970 Cr | 954 Cr | 92,963 Cr | 2,701 Cr | 3,958 Cr |
| Total assets | 72,828 Cr | 76,126 Cr | 76,958 Cr | 78,895 Cr | 80,969 Cr | 93,422 Cr | 1,28,496 Cr | 1,66,838 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | -806 Cr | -851 Cr | -10,287 Cr | -31,603 Cr | -33,912 Cr |
| Cash from investing | — | — | — | -0.93 Cr | -352 Cr | 435 Cr | -939 Cr | -884 Cr |
| Cash from financing | — | — | — | 81 Cr | 691 Cr | 10,174 Cr | 32,215 Cr | 34,793 Cr |
| Net cash flow | — | — | — | -726 Cr | -512 Cr | 322 Cr | -326 Cr | -3 Cr |
| Free cash flow (OCF − Capex) | — | — | — | -812 Cr | -853 Cr | -10,291 Cr | -31,624 Cr | -33,939 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROCE % | 7.0% | 9.5% | 53.0% | 9.1% | 8.7% | 47.0% | 8.3% | 7.4% |
| ROE % | 0.0% | 14.2% | 0.0% | 13.0% | 11.0% | 12.7% | 0.0% | 18.4% |
| Debtor days | 0 | 0 | 0 | 0 | 0 | — | 0 | 0 |
| Inventory days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days payable | — | — | — | — | — | — | — | — |
| Cash conversion cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt / equity | 5.46 | 0.05 | 0.05 | 0.04 | 4.07 | 0.04 | 5.97 | 6.45 |
| Current ratio | — | — | — | — | — | — | — | — |
| Net debt / EBITDA | 12.20 | 0.00 | 0.00 | 0.00 | 9.23 | -0.05 | 10.35 | 11.82 |
Regulatory ratios (standalone basis)
RBI/Basel III ratios — NPA, CET1, CRAR, NIM, ROA — for the licensed banking entity. Always sourced from the standalone filing, even on the consolidated view, since these have no consolidated-group definition.
| Metric | Mar 2019 | Mar 2020BSE balance sheet (this exchange's own filing had none for this period) | Mar 2021BSE balance sheet (this exchange's own filing had none for this period) | Mar 2022BSE balance sheet (this exchange's own filing had none for this period) | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Gross NPA | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
| Net NPA | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| CET1 % | — | — | — | — | — | — | — | — |
| Additional Tier 1 % | — | — | — | — | — | — | — | — |
| Capital adequacy % | — | — | — | — | — | — | — | — |
| NIM % | — | — | — | — | — | — | — | — |
| ROA % | — | — | — | — | — | — | — | — |
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