GYFTR

Gyftr Limited

Gyftr Limited (GYFTR) financial statements and selected valuation metrics through 30 June 2026.

Financial Services›Financial Services›Finance›Other Financial Services

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Key metrics

Price as of 2026-10-16

Stock price
₹172.36
Market cap
1,319 Cr
Stock P/E
54.5 · FY26
P/B
2.73
Dividend yield
0.4%
ROE (FY26)
4.5%
ROCE (FY26)
6.0%
Operating margin (FY26)
-4.8%
Debt / equity (FY26)
0.0026

Full years shown; sign in free for the trailing twelve months. Learn about these metrics →

Price & valuation

Share price and valuation multiples (P/E, P/B and more) over time.

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Compare with peers

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Company snapshot

4thBy market cap

Ranked among 15 companies in Other Financial Services.

What we see

Positives
  • ✓Revenue grew 2703% in the latest year — strong top-line momentum.
Concerns
  • ✗Interest coverage of -58.0x — earnings barely cover interest payments, which is a warning sign.
1 more signal from the filings.Sign in free to see them all

Statement tables · Consolidated

Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.

Amounts in ₹ Cr · tap + to expand rows

Quarterly results

Quarterly · ₹ Cr · tap + rows to expand

MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Net Interest Income0.63 Cr0.68 Cr2 Cr1 Cr2 Cr——
Other income0.46 Cr0 Cr0.02 Cr0.17 Cr0.03 Cr8 Cr7 Cr
Net operating income1 Cr0.68 Cr2 Cr2 Cr2 Cr8 Cr7 Cr
Employee cost6 Cr4 Cr0.67 Cr2 Cr1 Cr0.66 Cr0.69 Cr
Other expenses0.95 Cr0.91 Cr1 Cr2 Cr1 Cr5 Cr0.95 Cr
Provisions & contingencies———————
Depreciation0.01 Cr0.0014 Cr0.02 Cr0.01 Cr0.01 Cr2 Cr1 Cr
Profit before tax5 Cr-11 Cr-3 Cr12 Cr-19 Cr9 Cr7 Cr
Tax %-55.7%13.4%16.1%16.0%4.2%31.3%23.4%
Net profit8 Cr-9 Cr-3 Cr10 Cr-18 Cr6 Cr5 Cr
EPS (₹)₹6.60₹-7.25₹-2.34₹7.96₹-14.53₹0.80₹0.69

Profit & loss (annual)

Annual · last column is TTM · ₹ Cr · tap + to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Net Interest Income————2 Cr9 Cr11 Cr10 Cr9 Cr—Sign in free for the trailing twelve months
Other income——32 Cr0.08 Cr1 Cr0.16 Cr0.08 Cr0.21 Cr0.29 Cr45 CrSign in free for the trailing twelve months
Net operating income——32 Cr0.08 Cr3 Cr9 Cr11 Cr10 Cr10 Cr45 CrSign in free for the trailing twelve months
Employee cost——3 Cr5 Cr12 Cr10 Cr3 Cr5 Cr4 Cr1 CrSign in free for the trailing twelve months
Other expenses——10 Cr2 Cr3 Cr3 Cr3 Cr3 Cr2 Cr18 CrSign in free for the trailing twelve months
Provisions & contingencies——————————Sign in free for the trailing twelve months
Depreciation——0.11 Cr0.01 Cr0.03 Cr0.04 Cr0.05 Cr0.06 Cr0.06 Cr6 CrSign in free for the trailing twelve months
Profit before tax——30 Cr-23 Cr70 Cr42 Cr16 Cr73 Cr2 Cr29 CrSign in free for the trailing twelve months
Tax %——18.8%—12.8%12.1%12.5%18.9%25.2%25.0%Sign in free for the trailing twelve months
Net profit——24 Cr-23 Cr61 Cr37 Cr14 Cr59 Cr2 Cr22 CrSign in free for the trailing twelve months
EPS (₹)——₹19.23₹-18.09₹48.25₹29.29₹11.04₹47.30₹1.45₹3.16Sign in free for the trailing twelve months
Dividend payout %————0.0%7.3%26.9%8.5%0.0%0.0%Sign in free for the trailing twelve months
Sign in free for the trailing twelve months

The latest four quarters added up, next to each full year

Balance sheet

Annual · ₹ Cr · tap + rows to expand

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity capital12 Cr12 Cr13 Cr13 Cr13 Cr13 Cr13 Cr13 Cr13 Cr77 Cr
Reserves110 Cr131 Cr150 Cr132 Cr241 Cr277 Cr284 Cr344 Cr334 Cr408 Cr
Borrowings96 Cr56 Cr36 Cr—46 Cr82 Cr121 Cr84 Cr36 Cr1 Cr
Other liabilities18 Cr2 Cr2 Cr42 Cr17 Cr14 Cr7 Cr15 Cr3 Cr29 Cr
Total liabilities236 Cr202 Cr200 Cr186 Cr316 Cr385 Cr425 Cr456 Cr386 Cr515 Cr
Fixed assets (net)1 Cr2 Cr0.22 Cr0.18 Cr0.12 Cr0.10 Cr0.18 Cr0.06 Cr0.05 Cr1 Cr
CWIP———————0 Cr——
Investments66 Cr50 Cr58 Cr—205 Cr182 Cr246 Cr337 Cr178 Cr372 Cr
Loans & advances————56 Cr130 Cr116 Cr59 Cr157 Cr64 Cr
Inventories43 Cr27 Cr48 Cr—0 Cr0 Cr0 Cr0 Cr0 Cr0 Cr
Trade receivables10 Cr——12 Cr7 Cr2 Cr0.70 Cr0 Cr—15 Cr
Cash & bank14 Cr88 Cr10 Cr4 Cr27 Cr21 Cr8 Cr2 Cr19 Cr3 Cr
Other assets103 Cr36 Cr85 Cr170 Cr21 Cr51 Cr54 Cr59 Cr32 Cr61 Cr
Total assets236 Cr202 Cr200 Cr186 Cr316 Cr385 Cr425 Cr456 Cr386 Cr515 Cr

Cash flows

Annual · ₹ Cr · tap + rows to expand · last column includes FCF

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from operating activity——-0.12 Cr-10 Cr-13 Cr-14 Cr-13 Cr51 Cr-107 Cr12 Cr
Cash from investing——7 Cr15 Cr28 Cr-5 Cr-32 Cr-10 Cr158 Cr-108 Cr
Cash from financing——-27 Cr-4 Cr8 Cr31 Cr32 Cr-46 Cr-34 Cr81 Cr
Net cash flow——-21 Cr0.18 Cr23 Cr13 Cr-13 Cr-5 Cr17 Cr-16 Cr
Free cash flow (OCF − Capex)————-13 Cr-14 Cr-13 Cr51 Cr-107 Cr-22 Cr

Ratios

MetricMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROCE %——16.2%-14.2%24.1%12.0%4.7%17.7%1.4%6.0%
ROE %——14.9%-15.7%23.9%12.7%4.7%16.7%0.5%4.5%
Debtor days———220271090—13
Inventory days——1350—000000
Days payable———25—————11
Cash conversion cycle——135019527109002
Debt / equity0.780.390.22—0.180.280.410.240.100.0026
Current ratio—————————6.42
Net debt / EBITDA——70.95—0.261.385.821.065.53—