General Insurance Corporation of India
General Insurance Corporation of India (GICRE) financial statements and selected valuation metrics from NSE/BSE exchange filings through 30 June 2026.
Financial Services›Financial Services›Insurance›General Insurance
gicre.in(opens the company website in a new tab)Key metrics
Price as of 2026-09-03
Sign in for full ratios and TTM. Learn about these metrics →
Share price
NSE closing price from historical market data.
Loading price history…
Statement tables · Consolidated
Switches quarterly, P&L, balance sheet, and cash flow. Key metrics and ratios stay on consolidated when available.
Amounts in ₹ Cr · NSE preferred when both exchanges report the same period · tap + to expand rows
Quarterly results
Insurance layout · ₹ Cr · quarterly
| Metric | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Premium | 10,498 Cr | 7,405 Cr | 9,557 Cr | 6,294 Cr | 8,334 Cr | 9,959 Cr | 9,976 Cr | 11,824 Cr | 8,588 Cr | 10,486 Cr | 10,007 Cr | 12,721 Cr |
| Expenses | 58 Cr | 84 Cr | 151 Cr | 147 Cr | 96 Cr | 90 Cr | 125 Cr | 82 Cr | 177 Cr | 96 Cr | 97 Cr | 137 Cr |
| Operating profit | 10,440 Cr | 7,321 Cr | 9,406 Cr | 6,147 Cr | 8,238 Cr | 9,869 Cr | 9,851 Cr | 11,741 Cr | 8,411 Cr | 10,390 Cr | 9,910 Cr | 12,584 Cr |
| Investment income | — | — | — | — | — | — | — | — | — | — | — | — |
| Other income | 361 Cr | 355 Cr | 42 Cr | -151 Cr | -57 Cr | 116 Cr | 35 Cr | 2 Cr | 362 Cr | 96 Cr | 447 Cr | 76 Cr |
| Profit before tax | 1,046 Cr | 2,830 Cr | 1,340 Cr | 3,145 Cr | 1,181 Cr | 1,933 Cr | 3,279 Cr | 3,021 Cr | 3,491 Cr | 2,360 Cr | 3,262 Cr | 2,315 Cr |
| Tax % | 30.3% | 21.7% | 8.0% | 13.2% | 17.2% | 12.6% | 23.8% | 16.2% | 17.7% | 25.8% | 22.4% | 24.7% |
| Net profit | — | — | — | — | — | — | — | — | — | — | — | — |
| EPS (₹) | ₹4.16 | ₹12.63 | ₹7.02 | ₹15.56 | ₹5.57 | ₹15.20 | ₹14.24 | ₹14.42 | ₹16.38 | ₹9.84 | ₹14.44 | ₹9.94 |
Profit & loss (annual)
Annual insurance P&L · TTM where available · ₹ Cr
| Metric | Dec 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Premium | 641 Cr | 46,765 Cr | 1,207 Cr | 39,119 Cr | 33,755 Cr | 38,412 Cr | 40,904 Cr | Sign in for TTM |
| Expenses | — | 393 Cr | — | 403 Cr | 440 Cr | 394 Cr | 452 Cr | Sign in for TTM |
| Operating profit | — | 46,373 Cr | — | 38,716 Cr | 33,315 Cr | 38,018 Cr | 40,453 Cr | Sign in for TTM |
| Investment income | — | — | — | — | — | — | — | Sign in for TTM |
| Other income | 2 Cr | 429 Cr | -3 Cr | 400 Cr | 608 Cr | 143 Cr | 906 Cr | Sign in for TTM |
| Profit before tax | — | -274 Cr | — | 3,942 Cr | 8,361 Cr | 9,563 Cr | 12,109 Cr | Sign in for TTM |
| Tax % | — | 31.9% | — | 39.5% | 17.4% | 22.3% | 20.2% | Sign in for TTM |
| Net profit | — | — | — | — | — | — | — | Sign in for TTM |
| EPS (₹) | — | ₹-1.06 | — | ₹13.60 | ₹39.37 | ₹42.36 | ₹55.08 | Sign in for TTM |
| Dividend payout % | — | — | — | — | — | — | — | Sign in for TTM |
Trailing twelve months totals and margin rows
Balance sheet
Annual · ₹ Cr · tap + rows to expand
| Metric | Dec 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity capital | — | — | — | — | — | — | — |
| Reserves | — | 23,067 Cr | 25,376 Cr | 27,950 Cr | 35,119 Cr | 47,782 Cr | 58,419 Cr |
| Borrowings | — | — | — | — | — | — | — |
| Other liabilities | — | — | — | — | — | — | — |
| Total liabilities | 49,644 Cr | 1,20,581 Cr | 53,479 Cr | 1,51,841 Cr | 1,62,731 Cr | 1,94,769 Cr | 2,05,733 Cr |
| Fixed assets (net) | — | 209 Cr | 200 Cr | 200 Cr | 324 Cr | 327 Cr | 332 Cr |
| CWIP | — | — | — | — | — | — | — |
| Investments | 80,976 Cr | 70,918 Cr | 93,990 Cr | 1,04,677 Cr | 1,14,738 Cr | 1,43,280 Cr | 1,48,373 Cr |
| Loans & advances | — | 235 Cr | — | 190 Cr | 170 Cr | 137 Cr | 125 Cr |
| Cash & bank | — | 16,107 Cr | 18,589 Cr | 21,451 Cr | 23,702 Cr | 25,280 Cr | 28,489 Cr |
| Other assets | — | 33,113 Cr | — | 25,322 Cr | 23,796 Cr | 25,746 Cr | 28,414 Cr |
| Total assets | 49,644 Cr | 1,20,581 Cr | 53,479 Cr | 1,51,841 Cr | 1,62,731 Cr | 1,94,769 Cr | 2,05,733 Cr |
Cash flows
Annual · ₹ Cr · tap + rows to expand · last column includes FCF
| Metric | Dec 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | — | — | 9,007 Cr | 11,722 Cr | 1,976 Cr | 466 Cr |
| Cash from investing | — | — | — | -6,679 Cr | -9,999 Cr | -926 Cr | -2,075 Cr |
| Cash from financing | — | — | — | 0 Cr | -395 Cr | -1,754 Cr | -1,754 Cr |
| Net cash flow | — | — | — | 2,863 Cr | 2,251 Cr | -53 Cr | -7 Cr |
| Free cash flow (OCF − Capex) | — | — | — | 8,992 Cr | 11,588 Cr | 1,976 Cr | 464 Cr |
Ratios
Ratios as reported or derived per annual period.
| Metric | Dec 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| ROCE % | — | — | — | — | — | — | — |
| ROE % | — | — | — | — | — | — | — |
| Debtor days | — | — | — | — | — | — | — |
| Inventory days | — | — | — | — | — | — | — |
| Days payable | — | — | — | — | — | — | — |
| Cash conversion cycle | — | — | — | — | — | — | — |
| Debt / equity | — | — | — | — | — | — | — |
| Current ratio | — | 0.76 | 0.69 | 0.65 | 0.62 | 0.58 | 0.60 |
| Net debt / EBITDA | — | — | — | — | — | — | — |
Compare with peers
Loading peers…